Financials BPER Banca S.p.A.

Equities

BPE

IT0000066123

Banks

Market Closed - Borsa Italiana 11:44:59 2024-04-26 am EDT 5-day change 1st Jan Change
4.784 EUR +1.29% Intraday chart for BPER Banca S.p.A. +8.46% +58.10%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 1,618 2,332 2,098 2,572 2,713 6,759 6,759 -
Enterprise Value (EV) 1 1,618 2,332 2,098 2,572 2,713 4,282 6,759 6,759
P/E ratio 4.02 x 6.03 x 4.38 x 5.02 x 1.92 x 5.94 x 4.73 x 6.11 x
Yield 3.86% 3.12% 2.69% 3.29% 6.25% 6.36% 8.36% 8.2%
Capitalization / Revenue 0.78 x 1.02 x 0.84 x 0.76 x 0.64 x 0.78 x 1.25 x 1.31 x
EV / Revenue 0.78 x 1.02 x 0.84 x 0.76 x 0.64 x 0.78 x 1.25 x 1.31 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.37 x 0.44 x 0.34 x 0.38 x 0.34 x 0.77 x 0.67 x 0.65 x
Nbr of stocks (in thousands) 480,853 520,172 1,412,808 1,411,052 1,414,117 1,412,762 1,412,762 -
Reference price 2 3.364 4.483 1.485 1.823 1.918 4.784 4.784 4.784
Announcement Date 2/8/19 2/5/20 2/3/21 2/8/22 2/8/23 2/7/24 - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023 2024 2025
Net sales 1 2,081 2,276 2,509 3,388 4,258 5,494 5,392 5,158
EBITDA - - - - - - - -
EBIT 1 698.4 589.1 870.7 900.8 1,471 2,417 2,545 2,280
Operating Margin 33.56% 25.89% 34.7% 26.58% 34.53% 43.99% 47.2% 44.2%
Earnings before Tax (EBT) 1 345.5 416.9 203.6 692.9 1,385 1,725 1,919 1,527
Net income 1 402 379.6 245.6 525.1 1,449 1,519 1,422 1,085
Net margin 19.31% 16.68% 9.79% 15.5% 34.03% 27.66% 26.37% 21.04%
EPS 2 0.8360 0.7430 0.3390 0.3630 0.9980 0.8052 1.011 0.7831
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.1300 0.1400 0.0400 0.0600 0.1200 0.3043 0.3999 0.3923
Announcement Date 2/8/19 2/5/20 2/3/21 2/8/22 2/8/23 2/7/24 - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2019 S1 2021 Q2 2021 S1 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 S1 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 986.9 840.7 1,598 892.4 897.5 883.7 903.2 1,787 1,027 1,444 1,232 1,334 1,374 1,468 1,369 1,378 1,365 1,335
EBITDA - - - - - - - - - - - - - - - - - -
EBIT 1 304.5 275.8 487 374.6 39.21 325.3 313.4 638.7 372.9 459.1 502.1 649.8 738.1 386.1 661.2 - - -
Operating Margin 30.85% 32.81% 30.47% 41.98% 4.37% 36.81% 34.69% 35.74% 36.31% 31.78% 40.75% 48.71% 53.73% 26.3% 48.3% - - -
Earnings before Tax (EBT) 1 - 162.9 - 126.6 -144.3 158.3 1,372 - 108.6 -254.3 387.6 533.3 536.3 267.5 507.1 520.9 600.3 295.9
Net income 1 100.5 101.5 501.8 84.42 -61.1 112.7 1,272 1,385 81.6 -17.4 290.7 413.9 382.5 432.4 448.7 - - -
Net margin 10.18% 12.07% 31.39% 9.46% -6.81% 12.75% 140.85% 77.5% 7.94% -1.2% 23.59% 31.03% 27.85% 29.46% 32.77% - - -
EPS - - - - - - - - - - - - - - - - - -
Dividend per Share - - - - - - - - - - - - - - - - - -
Announcement Date 8/7/19 8/4/21 8/4/21 11/5/21 2/8/22 5/9/22 8/5/22 8/5/22 11/7/22 2/8/23 5/9/23 8/2/23 11/8/23 2/7/24 - - - -
1EUR in Million
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 8.5% 8.66% 4.58% 8.66% 7.94% 13.8% 13.2% 10.5%
ROA (Net income/ Total Assets) 0.57% 0.5% 0.29% 0.41% 0.35% 0.8% 0.91% 0.75%
Assets 1 70,991 75,917 84,707 128,079 413,993 143,503 156,265 144,063
Book Value Per Share 2 9.130 10.10 4.390 4.750 5.610 6.210 7.180 7.380
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/8/19 2/5/20 2/3/21 2/8/22 2/8/23 2/7/24 - -
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B+
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
11
Last Close Price
4.784 EUR
Average target price
5.181 EUR
Spread / Average Target
+8.30%
Consensus

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Equities
  3. BPE Stock
  4. Financials BPER Banca S.p.A.