Bank of Beijing : 北京银行2022年社会责任暨ESG报告英文版

北京银行股份有限公司

BANK OF BEIJING CO., LTD.

中国北京市西城区金融大街丙17号 邮编 100033

No.17C Financial Street, Xicheng District, Beijing, China, 100033 办公电话 / Tel: 86-10-66426500

客服电话 / Customer service hotline: 95526

传真 / Fax: 86-10-66426519

投资者热线 / Investor hotline: 86-10-66223826

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BANK OF BEIJING CO., LTD.

Bank of Beijing Social Responsibility & ESG Report 2022

Social Responsibility Report & Environmental, Social and Governance Report

Report Statement

Note: This English-version report is a courtesy translation of the original Bank of Beijing Social Responsibility & ESG Report 2022 《( 北京银行2022社会责任暨 ESG报告》) in Chinese. In case of any inconsistency between the English and Chinese version of this report, the Chinese version shall prevail.

CONTENTS目录

Message from the Chairman

The year 2022 is an extraordinary year in the history of the Communist Party of China (CPC) and the country. The successful convening of the 20th CPC National Congress depicted a grand blueprint for the comprehensive advancement of the great national rejuvenation through the path of Chinese modernization. Over the past year, adhering to Xi Jinping Thought on Socialism with Chinese Characteristics for a New Era as the guide, Bank of Beijing fully implemented the guiding principles of the 20th CPC National Congress, kept in mind the political-oriented and people-centered nature of financial work, and enhanced the professionalism and inclusiveness of financial services. Closely responding to the needs of the country and the expectations of the people, we made an all-out effort to provide heartfelt financial services, achieved a high degree of unity and synergy among political, economic, social and environmental responsibilities, and delivered excellent CSR performance.

Adhering to the guidance of Party building, we promoted deeper integration to strengthen the role of Party organizations in setting the direction and exercising final oversight in order to realize prudent development.

We persisted in the full and strict governance of the Party and the Bank as well as comprehensive risk control, carried out in-depth Party building campaigns on the theme of "Understanding the 20th CPC National Congress, Forging ahead for a New Journey, Contributing to the New Era" throughout the Bank, in order to promote the guiding principles of the 20th CPC National Congress to take root and blossom in the Bank and transform it into vivid practices for high-quality development. We advanced the integration of Party leadership and corporate governance, gave full play to the leading role of Party organizations in "charting the course, managing overall plans, and guaranteeing implementation", and fostered a favorable situation in which all governance bodies perform their responsibilities earnestly with efficient coordination, thus effectively translating the Party's strengths in politics and organization into development advantage.

Keeping in mind our original aspiration and mission, we developed integrated financial solutions to inject sustained financing resources into the real economy.

Upholding the operation guidance featuring "joint action between the Head Office and regional branches, cross-departmental coordination, integrated financial solutions and comprehensive services", we created the GBIC2 service model, focused on promoting the efficient coordination of financial services for government, commercial banking, investment banking, and financial services for companies and consumers, and provided customers with quality and one-stop comprehensive financial service solutions encompassing the whole life cycle and all ecosystems. Bearing in mind our positioning as a bank of the capital, we actively supported the construction of key projects in the capital, with the scale and growth of deposits and loans ranking first among municipal banks. We established the joint meeting mechanism for the coordinated development of the Beijing-Tianjin-Hebei region and the integration of Yangtze River Delta, and put into operation Xiong'an Regional Branch and Jiaxing Regional Branch, injecting stronger financial impetus for coordinated regional development. To serve to boost China's strength in manufacturing, we actively scaled up our credit granting to strategic emerging industries, advanced manufacturing enterprises, specialized and sophisticated enterprises that produce new and unique products, striving to

• Bank of Beijing Social Responsibility & ESG Report 2022

build the Bank into the strongest bank in serving specialized and sophisticated enterprises that produce new and unique products.

Following a people-first approach, we accompanied our customers to build a better life.

Taking it as the starting point and ultimate goal of our financial services to meet the people's aspiration for a better life, we worked to transform people's urgent, difficult, worrying or highly concerned issues into the focal point and driving force for us to improve services and customer experience. We launched the "Jingying Program", an integrated financial service solution for children, issued 520,000 "Xiaojing Cards" and served more than 1.38 million families. We were one of the first banks qualified for private pension account opening and pension fund sales. Focusing on both the elderly and the young, we formed a lifecycle comprehensive financial service system covering children finance, growth finance, startup finance, family finance, wealth management finance and pension finance, in order to become "Your Lifetime Bank".

Strengthening technological innovation and accelerating digital transformation, we improved quality and efficiency of our services.

We firmly built up the concept of "One Bank, One Data, One Platform", and identified the leading role of digital transformation in business and technology reform and organizational restructuring. We launched a unified data base, and are accelerating the development of a unified financial operating system, to effectively solved data and system silos and allow data assets to flow with vigor. Moreover, we completed a number of key projects such as the optimization of corporate account opening process, the "Smoke Index" risk early-warning system, and the "Aixintong" V3.0 for salary account customers to achieve a significant improvement in customer experience and user experience.

Focusing on the carbon peak and carbon neutrality goals, we developed green finance to contribute to the protection of clear water and lush mountains.

The "building of an 'ecosystem bank' that creates a service ecosystem with comprehensive cooperation and promotes ESG development with green finance" is one of the strategic directions of our digital transformation. We created the "Green Finance+" brand, launched "Jingtanbao", the brand of digital and low-carbon service, built a service system covering green loans, green bonds, green supply chain and green finance ecosystem, and actively promoted innovation in pledge model, industry service solutions and cross-sector financial services, becoming the pioneer in a number of green finance businesses. Aligning with international advanced standards, we signed the UN "Principles for Responsible Banking" and formulated an ESG report for the first time. We actively promoted green and low-carbon operation, with the Shanghai Regional Branch headquarters and Tongzhou Green Branch realizing carbon neutrality at the operation level. We are now speeding up to march forward with the development goal of an ecological bank.

Upholding the people-centric concept, we cared for our employees and set the stage for their growth.

We firmly believed that talent is the "primary resource" of development and strengthened the refinement of their mindset, political thinking and practical capability, with 35 sessions of "Finance Lecture" and 2,400 training sessions organized throughout the year. We initiated the "Three Eagle Programs" to reinforce the vertical and horizontal exchanges among managers and facilitate the career development of our employees. We established"Firefly Community", a staff forum, which received a total of nearly 1,600 reasonable suggestions, to fully draw on the wisdom of the primary-level staff and practice the mass line through the internet in the new era. Moreover, we cared for our employees by expanding the "Employees' Home" service program to do practical things for the benefit of our employees. We put forward a series of initiatives to depict a vivid picture in which everyone wants, strives and is able to excel themselves, and can do full justice to their talent.

We will adhere to the original aspiration with hard work and fortitude, and brighten Beijing with diligence and practical actions.

In 2023, we will fully observe the guiding principles of the 20th CPC National Congress and unswervingly follow the path of financial development with Chinese characteristics. We will strive in unity, uphold fundamental principles and break new ground to win trust with sincerity, create value with professionalism, and cast glory with practical work, and continuously contribute to the building of a great country and the great cause of national rejuvenation.

Huo Xuewen

Party Secretary, Chairman of Bank of Beijing Co., Ltd.

April 6, 2023