Prakash Chandra Nalwaya

Vijaya Bank Ltd. engages in providing banking services. It operates through the following segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The Treasury segment includes all investment portfolio, profit/ loss on sale of investments, profit/loss on foreign exchange transactions, equities, income from derivatives, and money market operations. The Corporate/Wholesale Banking segment offers lending and deposits from corporate customers and identified earnings and expenses of the segment. The Retail Banking segment provides lending and deposits from retail customers and identified earnings and expenses of the segment. The Other Banking Operations segment includes services and operations not covered under Treasury, Wholesale Banking and Retail Banking. The company was founded by A. B. Shetty on October 23, 1931 and is headquartered in Bangalore, India.

Part of The Cosmos Co-operative Bank Ltd., The Urban Co-operative Bank Ltd. provides commercial and consumer banking services. The company is based in Cuttack, India. The company was founded in 1981. The Urban Co-operative Bank was acquired by The Cosmos Co-operative Bank Ltd. on June 04, 2012.