Market Closed -
Nyse
04:00:01 2024-04-26 pm EDT
|
5-day change
|
1st Jan Change
|
74.53
USD
|
-0.13%
|
|
+0.40%
|
+10.01%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
44,655
|
32,617
|
47,211
|
46,986
|
47,563
|
50,303
|
-
|
-
|
Enterprise Value (EV)
1 |
44,655
|
32,617
|
47,211
|
46,986
|
67,795
|
54,730
|
47,507
|
46,782
|
P/E ratio
|
13.7
x
|
-5.5
x
|
5.26
x
|
4.86
x
|
13.6
x
|
10.4
x
|
9.19
x
|
8.65
x
|
Yield
|
2.49%
|
3.38%
|
2.25%
|
2.02%
|
2.07%
|
2.06%
|
2.24%
|
2.29%
|
Capitalization / Revenue
|
0.9
x
|
0.75
x
|
0.91
x
|
0.83
x
|
1.02
x
|
1.02
x
|
0.95
x
|
0.91
x
|
EV / Revenue
|
0.9
x
|
0.75
x
|
0.91
x
|
0.83
x
|
1.45
x
|
1.11
x
|
0.9
x
|
0.84
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
5.4
x
|
4.4
x
|
4.05
x
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
4.53
x
|
6.57
x
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
22.1%
|
15.2%
|
-
|
Price to Book
|
0.69
x
|
0.5
x
|
0.71
x
|
1.17
x
|
1.04
x
|
1.16
x
|
1.09
x
|
0.98
x
|
Nbr of stocks (in thousands)
|
869,952
|
861,526
|
830,298
|
742,980
|
702,040
|
674,032
|
-
|
-
|
Reference price
2 |
51.33
|
37.86
|
56.86
|
63.24
|
67.75
|
74.63
|
74.63
|
74.63
|
Announcement Date
|
2/12/20
|
2/16/21
|
2/16/22
|
2/15/23
|
2/13/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
49,746
|
43,736
|
52,057
|
56,437
|
46,802
|
49,513
|
53,039
|
55,465
|
EBITDA
1 |
-
|
-
|
-
|
-
|
-
|
10,128
|
10,801
|
11,538
|
EBIT
1 |
6,704
|
4,460
|
7,225
|
6,265
|
8,537
|
9,500
|
10,750
|
11,532
|
Operating Margin
|
13.48%
|
10.2%
|
13.88%
|
11.1%
|
18.24%
|
19.19%
|
20.27%
|
20.79%
|
Earnings before Tax (EBT)
1 |
5,287
|
-7,293
|
12,099
|
14,282
|
3,858
|
7,021
|
7,603
|
8,446
|
Net income
1 |
3,326
|
-5,973
|
9,359
|
10,247
|
3,614
|
4,836
|
4,947
|
5,018
|
Net margin
|
6.69%
|
-13.66%
|
17.98%
|
18.16%
|
7.72%
|
9.77%
|
9.33%
|
9.05%
|
EPS
2 |
3.740
|
-6.880
|
10.82
|
13.01
|
4.980
|
7.187
|
8.117
|
8.626
|
Free Cash Flow
1 |
-
|
-
|
-
|
-
|
-
|
12,076
|
7,236
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
24.39%
|
13.64%
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
119.23%
|
66.99%
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
249.72%
|
146.27%
|
-
|
Dividend per Share
2 |
1.280
|
1.280
|
1.280
|
1.280
|
1.400
|
1.535
|
1.669
|
1.711
|
Announcement Date
|
2/12/20
|
2/16/21
|
2/16/22
|
2/15/23
|
2/13/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
12,835
|
14,087
|
15,808
|
14,441
|
14,602
|
11,586
|
10,984
|
13,218
|
12,774
|
9,826
|
11,628
|
11,289
|
12,235
|
12,514
|
7,012
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
-
|
2,127
|
1,777
|
-
|
1,007
|
1,856
|
1,950
|
2,168
|
1,647
|
2,266
|
2,236
|
2,536
|
2,470
|
2,622
|
-
|
Operating Margin
|
-
|
15.1%
|
11.24%
|
-
|
6.9%
|
16.02%
|
17.75%
|
16.4%
|
12.89%
|
23.06%
|
19.23%
|
22.46%
|
20.18%
|
20.96%
|
-
|
Earnings before Tax (EBT)
1 |
2,176
|
5,048
|
5,835
|
-
|
-
|
279
|
-231
|
1,867
|
3,568
|
-1,346
|
1,754
|
1,631
|
1,520
|
1,416
|
1,088
|
Net income
1 |
1,660
|
3,739
|
4,253
|
3,028
|
2,702
|
264
|
23
|
1,493
|
2,020
|
86
|
1,026
|
1,244
|
1,007
|
1,181
|
805
|
Net margin
|
12.93%
|
26.54%
|
26.9%
|
20.97%
|
18.5%
|
2.28%
|
0.21%
|
11.3%
|
15.81%
|
0.88%
|
8.82%
|
11.02%
|
8.23%
|
9.44%
|
11.48%
|
EPS
2 |
1.920
|
4.380
|
5.150
|
3.780
|
3.500
|
0.3500
|
0.0300
|
2.030
|
2.810
|
0.1200
|
1.600
|
1.844
|
1.552
|
1.749
|
1.873
|
Dividend per Share
2 |
0.3200
|
0.3200
|
0.3200
|
0.3200
|
0.3200
|
0.3200
|
0.3200
|
0.3600
|
0.3600
|
0.3600
|
0.3692
|
0.3993
|
0.3993
|
0.3993
|
0.4050
|
Announcement Date
|
11/4/21
|
2/16/22
|
5/3/22
|
8/8/22
|
11/1/22
|
2/15/23
|
5/4/23
|
8/1/23
|
11/1/23
|
2/13/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
-
|
-
|
-
|
-
|
20,232
|
4,427
|
-
|
-
|
Net Cash position
1 |
-
|
-
|
-
|
-
|
-
|
-
|
2,796
|
3,521
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
0.4371
x
|
-
|
-
|
Free Cash Flow
1 |
-
|
-
|
-
|
-
|
-
|
12,076
|
7,236
|
-
|
ROE (net income / shareholders' equity)
|
8.3%
|
4.4%
|
8.6%
|
6.5%
|
9%
|
9.64%
|
10.9%
|
10.7%
|
ROA (Net income/ Total Assets)
|
0.65%
|
0.4%
|
1.58%
|
1.83%
|
0.93%
|
1.3%
|
1.25%
|
1%
|
Assets
1 |
508,524
|
-1,493,250
|
591,294
|
561,387
|
389,818
|
371,981
|
395,757
|
501,809
|
Book Value Per Share
2 |
74.90
|
76.50
|
80.00
|
53.80
|
65.10
|
64.40
|
68.30
|
76.40
|
Cash Flow per Share
|
-
|
1.190
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
1 |
-
|
-
|
-
|
-
|
-
|
2,312
|
5,976
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
4.67%
|
11.27%
|
-
|
Announcement Date
|
2/12/20
|
2/16/21
|
2/16/22
|
2/15/23
|
2/13/24
|
-
|
-
|
-
|
Last Close Price
74.53
USD Average target price
82.26
USD Spread / Average Target +10.37% Consensus |
1st Jan change
|
Capi.
|
---|
| +10.01% | 50.3B | | +38.91% | 61.06B | | +12.05% | 49B | | +21.50% | 45.46B | | +22.39% | 34.77B | | +10.03% | 28.79B | | +50.11% | 28.16B | | +21.57% | 24.76B | | -3.96% | 21.29B | | +8.39% | 19.99B |
Other Property & Casualty Insurance
|