Financials AMS Osiguranje a.d.

Equities

AMSO

RSAMSOE64799

Property & Casualty Insurance

End-of-day quote Belgrade S.E. 06:00:00 2024-03-03 pm EST 5-day change 1st Jan Change
2,300 RSD -0.04% Intraday chart for AMS Osiguranje a.d. -.--% -0.04%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 156.3 157 235.9 377.5 606.1 629.1
Enterprise Value (EV) 1 -108.8 -281.3 -204.9 -1,119 -56.96 -1,558
P/E ratio 0.82 x 1.73 x 0.42 x 0.64 x 1.16 x 2.91 x
Yield - - - - - -
Capitalization / Revenue 0.05 x 0.05 x 0.06 x 0.09 x 0.13 x 0.13 x
EV / Revenue -0.04 x -0.09 x -0.05 x -0.28 x -0.01 x -0.32 x
EV / EBITDA -0.32 x -1.14 x -0.3 x -2.09 x -0.11 x -13 x
EV / FCF -0.12 x -0.66 x -0.76 x -1.59 x 0.27 x -1.51 x
FCF Yield -817% -151% -131% -62.8% 371% -66.4%
Price to Book 0.13 x 0.12 x 0.13 x 0.16 x 0.21 x 0.2 x
Nbr of stocks (in thousands) 315 315 315 315 315 315
Reference price 2 497.0 499.0 750.0 1,200 1,927 2,000
Announcement Date 5/4/18 4/30/19 4/29/20 5/6/21 4/29/22 5/9/23
1RSD in Million2RSD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 3,090 3,267 3,898 4,058 4,522 4,863
EBITDA 1 340.3 246.1 684.5 535.6 496 120
EBIT 1 336.2 241.3 680 522.9 483.3 107.4
Operating Margin 10.88% 7.39% 17.44% 12.89% 10.69% 2.21%
Earnings before Tax (EBT) 1 306.1 162.3 669.8 693 656.2 280
Net income 1 251.9 119.8 565.2 586.8 522.7 216.2
Net margin 8.15% 3.67% 14.5% 14.46% 11.56% 4.45%
EPS 2 607.7 289.1 1,797 1,866 1,662 687.3
Free Cash Flow 1 888.8 426 268.1 703.3 -211.5 1,034
FCF margin 28.76% 13.04% 6.88% 17.33% -4.68% 21.25%
FCF Conversion (EBITDA) 261.16% 173.07% 39.17% 131.31% - 861.63%
FCF Conversion (Net income) 352.8% 355.51% 47.44% 119.85% - 478.08%
Dividend per Share - - - - - -
Announcement Date 5/4/18 4/30/19 4/29/20 5/6/21 4/29/22 5/9/23
1RSD in Million2RSD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - - - - -
Net Cash position 1 265 438 441 1,497 663 2,187
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 889 426 268 703 -211 1,034
ROE (net income / shareholders' equity) 24.4% 10.2% 36.5% 28% 19.7% 7.55%
ROA (Net income/ Total Assets) 4.71% 3.05% 7.42% 4.9% 3.96% 0.75%
Assets 1 5,343 3,923 7,616 11,980 13,194 28,781
Book Value Per Share 2 3,778 4,174 5,772 7,630 9,289 9,973
Cash Flow per Share 2 851.0 1,393 1,402 4,759 2,417 7,310
Capex 1 9.32 8.93 111 195 76.3 511
Capex / Sales 0.3% 0.27% 2.84% 4.8% 1.69% 10.51%
Announcement Date 5/4/18 4/30/19 4/29/20 5/6/21 4/29/22 5/9/23
1RSD in Million2RSD
Estimates
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