BANQUE INTERNATIONALE ARABE DE TUNISIE SOCIÉTÉ ANONYME |
End-of-day quote
Other stock markets
|
5-day change | 1st Jan Change | ||
| 93 TND | +0.65% |
|
+2.20% | +1.20% |
Valuation
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Capitalization 1 | 1,938 | 1,683 | 2,113 | 3,142 | 3,281 | 3,320 | - | - |
| Enterprise Value (EV) 1 | 1,938 | 1,683 | 2,113 | 3,142 | 3,281 | 3,320 | 3,320 | 3,320 |
| P/E ratio | - | - | 3.73 x | - | - | 9.65 x | 10.8 x | - |
| Yield | - | 5.3% | 8.79% | 6.59% | - | 6.24% | 6.24% | 6.24% |
| Capitalization / Revenue | 1.77 x | 1.57 x | 1.77 x | 2.08 x | 1.94 x | 1.84 x | 1.82 x | 1.78 x |
| EV / Revenue | 1.77 x | 1.57 x | 1.77 x | 2.08 x | 1.94 x | 1.84 x | 1.82 x | 1.78 x |
| EV / EBITDA | - | - | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - | - |
| Price to Book | - | - | - | - | - | - | - | - |
| Nbr of stocks (in thousands) | 17,850 | 17,850 | 35,700 | 35,700 | 35,700 | 35,700 | - | - |
| Reference price 2 | 108.6 | 94.30 | 59.19 | 88.00 | 91.90 | 93.00 | 93.00 | 93.00 |
| Announcement Date | 4/29/20 | 4/8/21 | 4/8/22 | 4/13/23 | 4/12/24 | - | - | - |
1TND in Million2TND
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 1,095 | 1,069 | 1,196 | 1,507 | 1,687 | 1,801 | 1,827 | 1,863 |
| EBITDA | - | - | - | - | - | - | - | - |
| EBIT 1 | - | 429 | 410 | 558.4 | 681.5 | 715 | 663 | - |
| Operating Margin | - | 40.12% | 34.29% | 37.05% | 40.39% | 39.7% | 36.29% | - |
| Earnings before Tax (EBT) | - | - | - | - | - | - | - | - |
| Net income 1 | 344.8 | - | 303.3 | 312.4 | 358.6 | 344 | 309 | 283 |
| Net margin | 31.48% | - | 25.37% | 20.73% | 21.25% | 19.1% | 16.91% | 15.19% |
| EPS 2 | - | - | 15.88 | - | - | 9.640 | 8.640 | - |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - | - |
| Dividend per Share 2 | - | 5.000 | 5.200 | 5.800 | - | 5.800 | 5.800 | 5.800 |
| Announcement Date | 4/29/20 | 4/8/21 | 4/8/22 | 4/13/23 | 4/12/24 | - | - | - |
1TND in Million2TND
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | - | 17% | 16.6% | 16.2% | - | 15.4% | 13.2% | 11.6% |
| ROA (Net income/ Total Assets) | - | - | - | - | - | - | - | - |
| Assets 1 | - | - | - | - | - | - | - | - |
| Book Value Per Share | - | - | - | - | - | - | - | - |
| Cash Flow per Share | - | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - | - |
| Announcement Date | 4/29/20 | 4/8/21 | 4/8/22 | 4/13/23 | 4/12/24 | - | - | - |
1TND in Million
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
Sell
Buy
Mean consensus
OUTPERFORM
Number of Analysts
1
Last Close Price
93
TND
Average target price
111
TND
Spread / Average Target
+19.35%
EPS Revisions
Annual profits - Rate of surprise
| 1st Jan change | Capi. | |
|---|---|---|
| +1.20% | 1.06B | |
| +13.75% | 556B | |
| +12.36% | 298B | |
| +8.64% | 247B | |
| +21.72% | 210B | |
| +16.11% | 170B | |
| +6.88% | 162B | |
| +4.42% | 153B | |
| +0.10% | 139B | |
| -11.67% | 138B |
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