BNK FINANCIAL GROUP INC. |
End-of-day quote
Other stock markets
|
5-day change | 1st Jan Change | ||
| 8,620 KRW | -0.23% |
|
+1.41% | +20.73% |
| May. 02 | BNK Financial Group's Profit Slips in Q1 | MT |
| Mar. 14 | BNK Financial Group Inc. Reports Earnings Results for the Full Year Ended December 31, 2023 | CI |
Valuation
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|
| Capitalization 1 | 2,496,550 | 1,842,772 | 2,725,226 | 2,108,806 | 2,776,402 | - | - |
| Enterprise Value (EV) 1 | 2,496,550 | 1,842,772 | 2,725,226 | 2,108,806 | 2,776,402 | 2,776,402 | 2,776,402 |
| P/E ratio | 4.65 x | 3.79 x | 3.59 x | 2.7 x | 3.45 x | 3.31 x | 3.05 x |
| Yield | 4.7% | 5.63% | 6.67% | 9.62% | 7.38% | 8.14% | 8.87% |
| Capitalization / Revenue | 0.99 x | 0.7 x | 0.88 x | 0.64 x | 0.83 x | 0.82 x | 0.8 x |
| EV / Revenue | 0.99 x | 0.7 x | 0.88 x | 0.64 x | 0.83 x | 0.82 x | 0.8 x |
| EV / EBITDA | - | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - |
| Price to Book | 0.3 x | 0.21 x | 0.29 x | 0.21 x | 0.27 x | 0.25 x | 0.24 x |
| Nbr of stocks (in thousands) | 325,920 | 324,432 | 324,432 | 324,432 | 322,088 | - | - |
| Reference price 2 | 7,660 | 5,680 | 8,400 | 6,500 | 8,620 | 8,620 | 8,620 |
| Announcement Date | 2/6/20 | 2/9/21 | 2/10/22 | 2/2/23 | - | - | - |
1KRW in Million2KRW
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 2,512 | 2,638 | 3,104 | 3,313 | - | 3,342 | 3,392 | 3,482 |
| EBITDA | - | - | - | - | - | - | - | - |
| EBIT 1 | 1,239 | 748.2 | 1,507 | 1,710 | 801.2 | 1,850 | 1,886 | 1,953 |
| Operating Margin | 49.32% | 28.36% | 48.54% | 51.62% | - | 55.35% | 55.58% | 56.08% |
| Earnings before Tax (EBT) 1 | 793.4 | 734.4 | 1,123 | 1,159 | 862.8 | 1,175 | 1,185 | 1,281 |
| Net income 1 | 562.2 | 519.3 | 791 | 810.2 | 630.3 | 804.6 | 835.3 | 910.2 |
| Net margin | 22.38% | 19.68% | 25.48% | 24.46% | - | 24.08% | 24.62% | 26.14% |
| EPS 2 | 1,647 | 1,498 | 2,341 | 2,404 | - | 2,499 | 2,602 | 2,826 |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - | - |
| Dividend per Share 2 | 360.0 | 320.0 | 560.0 | 625.0 | - | 636.2 | 702.1 | 764.6 |
| Announcement Date | 2/6/20 | 2/9/21 | 2/10/22 | 2/2/23 | 2/5/24 | - | - | - |
1KRW in Billions2KRW
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 820.7 | 787.1 | 828 | 842.5 | 819.6 | 822.7 | 799 | 784.9 | 785.7 | - | 822.5 | 811.3 | 800.2 | 788 | 808.3 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT 1 | 367.1 | 88.34 | 375.2 | 327.4 | 365.9 | 361.8 | 321.8 | 279.6 | 267.5 | -67.68 | 311.5 | 459.3 | 473 | 382.5 | - |
| Operating Margin | 44.72% | 11.22% | 45.32% | 38.86% | 44.65% | 43.98% | 40.27% | 35.62% | 34.05% | - | 48.15% | 56.62% | 59.11% | 48.54% | - |
| Earnings before Tax (EBT) 1 | 386 | 83.04 | 386.5 | 319.9 | 371.7 | 80.59 | 348.5 | 279.8 | 283.3 | -38.69 | 342.1 | 313.5 | 351 | 138 | 282 |
| Net income 1 | 275.4 | 47.63 | 276.3 | 228.8 | 258.1 | 46.96 | 256.8 | 203.4 | 204.3 | -26.71 | 249.5 | 213 | 227 | 103.6 | 199.1 |
| Net margin | 33.55% | 6.05% | 33.37% | 27.16% | 31.49% | 5.71% | 32.13% | 25.92% | 26% | - | 23.65% | 26.25% | 28.37% | 13.14% | 24.63% |
| EPS 2 | 825.0 | 122.0 | 828.0 | 680.0 | 772.0 | 124.0 | 768.0 | 593.0 | 619.0 | - | 730.6 | 589.9 | 614.7 | 342.0 | 612.1 |
| Dividend per Share | - | 560.0 | - | - | - | 625.0 | - | - | - | - | - | 100.0 | - | 415.0 | - |
| Announcement Date | 10/28/21 | 2/10/22 | 4/28/22 | 7/28/22 | 10/27/22 | 2/2/23 | 4/27/23 | 7/26/23 | 10/31/23 | 2/5/24 | 4/30/24 | - | - | - | - |
1KRW in Billions2KRW
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 7.04% | 6.07% | 8.76% | 8.44% | - | 7.72% | 7.73% | 7.79% |
| ROA (Net income/ Total Assets) | 0.58% | 0.51% | 0.65% | 0.64% | - | 0.52% | 0.56% | 0.57% |
| Assets 1 | 96,935 | 101,826 | 121,222 | 126,586 | - | 156,241 | 149,602 | 158,991 |
| Book Value Per Share 2 | 25,415 | 26,781 | 28,745 | 30,468 | - | 32,179 | 33,976 | 36,014 |
| Cash Flow per Share | - | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - | - |
| Announcement Date | 2/6/20 | 2/9/21 | 2/10/22 | 2/2/23 | 2/5/24 | - | - | - |
1KRW in Billions2KRW
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
A-
Sell
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
8,620
KRW
Average target price
8,932
KRW
Spread / Average Target
+3.62%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| +20.73% | 2.03B | |
| +16.98% | 571B | |
| +14.09% | 301B | |
| +18.85% | 252B | |
| +25.53% | 216B | |
| +21.08% | 183B | |
| +25.17% | 170B | |
| +10.02% | 162B | |
| +6.47% | 146B | |
| -14.86% | 131B |
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- Financials BNK Financial Group Inc.
