Abu Dhabi Islamic Bank announced the appointment of Jose K. Joseph as Group Chief Risk Officer. In this position, he will be responsible for market, credit, and operational risk for the ADIB Group. He will continue to strengthen ADIB's risk governance and capabilities, while helping to further cultivate a positive risk culture across the organization, at a time of rapid change in the global regulatory environment. Mr. Joseph brings over 30 years of banking experience gained across a variety of Risk and Business roles with International and regional banks. Before coming to the region, he spent around 25 years with Citibank N.A, where he held several senior positions, including Managing Director & Chief Credit Officer for Citibank North America. He joins from BankDhofar in Oman, where he held the role of Deputy General Manager & Chief Risk Officer.