Company Ballston Spa Bancorp Inc OTC Bulletin Board

US0587011034

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Ballston Spa Bancorp, Inc. is a financial holding company. The Company operates, through its banking subsidiary, Ballston Spa National Bank (the Bank). The Bank is a community-based commercial bank and provides a range of banking, financing, fiduciary, brokerage and other financial services to corporate, municipal, and individual customers. The Bank offers checking accounts, savings and money market accounts, health savings account, certificates of deposits (CDs) and individual retirement accounts (IRAs), relationship banking, debit card, gift/travel card and perk programs. It also offers business checking accounts, commercial loans, small business loans, business credit cards, treasury management, and online and mobile banking. The Bank operates approximately 13 branches.

USD in Million	2022	Weight	2023	Weight	Delta
Bank-based Financial Services 100.0 %	26	100.0 %	25	100.0 %	-1.06%

USD in Million	2022	Weight	2023	Weight	Delta
United States 100.0 %	26	100.0 %	25	100.0 %	-1.06%

Managers	Title	Age	Since
Christopher R. Dowd CEO	Chief Executive Officer	-	03-12-31
James F. Dodd DFI	Director of Finance/CFO	-	-
Robert Roemer CTO	Chief Tech/Sci/R&D Officer	-	-
Cynthia Minuti PRN	Corporate Officer/Principal	-	-
Deborah J. R. O'Connor TRE	Treasurer	-	-
Susan M. Slovic SAM	Sales & Marketing	-	-
Leslie S. Dorsey HRO	Human Resources Officer	-	-
Margaret K. de Koning PRN	Corporate Officer/Principal	-	-

Members of the board	Title	Age	Since
Stephen J. Obermayer BRD	Director/Board Member	-	12-05-20
Christopher R. Dowd CEO	Chief Executive Officer	-	03-12-31
Michael S. Dunn BRD	Director/Board Member	65	04-12-31
Ronald G. Harrington BRD	Director/Board Member	-	87-12-31
Stephen E. Strader BRD	Director/Board Member	-	87-12-31
J. Peter Hansen BRD	Director/Board Member	-	84-12-31
Leroy N. Hodsoll BRD	Director/Board Member	-	-
Dawn A. Abbuhl BRD	Director/Board Member	-	19-01-31
Richard P. Sleasman CHM	Chairman	-	15-12-31
Paul N. DiCaprio BRD	Director/Board Member	-	19-08-31

	Vote	Quantity	Free-Float	Company-owned shares	Total Float
Stock A	0	767,705	742,663 ( 96.74 %)	0	96.74 %

Name	Equities	%	Valuation
Siena Capital Partners GP LLC 2.434 %	18,088	2.434 %	942 837 $
Columbia Threadneedle Asset Managers Ltd. 0.7429 %	5,520	0.7429 %	287 730 $

Ballston Spa Bancorp, Inc.

87 Front Street

12020, Ballston Spa

+518 363 8199

http://www.bsnb.com

Name	Category and Sector
Ballston Spa National Bank Ballston Spa National Bank Major BanksFinance Part of Ballston Spa Bancorp, Inc., Ballston Spa National Bank is a nationally chartered commercial bank. The private company is based in Ballston Spa, NY. The company was founded in 1838. The CEO is Christopher R. Dowd.	Major Banks

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