Financials Bar Harbor Bankshares

Equities

BHB

US0668491006

Banks

Market Closed - Nyse 04:00:00 2024-04-26 pm EDT 5-day change 1st Jan Change
25.51 USD -0.47% Intraday chart for Bar Harbor Bankshares +0.12% -13.11%

Valuation

Fiscal Period: December 2020 2021 2022 2023 2024 2025
Capitalization 1 337.2 433.6 482.7 445 388.1 -
Enterprise Value (EV) 1 337.2 433.6 482.7 445 388.1 388.1
P/E ratio 10.4 x 11.1 x 11.1 x 9.95 x 9.47 x 9.18 x
Yield - 3.25% 3.18% 3.75% 4.63% 4.82%
Capitalization / Revenue - 3.21 x 3.24 x 2.9 x 2.58 x 2.47 x
EV / Revenue - 3.21 x 3.24 x 2.9 x 2.58 x 2.47 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book - 1.02 x 1.23 x 1.03 x 0.85 x 0.8 x
Nbr of stocks (in thousands) 14,929 14,987 15,066 15,156 15,212 -
Reference price 2 22.59 28.93 32.04 29.36 25.51 25.51
Announcement Date 1/28/21 1/20/22 1/19/23 1/23/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2020 2021 2022 2023 2024 2025
Net sales 1 - 135 148.9 153.5 150.6 157.1
EBITDA - - - - - -
EBIT 1 - 49.35 57.75 60.02 55 58.34
Operating Margin - 36.57% 38.77% 39.11% 36.52% 37.13%
Earnings before Tax (EBT) 1 - 48.63 54.84 57.12 52.69 54.5
Net income 1 33.24 39.3 43.56 44.85 41.13 42.44
Net margin - 29.12% 29.24% 29.23% 27.3% 27.01%
EPS 2 2.180 2.610 2.880 2.950 2.695 2.780
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 - 0.9400 1.020 1.100 1.180 1.230
Announcement Date 1/28/21 1/20/22 1/19/23 1/23/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 35 34.08 33.61 35.48 38.69 41.18 40.06 37.77 38 37.64 36.64 37.25 38.07 38.45 38.34
EBITDA - - - - - - - - - - - - - - -
EBIT 1 13.57 12.67 11.72 13.78 15.7 16.55 17.39 14.38 14.98 13.28 12.95 13.43 14.04 14.41 13.75
Operating Margin 38.77% 37.17% 34.88% 38.84% 40.58% 40.18% 43.4% 38.07% 39.43% 35.27% 35.35% 36.05% 36.89% 37.48% 35.88%
Earnings before Tax (EBT) 1 13.73 11.93 11.34 13.25 14.4 15.86 16.59 13.63 14.31 12.59 12.66 12.8 13.35 13.71 12.84
Net income 1 11.03 9.766 9.112 10.5 11.43 12.51 13.01 10.79 11.1 9.945 10.1 9.964 10.4 10.66 9.986
Net margin 31.51% 28.65% 27.11% 29.6% 29.54% 30.38% 32.48% 28.57% 29.22% 26.42% 27.55% 26.75% 27.33% 27.72% 26.05%
EPS 2 0.7300 0.6500 0.6000 0.7000 0.7600 0.8300 0.8600 0.7100 0.7300 0.6500 0.6600 0.6550 0.6800 0.7000 0.6550
Dividend per Share 2 0.2400 0.2400 0.2400 0.2600 0.2600 0.2600 0.2600 0.2800 0.2800 0.2800 0.2800 0.3000 0.3000 0.3000 0.3000
Announcement Date 10/21/21 1/20/22 4/21/22 7/21/22 10/19/22 1/19/23 4/20/23 7/20/23 10/17/23 1/23/24 4/18/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2020 2021 2022 2023 2024 2025
Net Debt - - - - - -
Net Cash position - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) - 9.83% 10.7% 10.9% 9.21% 8.94%
ROA (Net income/ Total Assets) - 1.1% 1.15% 1.15% 1.03% 1.03%
Assets 1 - 3,573 3,794 3,912 3,993 4,120
Book Value Per Share 2 - 28.30 26.10 28.50 30.10 32.10
Cash Flow per Share - - - - - -
Capex - - - - - -
Capex / Sales - - - - - -
Announcement Date 1/28/21 1/20/22 1/19/23 1/23/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
2
Last Close Price
25.51 USD
Average target price
28.25 USD
Spread / Average Target
+10.74%
Consensus
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  3. BHB Stock
  4. Financials Bar Harbor Bankshares