Ameriprise Financial : 2023 Supplemental Report annual Key Statutory Pages

February 26, 2024

ANNUAL STATEMENT FOR THE YEAR 2023 OF THE RiverSource Life Insurance Company

ASSETS

		Current Year		Prior Year
	1	2	3	4
			Net Admitted Assets	Net Admitted
	Assets	Nonadmitted Assets	(Cols. 1 - 2)	Assets
1. Bonds (Schedule D)	............ 8,371,150,828	...................................	............ 8,371,150,828	............ 8,811,862,759

2. Stocks (Schedule D):

	2.1 Preferred stocks		...................................	...................................	...................................	...................................
	2.2 Common stocks		490,369,360	...................................	490,369,360	623,826,267
3.	Mortgage loans on real estate (Schedule B):
	3.1 First liens		1,314,850,716	...................................	1,314,850,716	1,398,589,055
	3.2 Other than first liens		...................................	...................................	...................................	...................................
4.	Real estate (Schedule A):
	4.1 Properties occupied by the company (less $
	encumbrances)		72,173,765	...................................	72,173,765	75,356,601
	4.2 Properties held for the production of income (less
	$	...................................	encumbrances)	...................................	...................................	...................................	...................................
	4.3 Properties held for sale (less $
	encumbrances)		...................................	...................................	...................................	...................................
5.	Cash ($	................. 19,353,198	, Schedule E - Part 1), cash equivalents
	($	2,102,046,205 , Schedule E - Part 2) and short-term
	investments ($	, Schedule DA)	2,121,399,403	...................................	2,121,399,403	1,934,686,509
6.	Contract loans (including $	premium notes)	857,919,824	296,014	857,623,810	796,116,941
7.	Derivatives (Schedule DB)		4,857,567,920	...................................	4,857,567,920	5,866,898,379
8.	Other invested assets (Schedule BA)	12,510,956	1,698,201	10,812,755	14,879,231
9.	Receivables for securities		142,059,219	...................................	142,059,219	203,564,897
10.	Securities lending reinvested collateral assets (Schedule DL)	...................................	...................................	...................................	...................................
11.	Aggregate write-ins for invested assets	...................................	...................................	...................................	...................................
12.	Subtotals, cash and invested assets (Lines 1 to 11)	18,240,001,991	1,994,215	18,238,007,776	19,725,780,639
13.	Title plants less $	charged off (for Title insurers
	only)			...................................	...................................	...................................	...................................
14.	Investment income due and accrued	94,806,527	...................................	94,806,527	93,986,465
15.	Premiums and considerations:
	15.1 Uncollected premiums and agents' balances in the course of collection	5,672,841	36,080	5,636,761	5,425,739
	15.2 Deferred premiums, agents' balances and installments booked but
	...................................deferred and not yet due (including $
	............................................................earned but unbilled premiums)	...................................	...................................	...................................	...................................
	...................................15.3 Accrued retrospective premiums ($	) and
	contracts subject to redetermination ($	)	................................... ................................... ................................... ...................................

16. Reinsurance:

	16.1	Amounts recoverable from reinsurers	................123,154,187	...................................	................123,154,187	................136,351,356
	16.2	Funds held by or deposited with reinsured companies	...................................	...................................	...................................	...................................
	16.3	Other amounts receivable under reinsurance contracts	...................................	...................................	...................................	...................................
17.	Amounts receivable relating to uninsured plans	...................................	...................................	...................................	...................................
18.1	Current federal and foreign income tax recoverable and interest thereon ....	................228,157,127	...................................	................228,157,127	...................................
18.2	...................................................................................Net deferred tax asset	................399,461,215	.......................705,635	................398,755,580	................402,993,859
19.	......................................................Guaranty funds receivable or on deposit	................. 29,407,326	...................................	................. 29,407,326	................. 11,063,748
20.	Electronic data processing equipment and software	35,510,833	35,510,833	...................................	...................................

21. Furniture and equipment, including health care delivery assets

	($	)	13,750	13,750	...................................	...................................
22.	.........Net adjustment in assets and liabilities due to foreign exchange rates	...................................	...................................	...................................	...................................
23.	.....................................Receivables from parent, subsidiaries and affiliates	................. 42,904,605	...................................	................. 42,904,605	................. 42,959,030
24.	Health care ($	) and other amounts receivable	...................................	...................................	...................................	...................................
25.	Aggregate write-ins for other than invested assets	............ 4,624,645,451	...................... 966,814	............ 4,623,678,637	............ 3,812,616,968
26.	Total assets excluding Separate Accounts, Segregated Accounts and
	Protected Cell Accounts (Lines 12 to 25)	...........23,823,735,853	................. 39,227,327	.......... 23,784,508,526	.......... 24,231,177,804

27. From Separate Accounts, Segregated Accounts and Protected Cell

	Accounts	81,332,932,322	...................................	81,332,932,322	73,492,916,081
28.	Total (Lines 26 and 27)	105,156,668,175	39,227,327	105,117,440,848	97,724,093,885
	DETAILS OF WRITE-INS
1101.	......................................................................................................................	....................................	....................................	....................................	....................................
1102.	......................................................................................................................	....................................	....................................	....................................	....................................
1103.	......................................................................................................................	....................................	....................................	....................................	....................................
1198.	Summary of remaining write-ins for Line 11 from overflow page	...................................	...................................	...................................	...................................
1199.	Totals (Lines 1101 thru 1103 plus 1198)(Line 11 above)
2501.	Derivative collateral	............ 2,373,147,654	...................................	............ 2,373,147,654	............ 2,033,456,658
2502.	Net deferred losses from variable annuity hedge	2,053,806,791	...................................	............ 2,053,806,791	............ 1,614,885,882
2503.	Business owned life insurance	................109,619,783	...................................	................109,619,783	................109,488,570
2598.	Summary of remaining write-ins for Line 25 from overflow page	88,071,223	966,814	87,104,409	54,785,858
2599.	Totals (Lines 2501 thru 2503 plus 2598)(Line 25 above)	4,624,645,451	966,814	4,623,678,637	3,812,616,968

ANNUAL STATEMENT FOR THE YEAR 2023 OF THE RiverSource Life Insurance Company

LIABILITIES, SURPLUS AND OTHER FUNDS

				1	2
				Current Year	Prior Year
1.	Aggregate reserve for life contracts $	11,414,960,358 (Exh. 5, Line 9999999) less $
	included in Line 6.3 (including $	Modco Reserve)	..........................................................................	11,414,960,358	11,685,097,139
2.	Aggregate reserve for accident and health contracts (including $	Modco Reserve)	3,064,920,146	3,075,919,390
3.	Liability for deposit-type contracts (Exhibit 7, Line 14, Col. 1) (including $	................................... Modco Reserve)	................. 40,059,588	11,716,154

4. Contract claims:

	4.1 Life (Exhibit 8, Part 1, Line 4.4, Col. 1 less Col. 6)				53,813,934	60,092,377
	4.2 Accident and health (Exhibit 8, Part 1, Line 4.4, Col. 6)				18,759,801	18,979,640
5.	Policyholders' dividends/refunds to members $	and coupons $	due
	.................................................................................................................................................and unpaid (Exhibit 4, Line 10)					...................................	...................................
6.	Provision for policyholders' dividends, refunds to members and coupons payable in following calendar year - estimated
	amounts:
	6.1	...................................Policyholders' dividends and refunds to members apportioned for payment (including $
		Modco)						...................................	...................................
	6.2	Policyholders' dividends and refunds to members not yet apportioned (including $	Modco) ....	...................................	...................................
	6.3	Coupons and similar benefits (including $	Modco)	...................................	...................................
7.	Amount provisionally held for deferred dividend policies not included in Line 6	...................................	...................................
8.	Premiums and annuity considerations for life and accident and health contracts received in advance less
	$	...................................	discount; including $	3,227,031	accident and health premiums (Exhibit 1,
	Part 1, Col. 1, sum of lines 4 and 14)					5,240,330	5,440,620
9.	Contract liabilities not included elsewhere:
	9.1	Surrender values on canceled contracts					...................................	...................................
	9.2	Provision for experience rating refunds, including the liability of $	...................................	accident and health
		experience rating refunds of which $	is for medical loss ratio rebate per the Public Health
		Service Act						1,419,100	1,359,300
	9.3 Other amounts payable on reinsurance, including $		assumed and $	35,558,544
		ceded						35,558,544	34,785,232
	9.4 Interest maintenance reserve (IMR, Line 6)				...................................	...................................
10.	Commissions to agents due or accrued-life and annuity contracts $	...................................	accident and health
	$	...................................	and deposit-type contract funds $	...................................	...................................................	.................................7	320
11.	Commissions and expense allowances payable on reinsurance assumed		...................................	...................................
12.	General expenses due or accrued (Exhibit 2, Line 12, Col. 7)				21,479,394	12,766,687
13.	Transfers to Separate Accounts due or accrued (net) (including $	(2,224,028,827) accrued for expense
	allowances recognized in reserves, net of reinsured allowances)			(2,279,236,264)	(2,249,600,783)
14.	Taxes, licenses and fees due or accrued, excluding federal income taxes (Exhibit 3, Line 9, Col. 6)	31,115,592	5,539,686
15.1 Current federal and foreign income taxes, including $		on realized capital gains (losses)	...................................	74,799,428
15.2	Net deferred tax liability						...................................	...................................
16.	Unearned investment income					2,345,017	2,363,987
17.	Amounts withheld or retained by reporting entity as agent or trustee			6,895,519	6,095,190
18.	...................................Amounts held for agents' account, including $	.........................................agents' credit balances	...................................	...................................
19.	........................................................................................................................................Remittances and items not allocated					................. 91,556,564	................. 86,784,871
20.	.....................................................................................Net adjustment in assets and liabilities due to foreign exchange rates			...................................	...................................
21.	Liability for benefits for employees and agents if not included above			...................................	...................................
22.	Borrowed money $	200,000,000	and interest thereon $	10,179,333	210,179,333	209,863,250
23.	........................................................................................................................Dividends to stockholders declared and unpaid				...................................	...................................
24.	Miscellaneous liabilities:

	24.01 Asset valuation reserve (AVR, Line 16, Col. 7)
				35,549,915	13,318,937
	24.02 Reinsurance in unauthorized and certified ($		) companies	...................................	...................................
	24.03 Funds held under reinsurance treaties with unauthorized and certified ($	) reinsurers	...................................	...................................
	..................................................................................................................24.04 Payable to parent, subsidiaries and affiliates				................. 65,967,479	................. 64,776,237
	...........................................................................................................................................................24.05 Drafts outstanding						...................................	...................................
	............................................................................................................24.06 Liability for amounts held under uninsured plans				...................................	...................................
	24.07 Funds held under coinsurance					...................................	...................................
	24.08 Derivatives						5,817,963,622	6,992,153,601
	24.09 Payable for securities	......................................................................................................................................................					................904,230,729	............... 624,126,854
	..........................................................................................................................................24.10 Payable for securities lending					...................................	...................................
	24.11 Capital notes $	and interest thereon $	................................... ........................................	...................................	...................................
25.	................................................................................................................................................Aggregate write-ins for liabilities					1,186,580,992	709,935,220
26.	.....................................................................................Total liabilities excluding Separate Accounts business (Lines 1 to 25)			20,729,359,700	21,446,313,337
27.	.........................................................................................................................................From Separate Accounts Statement					.......... 81,330,955,035	.......... 73,188,159,171
28.	Total liabilities (Lines 26 and 27)					102,060,314,735	94,634,472,508
29.	...............................................................................................................................................................Common capital stock						................... 3,000,000	................... 3,000,000
30.	...............................................................................................................................................................Preferred capital stock						...................................	...................................
31.	...........................................................................................................Aggregate write-ins for other than special surplus funds				...................................	...................................
32.	Surplus notes
					500,000,000	500,000,000
33.	Gross paid in and contributed surplus (Page 3, Line 33, Col. 2 plus Page 4, Line 51.1, Col. 1)	1,050,731,922	1,650,731,922
34.	Aggregate write-ins for special surplus funds	............................................................................................................................				2,085,017,230	1,614,885,882
35.	Unassigned funds (surplus)	.......................................................................................................................................................					..............(581,623,039)	..............(678,996,427)
36.	Less treasury stock, at cost:
	36.1	...................................	shares common (value included in Line 29	$	)
		...................................	...................................
	36.2	...................................	shares preferred (value included in Line 30	$	)
		...................................	...................................
37.	...................Surplus (Total Lines 31+32+33+34+35-36) (including $	........1,977,287 in Separate Accounts Statement)	3,054,126,113	3,086,621,377
38.	......................................................................................................................Totals of Lines 29, 30 and 37 (Page 4, Line 55)				3,057,126,113	3,089,621,377
39.	Totals of Lines 28 and 38 (Page 2, Line 28, Col. 3)					105,117,440,848	97,724,093,885
	DETAILS OF WRITE-INS
2501.	Derivative collateral
					............ 1,186,535,083	................709,907,780
2502.	.......................................................................................................................................................Miscellaneous liabilities						........................ 45,909	........................ 27,440

2503		....................................
2598.	Summary of remaining write-ins for Line 25 from overflow page	...................................	...................................
2599.	Totals (Lines 2501 thru 2503 plus 2598)(Line 25 above)	1,186,580,992	709,935,220
3101		....................................
3102		....................................
3103		....................................
3198.	Summary of remaining write-ins for Line 31 from overflow page	...................................	...................................
3199.	Totals (Lines 3101 thru 3103 plus 3198)(Line 31 above)
3401.	Surplus from variable annuity hedge	2,053,806,791	1,614,885,882
3402.	Surplus from admitted disallowed IMR	31,210,439	...................................
3403		....................................
3498.	Summary of remaining write-ins for Line 34 from overflow page	...................................	...................................
3499.	Totals (Lines 3401 thru 3403 plus 3498)(Line 34 above)	2,085,017,230	1,614,885,882

ANNUAL STATEMENT FOR THE YEAR 2023 OF THE RiverSource Life Insurance Company

SUMMARY OF OPERATIONS

1	2
Current Year	Prior Year

1. Premiums and annuity considerations for life and accident and health contracts (Exhibit 1, Part 1, Line 20.4, Col. 1 less

	Col. 8)	4,973,784,625	4,886,202,847
2.	Considerations for supplementary contracts with life contingencies	...................................	...................................
3.	Net investment income (Exhibit of Net Investment Income, Line 17)	................915,308,649	................873,817,819
4.	Amortization of Interest Maintenance Reserve (IMR, Line 5)	................(11,872,403)	................. (3,129,584)
5.	Separate Accounts net gain from operations excluding unrealized gains or losses	..............(478,397,026)	................195,880,344
6.	Commissions and expense allowances on reinsurance ceded (Exhibit 1, Part 2, Line 26.1, Col. 1)	................. 57,026,904	................. 58,589,621
7.	Reserve adjustments on reinsurance ceded	...................................	...................................
8.	Miscellaneous Income:
	8.1 Income from fees associated with investment management, administration and contract guarantees from Separate
	Accounts	............ 1,539,809,338	............ 1,576,643,067
	8.2 Charges and fees for deposit-type contracts	...................................	...................................
	8.3 Aggregate write-ins for miscellaneous income	505,918,975	545,734,709

9.	Total (Lines 1 to 8.3)	7,501,579,062	8,133,738,823
10.	Death benefits	................293,812,235	................306,172,463
11.	Matured endowments (excluding guaranteed annual pure endowments)
...................................	...................................
12.	Annuity benefits (Exhibit 8, Part 2, Line 6.4, Cols. 4 + 5 minus Analysis of Operations Summary, Line 18, Col. 1)	................988,715,737	................960,356,935
13.	Disability benefits and benefits under accident and health contracts	................231,613,309	................214,838,131
14.	Coupons, guaranteed annual pure endowments and similar benefits	...................................	...................................
15.	Surrender benefits and withdrawals for life contracts	............ 5,197,902,550	............ 4,421,547,977
16.	Group conversions	...................................	...................................
17.	Interest and adjustments on contract or deposit-type contract funds	................... 1,223,786	................... 1,132,463
18.	Payments on supplementary contracts with life contingencies	..........................8,429	..........................8,429
19.	Increase in aggregate reserves for life and accident and health contracts	(281,136,025)	201,534,099
20.	Totals (Lines 10 to 19)	6,432,140,021	............ 6,105,590,497

21. Commissions on premiums, annuity considerations, and deposit-type contract funds (direct business only) (Exhibit 1, Part

	2, Line 31, Col. 1)	................426,794,141	................423,494,553
22.	Commissions and expense allowances on reinsurance assumed (Exhibit 1, Part 2, Line 26.2, Col. 1)	...................................
23.	General insurance expenses and fraternal expenses (Exhibit 2, Line 10, Cols. 1, 2, 3, 4 and 6)	................393,171,383	................381,633,699
24.	Insurance taxes, licenses and fees, excluding federal income taxes (Exhibit 3, Line 7, Cols. 1 + 2 + 3 + 5)	................. 48,432,809	................. 39,833,611
25.	Increase in loading on deferred and uncollected premiums	.....................(707,624)	...................... 225,586
26.	Net transfers to or (from) Separate Accounts net of reinsurance	.......... (1,199,415,560)	..............(504,957,880)
27.	Aggregate write-ins for deductions	486,398	729,898
28.	Totals (Lines 20 to 27)	6,100,901,568	6,446,549,964

29. Net gain from operations before dividends to policyholders, refunds to members and federal income taxes (Line 9 minus

Line 28)

1,400,677,494

1,687,188,859

Dividends to policyholders and refunds to members .................................................................................................................
Net gain from operations after dividends to policyholders, refunds to members and before federal income taxes (Line 29

	minus Line 30)		1,400,677,494	1,687,188,859
32.	Federal and foreign income taxes incurred (excluding tax on capital gains)	69,353,294	72,457,668
33.	Net gain from operations after dividends to policyholders, refunds to members and federal income taxes and before
	realized capital gains or (losses) (Line 31 minus Line 32)		1,331,324,200	1,614,731,191
34.	Net realized capital gains (losses) (excluding gains (losses) transferred to the IMR) less capital gains tax of
	$	(129,372,139) (excluding taxes of $	......................................(6,163,560) transferred to the IMR)	(486,685,664)	153,970,028
35.	Net income (Line 33 plus Line 34)		844,638,536	............ 1,768,701,219
		CAPITAL AND SURPLUS ACCOUNT
36.	...................................................................................Capital and surplus, December 31, prior year (Page 3, Line 38, Col. 2)	3,089,621,377	3,412,532,789
37.	Net income (Line 35)		844,638,536	............ 1,768,701,219
38.	............Change in net unrealized capital gains (losses) less capital gains tax of $	(43,668,486)	..............(223,941,206)	.......... (1,107,694,912)
39.	Change in net unrealized foreign exchange capital gain (loss)	.................................................................................................	................. (3,427,683)	................(34,997,292)
40.	...........................................................................................................................................Change in net deferred income tax		..............(158,027,618)	..............(205,819,980)
41.	..................................................................................................................................................Change in nonadmitted assets		................130,493,685	..............(134,083,043)
42.	.............................................................................Change in liability for reinsurance in unauthorized and certified companies	...................................	...................................
43.	Change in reserve on account of change in valuation basis, (increase) or decrease	...................................	...................................
44.	Change in asset valuation reserve		................(22,230,978)	..................(7,742,037)
45.	..........................................................................Change in treasury stock (Page 3, Lines 36.1 and 36.2, Col. 2 minus Col. 1)	...................................	...................................
46.	..............................................................................Surplus (contributed to) withdrawn from Separate Accounts during period	..............(175,617,403)	..............(108,598,740)
47.	......................................................................................................Other changes in surplus in Separate Accounts Statement		................175,617,403	................108,598,740
48.	Change in surplus notes		...................................	...................................
49.	Cumulative effect of changes in accounting principles		...................................	...................................
50.	Capital changes:
	50.1 Paid in	................................................................................................................................................................................		...................................	...................................
	........................................................................................................................50.2 Transferred from surplus (Stock Dividend)		...................................	...................................
	50.3 Transferred to surplus		...................................	...................................
51.	Surplus adjustment:
	51.1 Paid in	................................................................................................................................................................................		..............(600,000,000)	..............(425,380,715)

	.............................................................................................................................51.2 Transferred to capital (Stock Dividend)		...................................	...................................
	....................................................................................................................................................51.3 Transferred from capital		...................................	...................................
	51.4 Change in surplus as a result of reinsurance		...................................	................. (1,275,367)
52.	.........................................................................................................................................................Dividends to stockholders		...................................	..............(174,619,285)
53.	..................................................................................................................Aggregate write-ins for gains and losses in surplus
54.	Net change in capital and surplus for the year (Lines 37 through 53)	(32,495,264)	(322,911,412)
55.	Capital and surplus, December 31, current year (Lines 36 + 54) (Page 3, Line 38)		3,057,126,113	3,089,621,377
	DETAILS OF WRITE-INS
08.301. Miscellaneous income		505,918,975	................545,734,709
08.302.	........................................................................................................................................................................................................................................				....................................
08.303.	........................................................................................................................................................................................................................................				....................................
.............................................................................................08.398. Summary of remaining write-ins for Line 8.3 from overflow page	...................................	...................................
08.399. Totals (Lines 08.301 thru 08.303 plus 08.398)(Line 8.3 above)		505,918,975	545,734,709
2701.	Miscellaneous deductions		486,398	...................... 729,898

2702
2703
2798.	Summary of remaining write-ins for Line 27 from overflow page	...................................	...................................
2799.	Totals (Lines 2701 thru 2703 plus 2798)(Line 27 above)	486,398	729,898
5301		....................................
5302		....................................
5303		....................................
5398.	Summary of remaining write-ins for Line 53 from overflow page	...................................	...................................
5399.	Totals (Lines 5301 thru 5303 plus 5398)(Line 53 above)

ANNUAL STATEMENT FOR THE YEAR 2023 OF THE RiverSource Life Insurance Company

CASH FLOW

			1	2
			Current Year	Prior Year
	Cash from Operations
1.	Premiums collected net of reinsurance	............ 4,973,596,666	............ 4,884,389,785
2.	Net investment income	................703,289,149	................601,866,637
3.	Miscellaneous income	2,102,588,001	2,191,623,901
4.	Total (Lines 1 through 3)	7,779,473,816	7,677,880,323
5.	Benefit and loss related payments	............ 6,705,803,847	............ 5,909,708,975
6.	.......................................................Net transfers to Separate Accounts, Segregated Accounts and Protected Cell Accounts	..............(994,162,676)	..............(383,642,496)
7.	Commissions, expenses paid and aggregate write-ins for deductions	................851,748,767	................871,427,077
8.	Dividends paid to policyholders	...................................	...................................
9.	Federal and foreign income taxes paid (recovered) net of $	tax on capital gains (losses)	236,774,149	25,271,983
10.	Total (Lines 5 through 9)	6,800,164,087	6,422,765,539
11.	Net cash from operations (Line 4 minus Line 10)	979,309,729	1,255,114,784

Cash from Investments

12. Proceeds from investments sold, matured or repaid:

	12.1	Bonds	............ 1,223,462,932	............ 2,278,606,607
	12.2	Stocks	................. 86,387,439	................. 82,885,603
	12.3	Mortgage loans	................. 94,957,683	............... 122,294,465
	12.4	Real estate	...................................	...................................
	12.5	Other invested assets	................... 1,921,107	................... 1,045,038
	12.6	Net gains or (losses) on cash, cash equivalents and short-term investments	.......................678,583	................. 12,767,054
	12.7	Miscellaneous proceeds	341,609,553	89,325,117
	12.8 Total investment proceeds (Lines 12.1 to 12.7)	............ 1,749,017,297	............ 2,586,923,884
13.	Cost of investments acquired (long-term only):
	13.1	Bonds	................800,484,673	............ 2,161,253,282
	13.2	Stocks	................. 12,390,199	................... 2,745,146
	13.3	Mortgage loans	................. 12,520,331	................. 15,514,341
	13.4	Real estate	...................................	...................................
	13.5	Other invested assets	...................................	................... 7,486,877
	13.6	Miscellaneous applications	1,089,354,395	1,703,451,040
	13.7	Total investments acquired (Lines 13.1 to 13.6)	1,914,749,598	3,890,450,686
14.	Net increase/(decrease) in contract loans and premium notes	61,597,771	13,844,901
15.	Net cash from investments (Line 12.8 minus Line 13.7 minus Line 14)	(227,330,072)	(1,317,371,703)
		Cash from Financing and Miscellaneous Sources
16.	Cash provided (applied):
	16.1	Surplus notes, capital notes	...................................	...................................
	................................................................................................................16.2 Capital and paid in surplus, less treasury stock	..............(600,000,000)	..............(425,380,715)
	.................................................................................................................................................................16.3 Borrowed funds	...................................	...................................
	..............................................................................16.4 Net deposits on deposit-type contracts and other insurance liabilities	................. 28,343,434	................... 6,795,875

	.................................................................................................................................................16.5 Dividends to stockholders	...................................	................174,619,285
	...........................................................................................................................................16.6 Other cash provided (applied)	6,389,803	(10,312,503)
17.	Net cash from financing and miscellaneous sources (Lines 16.1 to 16.4 minus Line 16.5 plus Line 16.6)	(565,266,763)	(603,516,628)
		RECONCILIATION OF CASH, CASH EQUIVALENTS AND SHORT-TERM INVESTMENTS

18.	........................................Net change in cash, cash equivalents and short-term investments (Line 11, plus Lines 15 and 17)	186,712,894	(665,773,547)
19.	Cash, cash equivalents and short-term investments:
	...............................................................................................................................................................19.1 Beginning of year	............ 1,934,686,509	............ 2,600,460,056
	19.2 End of year (Line 18 plus Line 19.1)	2,121,399,403	1,934,686,509

Note: Supplemental disclosures of cash flow information for non-cash transactions:

20.0001. Capital contribution to subsidiary	........................ 90,428	...................1,615,000

ANNUAL STATEMENT FOR THE YEAR 2023 OF THE RiverSource Life Insurance Company

ANALYSIS OF OPERATIONS BY LINES OF BUSINESS - SUMMARY

		1	2	3	4	5	6	7	8	9
									Other Lines of	YRT Mortality
		Total	Individual Life	Group Life	Individual Annuities	Group Annuities	Accident and Health	Fraternal	Business	Risk Only
1.	Premiums and annuity considerations for life and accident and health contracts	4,973,784,625	784,134,123	22,168	3,985,810,734	1,811,347	202,006,253	...................................	...................................	...................................
2.	Considerations for supplementary contracts with life contingencies	...................................	...............XXX	...............XXX	...................................	...................................	...............XXX	...............XXX	...................................	...............XXX
3.	Net investment income	.................915,308,649	.................297,350,352	.................... 7,320,744	.................423,016,439	...................(2,103,125)	.................184,097,629	...................................	.................... 5,626,610	...................................
4.	Amortization of Interest Maintenance Reserve (IMR)	.................(11,872,403)	................. (10,153,951)	.........................44,640	....................... (71,946)	.................. (1,240,848)	......................(281,702)	...................................	......................(168,596)	...................................
5.	Separate Accounts net gain from operations excluding unrealized gains or losses	............... (478,397,026)	..............................996	...................................	............... (479,376,954)	....................... 978,932	...................................	...............XXX	...................................	...................................
6.	Commissions and expense allowances on reinsurance ceded	.................. 57,026,904	...................31,714,507	...................................	.................... 5,764,634	.................... 2,190,262	...................17,357,501	...............XXX	...................................	...................................
7.	Reserve adjustments on reinsurance ceded	...................................	...................................	...................................	...................................	...................................	...................................	...............XXX	...................................	...................................

8. Miscellaneous Income:

	8.1 Income from fees associated with investment management, administration and
	contract guarantees from Separate Accounts	..............1,539,809,338	.................274,079,712	...................................	..............1,265,681,338	.........................48,288	...................................	...............XXX	...................................	...................................
	8.2 Charges and fees for deposit-type contracts	...................................	...................................	...................................	...................................	...................................	...............XXX	...............XXX	...................................	...................................
	8.3 Aggregate write-ins for miscellaneous income	505,918,975	50,720,614		454,136,393	444,757			617,211
9.	Totals (Lines 1 to 8.3)	7,501,579,062	1,427,846,353	7,387,552	5,654,960,638	2,129,613	403,179,681		6,075,225
10.	Death benefits	.................293,812,235	.................271,335,512	.................. 22,476,723	...................................	...................................	...............XXX	...............XXX	...................................	...................................
11.	Matured endowments (excluding guaranteed annual pure endowments)	...................................	...................................	...................................	...................................	...................................	...............XXX	...............XXX	...................................	...................................
12.	Annuity benefits	.................988,715,737	...............XXX	...............XXX	.................986,536,037	.................... 2,179,700	...............XXX	...............XXX	...................................	...............XXX
13.	Disability benefits and benefits under accident and health contracts	.................231,613,309	...................................	...................................	...................................	...................................	.................231,613,309	...............XXX	...................................	...................................
14.	Coupons, guaranteed annual pure endowments and similar benefits	...................................	...................................	...................................	...................................	...................................	...................................	...............XXX	...................................	...................................
15.	Surrender benefits and withdrawals for life contracts	5,197,902,550	.................273,494,681	....................... 292,702	4,900,744,982	23,370,185	...............XXX	...............XXX	...................................	...................................
16.	Group conversions	...................................	...................................	...................................	...................................	...................................	...................................	...............XXX	...................................	...................................
17.	Interest and adjustments on contract or deposit-type contract funds	.................... 1,223,786	.................... 2,160,135	....................... 416,629	...................(1,356,659)	...........................3,681	...................................	...............XXX	...................................	...................................
18.	Payments on supplementary contracts with life contingencies	...........................8,429	...................................	...................................	...........................8,429	...................................	...............XXX	...............XXX	...................................	...................................
19.	Increase in aggregate reserves for life and accident and health contracts	(281,136,025)	208,542,714	(8,079,092)	(461,872,210)	(8,728,193)	(10,999,244)	XXX
20.	Totals (Lines 10 to 19)	6,432,140,021	755,533,042	15,106,962	5,424,060,579	16,825,373	220,614,065	...............XXX	...................................	...................................
21.	Commissions on premiums, annuity considerations and deposit-type contract funds
	(direct business only)	.................426,794,141	.................. 75,687,874	...........................7,423	.................341,786,722	........................291,914	.................... 9,020,208	...................................	...................................	...............XXX
22.	Commissions and expense allowances on reinsurance assumed	...................................	...................................	...................................	...................................	...................................	...................................	...............XXX	...................................	...................................
23.	General insurance expenses and fraternal expenses	393,171,383	123,436,061	594,707	224,583,635	4,780,779	36,580,129	...................................	3,196,072	...................................
24.	Insurance taxes, licenses and fees, excluding federal income taxes	.................. 48,432,809	.................. 24,890,254	.........................22,585	.................. 13,458,373	....................... 217,841	.................... 6,702,651	...................................	.................... 3,141,105	...................................
25.	Increase in loading on deferred and uncollected premiums	......................(707,624)	......................(707,607)	..............................(17)	...................................	...................................	...................................	...............XXX	...................................	...................................
26.	Net transfers to or (from) Separate Accounts net of reinsurance	............ (1,199,415,560)	.................202,180,998	...................................	............ (1,390,895,515)	.................(10,701,043)	...................................	...............XXX	...................................	...................................
27.	Aggregate write-ins for deductions	486,398	486,398
28.	Totals (Lines 20 to 27)	6,100,901,568	1,181,507,020	15,731,660	4,612,993,794	11,414,864	272,917,053		6,337,177
29.	Net gain from operations before dividends to policyholders, refunds to members and
	federal income taxes (Line 9 minus Line 28)	1,400,677,494	246,339,333	(8,344,108)	1,041,966,844	(9,285,251)	130,262,628	...................................	(261,952)	...................................
30.	Dividends to policyholders and refunds to members							XXX
31.	Net gain from operations after dividends to policyholders, refunds to members and
	before federal income taxes (Line 29 minus Line 30)	1,400,677,494	246,339,333	(8,344,108)	1,041,966,844	(9,285,251)	130,262,628	...................................	(261,952)	...................................
32.	Federal income taxes incurred (excluding tax on capital gains)	69,353,294	12,194,991	(413,074)	51,582,410	(459,665)	6,448,632
33.	Net gain from operations after dividends to policyholders, refunds to members and
	federal income taxes and before realized capital gains or (losses) (Line 31 minus
	Line 32)	1,331,324,200	234,144,342	(7,931,034)	990,384,434	(8,825,586)	123,813,996		(261,952)
34.	Policies/certificates in force end of year	1,284,386	420,577	1,584	677,241	31,207	153,777	XXX
	DETAILS OF WRITE-INS
..............................................................................................08.301. Miscellaneous income	.................505,918,975	.................. 50,720,614	...................................	.................454,136,393	....................... 444,757	...................................	...................................	....................... 617,211	...................................
.08.302	................................................................................................................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................
.08.303	................................................................................................................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................
08.398. Summary of remaining write-ins for Line 8.3 from overflow page	...................................	...................................	...................................	...................................	...................................	...................................	...................................	...................................	...................................
08.399. Totals (Lines 08.301 thru 08.303 plus 08.398) (Line 8.3 above)	505,918,975	50,720,614		454,136,393	444,757			617,211
2701.	Miscellaneous deductions	486,398	486,398	...................................	...................................	...................................	...................................	...................................	...................................	...................................
2702	....................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................
2703	....................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................
2798.	Summary of remaining write-ins for Line 27 from overflow page	...................................	...................................	...................................	...................................	...................................	...................................	...................................	...................................	...................................
2799.	Totals (Lines 2701 thru 2703 plus 2798) (Line 27 above)	486,398	486,398

6.1

ANNUAL STATEMENT FOR THE YEAR 2023 OF THE RiverSource Life Insurance Company

ANALYSIS OF OPERATIONS BY LINES OF BUSINESS - INDIVIDUAL LIFE INSURANCE (b)

		1	2	3	4	5	6	7	8	9	10	11	12
								Universal Life
								With Secondary		Variable	Credit Life	Other Individual	YRT Mortality
		Total	Industrial Life	Whole Life	Term Life	Indexed Life	Universal Life	Guarantees	Variable Life	Universal Life	(c)	Life	Risk Only
1.	Premiums for life contracts (a)	...........784,134,123	...........................	...........................	............ 38,171,796	........... 165,891,987	.............18,048,969	.............37,024,215	...........................	........... 524,058,036	...........................	.................939,120	...........................
2.	Considerations for supplementary contracts with life contingencies	...........XXX	XXX	XXX	XXX	XXX	XXX	XXX	XXX	XXX	XXX	XXX	XXX
3.	Net investment income	........... 297,350,352	...........................	...........................	..............9,713,538	.............98,005,386	............ 43,849,300	............ 74,184,140	...........................	.............54,648,572	...........................	............ 16,949,416	...........................
4.	Amortization of Interest Maintenance Reserve (IMR)	...........(10,153,951)	...........................	...........................	.................(50,579)	............ (4,934,592)	............... (933,981)	.............(2,809,363)	...........................	.............(1,358,955)	...........................	.................(66,481)	...........................

5. Separate Accounts net gain from operations excluding unrealized gains or

	losses	996	...........................	........................... ........................... ...........................	........................... ........................... ........................... .......................996	...........................	........................... ...........................
6.	Commissions and expense allowances on reinsurance ceded	............ 31,714,507	...........................	...........................	............ 31,714,507	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................
7.	Reserve adjustments on reinsurance ceded	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................
8.	Miscellaneous Income:
	8.1 Income from fees associated with investment management,			...........................	...........................	..................... (750)		...........................	...........................	........... 273,225,163		................. 855,299
	administration and contract guarantees from Separate Accounts	...........274,079,712	...........................	...........................	...........................	...........................
	8.2 Charges and fees for deposit-type contracts	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................
	8.3 Aggregate write-ins for miscellaneous income	50,720,614			90,428	137,894	1,261,712			49,237,136		(6,556)
9.	Totals (Lines 1 to 8.3)	1,427,846,353			79,639,690	259,099,925	62,226,000	108,398,992		899,810,948		18,670,798
10.	Death benefits	........... 271,335,512	...........................	...........................	............ 17,730,436	.............18,584,694	.............70,076,673	.............17,642,088	...........................	...........127,079,487	...........................	.............20,222,134	...........................
11.	Matured endowments (excluding guaranteed annual pure endowments)	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................
12.	Annuity benefits	...........XXX	XXX	XXX	XXX	XXX	XXX	XXX	XXX	XXX	XXX	XXX	XXX
13.	Disability benefits and benefits under accident and health contracts	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................
14.	Coupons, guaranteed annual pure endowments and similar benefits	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................
15.	Surrender benefits and withdrawals for life contracts	...........273,494,681	...........................	...........................	..............1,891,727	.............39,550,345	.............25,140,512	.............. 3,085,953	...........................	........... 200,224,476	...........................	.............. 3,601,668	...........................
16.	Group conversions	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................
17.	Interest and adjustments on contract or deposit-type contract funds	.............. 2,160,135	...........................	...........................	.................181,761	.................. 23,516	................. 561,822	.................144,099	...........................	.............. 1,052,256	...........................	.................196,681	...........................
18.	Payments on supplementary contracts with life contingencies	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................
19.	Increase in aggregate reserves for life and accident and health contracts ...	208,542,714			(8,403,275)	119,135,830	(47,735,105)	119,160,587		39,836,543		(13,451,866)
20.	Totals (Lines 10 to 19)	........... 755,533,042	...........................	...........................	............ 11,400,649	...........177,294,385	.............48,043,902	........... 140,032,727	...........................	........... 368,192,762	...........................	.............10,568,617	...........................

21. Commissions on premiums, annuity considerations and deposit-type

	contract funds (direct business only)	75,687,874	......................................................	.............. 5,850,496	6,327,544	826,998	1,222,832	...........................	............ 61,451,364	....................8,640	...........XXX
22.	Commissions and expense allowances on reinsurance assumed	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................		...........................	...........................
23.	General insurance expenses	........... 123,436,061	...........................	...........................	.............23,958,460	.............. 8,282,021	..............5,934,530	.............. 8,263,392	...........................	............ 67,416,195	...........................		..............9,581,463	...........................
24.	Insurance taxes, licenses and fees, excluding federal income taxes	.............24,890,254	...........................	...........................	..............4,342,857	..............3,689,170	.................767,100	..............1,945,742	...........................	.............13,867,350	...........................		................. 278,035	...........................
25.	Increase in loading on deferred and uncollected premiums	............... (707,607)	...........................	...........................	............... (707,607)	...........................	...........................	...........................	...........................	...........................		...........................	...........................	...........................
26.	Net transfers to or (from) Separate Accounts net of reinsurance	........... 202,180,998	...........................	...........................	...........................	...........................	...........................	...........................	...........................	........... 203,133,122	...........................		............... (952,124)	...........................
27.	Aggregate write-insfor deductions	486,398											486,398
28.	Totals (Lines 20 to 27)	1,181,507,020			44,844,855	195,593,120	55,572,530	151,464,693		714,060,793			19,971,029
29.	Net gain from operations before dividends to policyholders, refunds to			...........................	............ 34,794,835					........... 185,750,155			............ (1,300,231)
	members and federal income taxes (Line 9 minus Line 28)	...........246,339,333	...........................	.............63,506,805	.............. 6,653,470	........... (43,065,701)	...........................	...........................		...........................
30.	Dividends to policyholders and refunds to members
31.	Net gain from operations after dividends to policyholders, refunds to			...........................	............ 34,794,835					........... 185,750,155			............ (1,300,231)
	members and before federal income taxes (Line 29 minus Line 30)	...........246,339,333	...........................	.............63,506,805	.............. 6,653,470	........... (43,065,701)	...........................	...........................		...........................
32.	Federal income taxes incurred (excluding tax on capital gains)	12,194,991			1,722,513	3,143,895	329,379	(2,131,961)		9,195,533			(64,368)
33.	Net gain from operations after dividends to policyholders, refunds to
	members and federal income taxes and before realized capital gains or
	(losses) (Line 31 minus Line 32)	234,144,342			33,072,322	60,362,910	6,324,091	(40,933,740)		176,554,622			(1,235,863)
34.	Policies/certificates in force end of year	420,577			174,851	35,230	24,486	24,487		159,056			2,467
	DETAILS OF WRITE-INS
08.301.	Miscellaneous income	.............50,720,614	...........................	...........................	.................. 90,428	.................137,894	..............1,261,712	...........................	...........................	............ 49,237,136	...........................	...................(6,556)	...........................
08.302.	.........................................................................................................	.............................	.............................	.............................	.............................	.............................	.............................	.............................	.............................	.............................	.............................		.............................	.............................
08.303.	.........................................................................................................	.............................	.............................	.............................	.............................	.............................	.............................	.............................	.............................	.............................	.............................		.............................	.............................
08.398.	Summary of remaining write-ins for Line 8.3 from overflow page	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................		...........................	...........................
08.399.	Totals (Lines 08.301 thru 08.303 plus 08.398) (Line 8.3 above)	50,720,614			90,428	137,894	1,261,712			49,237,136			(6,556)
2701.	Miscellaneous deductions	.................486,398	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................		.................486,398	...........................
2702.	.........................................................................................................	.............................	.............................	.............................	.............................	.............................	.............................	.............................	.............................	.............................	.............................	.............................	.............................
2703.	.........................................................................................................	.............................	.............................	.............................	.............................	.............................	.............................	.............................	.............................	.............................	.............................	.............................	.............................
2798.	Summary of remaining write-ins for Line 27 from overflow page	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................	...........................
2799.	Totals (Lines 2701 thru 2703 plus 2798) (Line 27 above)	486,398										486,398

Include premium amounts for preneed plans included in Line 1 ...........................
Indicate if blocks of business in run-off that comprise less than 5% of premiums and less than 5% of reserve and loans liability are aggregated with material blocks of business and which columns are affected. Whole life is reported in column 4 term life, rather than column 3 whole life. .................................................................

page. (Indicate whether included with Individual or Group.)

6.2

ANNUAL STATEMENT FOR THE YEAR 2023 OF THE RiverSource Life Insurance Company

ANALYSIS OF OPERATIONS BY LINES OF BUSINESS - GROUP LIFE INSURANCE (c)

		1	2	3	4	5	6	7	8	9
							Variable Universal	Credit Life	Other Group Life	YRT Mortality
		Total	Whole Life	Term Life	Universal Life	Variable Life	Life	(d)	(a)	Risk Only
1.	Premiums for life contracts (b)	....................... 22,168	.................................	.................................	.................................	.................................	.................................	.................................	....................... 22,168	.................................
2.	Considerations for supplementary contracts with life contingencies	...............XXX	...............XXX	...............XXX	...............XXX	...............XXX	...............XXX	...............XXX	...............XXX	...............XXX
3.	Net investment income	.................. 7,320,744	.................................	.................................	.................................	.................................	.................................	.................................	.................. 7,320,744	.................................
4.	Amortization of Interest Maintenance Reserve (IMR)	....................... 44,640	.................................	.................................	.................................	.................................	.................................	.................................	....................... 44,640	.................................
5.	Separate Accounts net gain from operations excluding unrealized gains or losses	.................................	.................................	.................................	.................................	.................................	.................................	.................................	.................................	.................................
6.	Commissions and expense allowances on reinsurance ceded	.................................	.................................	.................................	.................................	.................................	.................................	.................................	.................................	.................................
7.	Reserve adjustments on reinsurance ceded	.................................	................................. ................................. ................................. ................................. ................................. ................................. ................................. .................................

8. Miscellaneous Income:

	8.1 Income from fees associated with investment management, administration and contract
	guarantees from Separate Accounts	.................................	.................................	.................................	.................................	.................................	.................................	.................................	.................................	.................................
	8.2 Charges and fees for deposit-type contracts	.................................	.................................	.................................	.................................	.................................	.................................	.................................	.................................	.................................
	8.3 Aggregate write-ins for miscellaneous income
9.	Totals (Lines 1 to 8.3)
7,387,552							7,387,552
10.	Death benefits	.................22,476,723	.................................	......................... 4,313	.................................	.................................	.................................	.................................	.................22,472,410	.................................
11.	Matured endowments (excluding guaranteed annual pure endowments)	.................................	.................................	.................................	.................................	.................................	.................................	.................................	.................................	.................................
12.	Annuity benefits	...............XXX	...............XXX	...............XXX	...............XXX	...............XXX	...............XXX	...............XXX	...............XXX	...............XXX
13.	Disability benefits and benefits under accident and health contracts	.................................	.................................	.................................	.................................	.................................	.................................	.................................	.................................	.................................
14.	Coupons, guaranteed annual pure endowments and similar benefits	.................................	.................................	.................................	.................................	.................................	.................................	.................................	.................................	.................................
15.	Surrender benefits and withdrawals for life contracts	......................292,702	.................................	.................................	.................................	.................................	.................................	.................................	......................292,702	.................................
16.	Group conversions	.................................	.................................	.................................	.................................	.................................	.................................	.................................	.................................	.................................
17.	Interest and adjustments on contract or deposit-type contract funds	......................416,629	.................................	.................................	.................................	.................................	.................................	.................................	......................416,629	.................................
18.	Payments on supplementary contracts with life contingencies
.................................	.................................	.................................	.................................	.................................	.................................	.................................	.................................	.................................
19.	Increase in aggregate reserves for life and accident and health contracts	.................(8,079,092)	.................................	.................................	.................................	.................................	.................................	.................................	.................(8,079,092)	.................................
20.	Totals (Lines 10 to 19)	................. 15,106,962	.................................	......................... 4,313	.................................	.................................	.................................	.................................	................. 15,102,649	.................................

21. Commissions on premiums, annuity considerations and deposit-type contract funds (direct

	business only)	7,423	................................. ..................................................................	.................................		.................................	.................................	.........................7,423		...............XXX
22.	Commissions and expense allowances on reinsurance assumed	.................................	.................................	.................................	.................................	.................................		.................................	.................................		.................................	.................................
23.	General insurance expenses	......................594,707	.................................	.................................	.................................	.................................		.................................	.................................	......................594,707		.................................
24.	Insurance taxes, licenses and fees, excluding federal income taxes	....................... 22,585	.................................	.................................	.................................	.................................		.................................	.................................	....................... 22,585		.................................
25.	Increase in loading on deferred and uncollected premiums	............................ (17)	.................................	.................................	.................................		.................................	.................................	.................................	............................ (17)		.................................
26.	Net transfers to or (from) Separate Accounts net of reinsurance	.................................	.................................	.................................	.................................	.................................		.................................	.................................	.................................		.................................
27.	Aggregate write-ins for deductions
28.	Totals (Lines 20 to 27)	15,731,660		4,313						15,727,347
29.	Net gain from operations before dividends to policyholders, refunds to members and federal
	income taxes (Line 9 minus Line 28)	.................(8,344,108)	.................................	....................... (4,313)	.................................	.................................		.................................	.................................	.................(8,339,795)		.................................
30.	Dividends to policyholders and refunds to members
31.	Net gain from operations after dividends to policyholders, refunds to members and before
	federal income taxes (Line 29 minus Line 30)	.................(8,344,108)	.................................	....................... (4,313)	.................................	.................................		.................................	.................................	.................(8,339,795)		.................................
32.	Federal income taxes incurred (excluding tax on capital gains)	(413,074)		(214)						(412,860)
33.	Net gain from operations after dividends to policyholders, refunds to members and federal
	income taxes and before realized capital gains or (losses) (Line 31 minus Line 32)	(7,931,034)		(4,099)						(7,926,935)
34.	Policies/certificates in force end of year	1,584								1,584
	DETAILS OF WRITE-INS
08.301.	..........................................................................................................................................	...................................	...................................	...................................	...................................	...................................		...................................	...................................	...................................		...................................
08.302.	..........................................................................................................................................	...................................	...................................	...................................	...................................	...................................		...................................	...................................	...................................		...................................
08.303.	..........................................................................................................................................	...................................	...................................	...................................	...................................	...................................		...................................	...................................	...................................		...................................
08.398.	Summary of remaining write-ins for Line 8.3 from overflow page	.................................	.................................	.................................	.................................	.................................		.................................	.................................	.................................	.................................
08.399. Totals (Lines 08.301 thru 08.303 plus 08.398) (Line 8.3 above)

2701	...................................	...................................	...................................	...................................	...................................		...................................	...................................	...................................	...................................
2702
...................................	...................................	...................................	...................................	...................................		...................................	...................................	...................................	...................................
2703	...................................	...................................	...................................	...................................	...................................		...................................	...................................	...................................	...................................
2798.	Summary of remaining write-ins for Line 27 from overflow page	.................................	.................................	.................................	.................................	.................................	.................................	.................................	.................................	.................................
2799.	Totals (Lines 2701 thru 2703 plus 2798) (Line 27 above)

(a) Includes the following amounts for FEGLI/SGLI:	Line 1	, Line 10	, Line 16	, Line 23	, Line 24
(b) Include premium amounts for preneed plans included in Line 1
(c) Indicate if blocks of business in run-off that comprise less than 5% of premiums and less than 5% of reserve and loans liability are aggregated with material blocks of business and which columns are affected.	......................................................................................................................................................................................
(d) Individual and Group Credit Life are combined and included on	page. (Indicate whether included with Individual or Group.)

6.3

ANNUAL STATEMENT FOR THE YEAR 2023 OF THE RiverSource Life Insurance Company

ANALYSIS OF OPERATIONS BY LINES OF BUSINESS - INDIVIDUAL ANNUITIES (a)

		1		Deferred		6	7
			2	3	4	5	Life Contingent
					Variable Annuities	Variable Annuities	Payout (Immediate
		Total	Fixed Annuities	Indexed Annuities	with Guarantees	Without Guarantees	and Annuitizations)	Other Annuities
1.	Premiums for individual annuity contracts	3,985,810,734	73,935	3,083,650,905	797,436,661	...................................	104,649,233	...................................
2.	Considerations for supplementary contracts with life contingencies	...................................	...............XXX	...............XXX	...............XXX	...............XXX	...................................	...............XXX
3.	Net investment income	.................423,016,439	....................2,746,385	.................(61,400,881)	.................475,596,267	...................................	....................6,074,668	...................................
4.	Amortization of Interest Maintenance Reserve (IMR)	....................... (71,946)	....................... 836,738	....................... (77,693)	....................... 138,386	...................................	......................(969,377)	...................................
5.	Separate Accounts net gain from operations excluding unrealized gains or losses	............... (479,376,954)	....................... 232,062	............... (481,419,845)	.................... 1,810,829	...................................	...................................	...................................
6.	Commissions and expense allowances on reinsurance ceded	.................... 5,764,634	.................... 4,268,942	....................... 572,897	...................................	...................................	....................... 922,795	...................................
7.	Reserve adjustments on reinsurance ceded	...................................	...................................	...................................	...................................	...................................	...................................	...................................
8.	Miscellaneous Income:
	8.1 Income from fees associated with investment management, administration and contract guarantees from Separate Accounts	..............1,265,681,338	.........................20,143	....................... 291,524	..............1,265,360,095	...................................	...........................9,576	...................................
	8.2 Charges and fees for deposit-type contracts	...................................	...................................	...................................	...................................	...................................	...................................	...................................
	8.3 Aggregate write-ins for miscellaneous income	454,136,393	565,410	1,421,639	450,976,201		1,173,143
9.	Totals (Lines 1 to 8.3)	5,654,960,638	8,743,615	2,543,038,546	2,991,318,439		111,860,038
10.	Death benefits	...................................	...................................	...................................	...................................	...................................	...................................	...................................
11.	Matured endowments (excluding guaranteed annual pure endowments)	...................................	...................................	...................................	...................................	...................................	...................................	...................................
12.	Annuity benefits	.................986,536,037	................. (11,479,691)	.................. 41,883,184	..............1,016,018,364	...................................	.................(59,885,820)	...................................
13.	Disability benefits and benefits under accident and health contracts	...................................	...................................	...................................	...................................	...................................	...................................	...................................
14.	Coupons, guaranteed annual pure endowments and similar benefits	...................................	...................................	...................................	...................................	...................................	...................................	...................................
15.	Surrender benefits and withdrawals for life contracts	4,900,744,982	(13,534,642)	117,847,252	4,796,444,791	...................................	....................... (12,419)	...................................
16.	Group conversions	...................................	...................................	...................................	...................................	...................................	...................................	...................................
17.	Interest and adjustments on contract or deposit-type contract funds	...................(1,356,659)	...................(1,369,091)	...................................	...........................3,342	...................................	...........................9,090	...................................
18.	Payments on supplementary contracts with life contingencies	...........................8,429	...................................	...................................	...................................	...................................	...........................8,429	...................................
19.	Increase in aggregate reserves for life and accident and health contracts	(461,872,210)	28,795,670	(5,487,259)	(657,742,943)		172,562,322
20.	Totals (Lines 10 to 19)	5,424,060,579	2,412,246	154,243,177	5,154,723,554	...................................	112,681,602	...................................
21.	Commissions on premiums, annuity considerations and deposit-type contract funds (direct business only)	.................341,786,722	.................... 2,624,719	.................101,289,943	.................233,995,456	...................................	....................3,876,604	...................................
22.	Commissions and expense allowances on reinsurance assumed	...................................	...................................	...................................	...................................	...................................	...................................	...................................
23.	General insurance expenses	224,583,635	9,474,613	66,472,079	142,513,495	...................................	.................... 6,123,448	...................................
24.	Insurance taxes, licenses and fees, excluding federal income taxes	.................. 13,458,373	....................... 491,353	.................... 4,902,168	.................... 7,789,326	...................................	....................... 275,526	...................................
25.	Increase in loading on deferred and uncollected premiums	...................................	...................................	...................................	...................................	...................................	...................................	...................................
26.	Net transfers to or (from) Separate Accounts net of reinsurance	............ (1,390,895,515)	...................(6,832,919)	..............2,726,751,626	............ (4,106,347,906)	...................................	.................. (4,466,316)	...................................
27.	Aggregate write-ins for deductions
28.	Totals (Lines 20 to 27)	4,612,993,794	8,170,012	3,053,658,993	1,432,673,925		118,490,864
29.	Net gain from operations before dividends to policyholders, refunds to members and federal income taxes (Line 9 minus Line 28)	1,041,966,844	573,603	(510,620,447)	1,558,644,514	...................................	(6,630,826)	...................................
30.	Dividends to policyholders and refunds to members
31.	Net gain from operations after dividends to policyholders, refunds to members and before federal income taxes (Line 29 minus Line 30) .	1,041,966,844	573,603	(510,620,447)	1,558,644,514	...................................	(6,630,826)	...................................
32.	Federal income taxes incurred (excluding tax on capital gains)	51,582,410	28,396	(25,278,187)	77,160,459		(328,258)
33.	Net gain from operations after dividends to policyholders, refunds to members and federal income taxes and before realized capital
	gains or (losses) (Line 31 minus Line 32)	990,384,434	545,207	(485,342,260)	1,481,484,055		(6,302,568)
34.	Policies/certificates in force end of year	677,241	41,667	71,031	542,976		21,567
	DETAILS OF WRITE-INS
........................................................................................................................................................................08.301. Miscellaneous income	.................454,136,393	....................... 565,410	.................... 1,421,639	.................450,976,201	...................................	.................... 1,173,143	...................................
08.302.	..........................................................................................................................................................................................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................
08.303.	..........................................................................................................................................................................................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................
..........................................................................................................08.398. Summary of remaining write-ins for Line 8.3 from overflow page	...................................	...................................	...................................	...................................	...................................	...................................	...................................
08.399.	Totals (Lines 08.301 thru 08.303 plus 08.398) (Line 8.3 above)	454,136,393	565,410	1,421,639	450,976,201		1,173,143
2701	....................................	....................................	....................................	....................................	....................................	....................................	....................................
2702	....................................	....................................	....................................	....................................	....................................	....................................	....................................
2703	....................................	....................................	....................................	....................................	....................................	....................................	....................................
2798.	Summary of remaining write-ins for Line 27 from overflow page	...................................	...................................	...................................	...................................	...................................	...................................	...................................
2799.	Totals (Lines 2701 thru 2703 plus 2798) (Line 27 above)

(a) Indicate if blocks of business in run-off that comprise less than 5% of premiums and less than 5% of reserve and loans liability are aggregated with material blocks of business and which which columns are affected.

............................................................................................................................................................................

6.4

ANNUAL STATEMENT FOR THE YEAR 2023 OF THE RiverSource Life Insurance Company

ANALYSIS OF OPERATIONS BY LINES OF BUSINESS - GROUP ANNUITIES (a)

		1		Deferred		6	7
			2	3	4	5	Life Contingent
					Variable Annuities	Variable Annuities	Payout (Immediate
		Total	Fixed Annuities	Indexed Annuities	with Guarantees	Without Guarantees	and Annuitizations)	Other Annuities
1.	Premiums for group annuity contracts	1,811,347	(25,832)	...................................	1,837,179	...................................	...................................	...................................
2.	Considerations for supplementary contracts with life contingencies	...................................	...............XXX	...............XXX	...............XXX	...............XXX	...................................	...............XXX
3.	Net investment income	...................(2,103,125)	......................(829,775)	...................................	.................. (1,273,350)	...................................	...................................	...................................
4.	Amortization of Interest Maintenance Reserve (IMR)	.................. (1,240,848)	...................(1,241,129)	...................................	..............................281	...................................	...................................	...................................
5.	Separate Accounts net gain from operations excluding unrealized gains or losses	978,932	988,953	...................................	(10,021)	...................................	...................................	...................................
6.	Commissions and expense allowances on reinsurance ceded	.................... 2,190,262	.................... 2,190,262	...................................	...................................	...................................	...................................	...................................
7.	Reserve adjustments on reinsurance ceded	...................................	...................................	...................................	...................................	...................................	...................................	...................................
8.	Miscellaneous Income:
	8.1 Income from fees associated with investment management, administration and contract guarantees from Separate Accounts	.........................48,288	...................................	...................................	.........................48,288	...................................	...................................	...................................
	8.2 Charges and fees for deposit-type contracts	...................................	...................................	...................................	...................................	...................................	...................................	...................................
	8.3 Aggregate write-ins for miscellaneous income	444,757	17,340		427,417
9.	Totals (Lines 1 to 8.3)	2,129,613	1,099,819		1,029,794
10.	Death benefits	...................................	...................................	...................................	...................................	...................................	...................................	...................................
11.	Matured endowments (excluding guaranteed annual pure endowments)	...................................	...................................	...................................	...................................	...................................	...................................	...................................
12.	Annuity benefits	.................... 2,179,700	....................... (33,534)	...................................	.................... 2,213,234	...................................	...................................	...................................
13.	Disability benefits and benefits under accident and health contracts	...................................	...................................	...................................	...................................	...................................	...................................	...................................
14.	Coupons, guaranteed annual pure endowments and similar benefits	...................................	...................................	...................................	...................................	...................................	...................................	...................................
15.	Surrender benefits and withdrawals for life contracts	.................. 23,370,185	.................... 3,189,573	...................................	.................. 20,180,612	...................................	...................................	...................................
16.	Group conversions	...................................	...................................	...................................	...................................	...................................	...................................	...................................
17.	Interest and adjustments on contract or deposit-type contract funds	...........................3,681	...........................3,681	...................................	...................................	...................................	...................................	...................................
18.	Payments on supplementary contracts with life contingencies	...................................	...................................	...................................	...................................	...................................	...................................	...................................
19.	Increase in aggregate reserves for life and accident and health contracts	(8,728,193)	66		(8,728,259)
20.	Totals (Lines 10 to 19)	16,825,373	3,159,786	...................................	13,665,587	...................................	...................................	...................................
21.	Commissions on premiums, annuity considerations and deposit-type contract funds (direct business only)	291,914	14,130	...................................	277,784	...................................	...................................	...................................
22.	Commissions and expense allowances on reinsurance assumed	...................................	...................................	...................................	...................................	...................................	...................................	...................................
23.	General insurance expenses	.................... 4,780,779	....................4,385,437	...................................	....................... 395,342	...................................	...................................	...................................
24.	Insurance taxes, licenses and fees, excluding federal income taxes	....................... 217,841	....................... 199,263	...................................	.........................18,578	...................................	...................................	...................................
25.	Increase in loading on deferred and uncollected premiums	...................................	...................................	...................................	...................................	...................................	...................................	...................................
26.	Net transfers to or (from) Separate Accounts net of reinsurance	.................(10,701,043)	...................(2,103,221)	...................................	.................. (8,597,822)	...................................	...................................	...................................
27.	Aggregate write-ins for deductions
28.	Totals (Lines 20 to 27)	11,414,864	5,655,395		5,759,469
29.	Net gain from operations before dividends to policyholders, refunds to members and federal income taxes (Line 9 minus Line 28)	(9,285,251)	(4,555,576)	...................................	(4,729,675)	...................................	...................................	...................................
30.	Dividends to policyholders and refunds to members
31.	Net gain from operations after dividends to policyholders, refunds to members and before federal income taxes (Line 29 minus Line 30) .	(9,285,251)	(4,555,576)	...................................	(4,729,675)	...................................	...................................	...................................
32.	Federal income taxes incurred (excluding tax on capital gains)	(459,665)	(225,523)		(234,142)

33. Net gain from operations after dividends to policyholders, refunds to members and federal income taxes and before realized capital

gains or (losses) (Line 31 minus Line 32)	(8,825,586)	(4,330,053)	(4,495,533)
34. Policies/certificates in force end of year	31,207	28,392	2,815
DETAILS OF WRITE-INS
08.301. Miscellaneous income	....................... 444,757	.........................17,340	...................................	....................... 427,417	...................................	...................................	...................................
08.302	....................................	....................................	....................................	....................................	....................................	....................................	....................................
08.303	....................................	....................................	....................................	....................................	....................................	....................................	....................................
08.398. Summary of remaining write-ins for Line 8.3 from overflow page	...................................	...................................	...................................	...................................	...................................	...................................	...................................
08.399. Totals (Lines 08.301 thru 08.303 plus 08.398) (Line 8.3 above)	444,757	17,340		427,417
2701	....................................	....................................	....................................	....................................	....................................	....................................	....................................

2702.	........................................................................................................................................................................................................... .................................... .................................... .................................... .................................... .................................... .................................... ....................................
2703.	...........................................................................................................................................................................................................	....................................	....................................	....................................	....................................	....................................	....................................	....................................
2798.	Summary of remaining write-ins for Line 27 from overflow page	...................................	...................................	...................................	...................................	...................................	...................................	...................................
2799.	Totals (Lines 2701 thru 2703 plus 2798) (Line 27 above)

......................................................................................................................................................................................

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Ameriprise Financial Inc. published this content on 27 February 2024 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 15 March 2024 09:43:06 UTC.

Market Closed - Nyse Other stock markets 04:00:02 2024-04-26 pm EDT			5-day change	1st Jan Change
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Apr. 25	Morgan Stanley Adjusts Price Target on Ameriprise Financial to $445 From $437	MT
Apr. 24	Goldman Sachs Adjusts Price Target on Ameriprise Financial to $481 From $488	MT

Morgan Stanley Adjusts Price Target on Ameriprise Financial to $445 From $437	Apr. 25	MT
Goldman Sachs Adjusts Price Target on Ameriprise Financial to $481 From $488	Apr. 24	MT
Piper Sandler Adjusts Ameriprise Financial Price Target to $390 From $392	Apr. 24	MT
RBC Raises Price Target on Ameriprise Financial to $480 From $470, Keeps Outperform Rating	Apr. 24	MT
Transcript : Ameriprise Financial, Inc., Q1 2024 Earnings Call, Apr 23, 2024	Apr. 23
Evercore ISI Adjusts Ameriprise Financial Price Target to $438 From $445	Apr. 23	MT
Ameriprise Financial Q1 Earnings, Revenue Rise; Dividend Increases by 10%	Apr. 22	MT
Ameriprise Financial's quarterly profit rises on higher fees, AUM	Apr. 22	RE
Earnings Flash (AMP) AMERIPRISE FINANCIAL Reports Q1 Revenue $4.15B, vs. Street Est of $4.12B	Apr. 22	MT
Earnings Flash (AMP) AMERIPRISE FINANCIAL Reports Q1 EPS $8.39, vs. Street Est of $8.20	Apr. 22	MT
Ameriprise Financial, Inc. Increases Regular Quarterly Dividend, Payable on May 17, 2024	Apr. 22	CI
Ameriprise Financial, Inc. Reports Earnings Results for the First Quarter Ended March 31, 2024	Apr. 22	CI
Evercore ISI Raises Price Target on Ameriprise Financial to $445 From $400, Maintains In-Line Rating	Apr. 11	MT
RBC Raises Price Target on Ameriprise Financial to $470 From $450, Keeps Outperform Rating	Apr. 10	MT
Kinecta Federal Credit Union Moves Its Wealth Management Program to Ameriprise Financial	Apr. 10	CI
Morgan Stanley Raises Price Target on Ameriprise Financial to $437 From $400, Keeps Equalweight Rating	Apr. 09	MT
UBS Adjusts Ameriprise Financial Price Target to $500 From $445, Maintains Buy Rating	Apr. 05	MT
Piper Sandler Raises Price Target on Ameriprise Financial to $392 From $360, Maintains Underweight Rating	Apr. 05	MT
New Zealand Shares Decline on US Rate Cut Woes; Paysauce's Revenue Jumps 24% in Q4	Apr. 03	MT
Goldman Sachs Raises Ameriprise Financial Price Target to $488 From $437, Maintains Buy Rating	Mar. 27	MT
Raymond James Starts Ameriprise Financial With Market Perform Rating	Mar. 21	MT
EMEA Morning Briefing : Shares off to a Wobbly Start; Investors Weigh Timing of Rate Cuts	Feb. 26	DJ
Columbia Threadneedle Investments announced that it expects to receive funding from Jefferies Capital Partners, Ameriprise Financial, Inc.	Feb. 25	CI
GDP bedamned - stocks seem to have life of their own: McGeever	Feb. 23	RE
Stocks slip, yields rise as Fed fears cutting rates too soon	Feb. 21	RE

	1st Jan change	Capi.
AMERIPRISE FINANCIAL, INC.	+7.95%	40.84B
BLACKROCK, INC.	-6.03%	113B
UBS GROUP AG	-3.98%	87.91B
APOLLO GLOBAL MANAGEMENT, INC.	+20.96%	63.76B
BROOKFIELD CORPORATION	+5.29%	61.9B
BANK OF NEW YORK MELLON CORPORATION (THE)	+10.12%	42.86B
3I GROUP PLC	+18.92%	34.58B
T. ROWE PRICE GROUP INC.	+5.88%	25.48B
STATE STREET CORPORATION	-5.25%	22.13B
PRINCIPAL FINANCIAL GROUP, INC.	+0.57%	18.61B

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