Teresa Sáez Ponte

Fundación Bancaria Unicaja is a financial institution that was founded in 1991 and is based in Malaga, Spain. The Spanish company provides credit depository intermediation services.

Banco Europeo de Finanzas SA provides commercial banking services. The private company is based in Malaga, Spain.

Instituto de Crédito Oficial is a state-owned bank. It provides loans through second-floor facilities, and direct funding. The second-floor refers to the company’s activities such as designs and sets the main characteristics of the different lines of credit, as well as signing the corresponding collaboration agreements with the credit institutions for them to be sold through their networks. The direct funding services pertain to a corporate structured finance for large projects involving productive, public or private investments. The company was founded on June 19, 1971 and is headquartered in Madrid, Spain.