Moshe Gavish

Industrial Development Bank of Israel Ltd. focuses on normal banking activities, including, without limitation, the extension of short, medium and long term credit in NIS and foreign currencies, the acceptance of deposits in all currencies, the maintenance of checking accounts and the issuance of credit cards. In addition, it issues guarantees of all types in Israel and abroad and issued letters of credit and other documents relating to foreign trade. It maintains a foreign exchange dealing room, which provided currency conversion services and services relating to the hedging of currency and interest rate risk. Its finance department also provided services in factoring and futures transactions. It also analyzes and prepared applications for 'Approved Enterprise' status and administered government grants. Its customers included many of Israel's well known large industrial companies, medium size commercial entities, public institutions, kibbutzim and other agricultural sector companies. Until 2002, its goal was to gradually expand its range of commercial banking activities, which generally focused on the business and industrial sectors, and diversify its customer base

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