Financials Card Factory plc

Equities

Market Closed - London S.E. Other stock markets 11:35:03 2024-04-26 am EDT			5-day change	1st Jan Change
98.8 ^GBX	-2.95%		-2.18%	-8.35%

Jan. 16	Card Factory falls despite Christmas boost	AN
Jan. 16	UBS raises GSK and cuts AstraZeneca	AN

Fiscal Period: Januari	2019	2020	2021	2022	2023	2024	2025	2026
Capitalization ¹	615.8	302.6	122.5	200	325.5	341.5	-	-
Enterprise Value (EV) ¹	755.8	444.7	375.1	394	488.1	497.1	475.3	449.4
P/E ratio	12 x	5.87 x	-8.96 x	24.4 x	7.42 x	7.2 x	7.14 x	6.85 x
Yield	7.93%	8.92%	-	-	-	1.37%	3.37%	5.36%
Capitalization / Revenue	1.41 x	0.67 x	0.43 x	0.55 x	0.7 x	0.67 x	0.63 x	0.59 x
EV / Revenue	1.73 x	0.98 x	1.32 x	1.08 x	1.05 x	0.98 x	0.88 x	0.78 x
EV / EBITDA	8.45 x	3.53 x	7.98 x	4.6 x	4.36 x	4.12 x	3.85 x	3.44 x
EV / FCF	10.3 x	4.63 x	5.63 x	3.69 x	5.97 x	13.7 x	14.6 x	11.5 x
FCF Yield	9.74%	21.6%	17.8%	27.1%	16.7%	7.27%	6.85%	8.68%
Price to Book	2.7 x	1.37 x	0.59 x	0.92 x	1.22 x	1.07 x	0.96 x	0.85 x
Nbr of stocks (in thousands)	341,549	341,549	341,626	341,878	342,636	345,631	-	-
Reference price ²	1.803	0.8860	0.3585	0.5850	0.9500	0.9880	0.9880	0.9880
Announcement Date	4/16/19	6/2/20	6/10/21	5/3/22	5/3/23	-	-	-

¹GBP in Million²GBP

Estimates

Fiscal Period: January	2019	2020	2021	2022	2023	2024	2025	2026
Net sales ¹	436	451.5	285.1	364.4	463.4	508	540.1	577
EBITDA ¹	89.4	125.9	47	85.6	112	120.5	123.6	130.8
EBIT ¹	78.5	75.6	-6.3	31.6	63.8	72.11	72.31	77.88
Operating Margin	18%	16.74%	-2.21%	8.67%	13.77%	14.19%	13.39%	13.5%
Earnings before Tax (EBT) ¹	66.6	65.2	-16.4	11.1	52.4	61.19	62.29	65.77
Net income ¹	51.4	51.6	-13.6	8.1	44.2	47.02	47.5	49.69
Net margin	11.79%	11.43%	-4.77%	2.22%	9.54%	9.25%	8.79%	8.61%
EPS ²	0.1500	0.1510	-0.0400	0.0240	0.1280	0.1372	0.1384	0.1443
Free Cash Flow ¹	73.6	96.1	66.6	106.8	81.7	36.15	32.56	39
FCF margin	16.88%	21.28%	23.36%	29.31%	17.63%	7.12%	6.03%	6.76%
FCF Conversion (EBITDA)	82.33%	76.33%	141.7%	124.77%	72.95%	29.99%	26.35%	29.82%
FCF Conversion (Net income)	143.19%	186.24%	-	1,318.52%	184.84%	76.9%	68.56%	78.48%
Dividend per Share ²	0.1430	0.0790	-	-	-	0.0135	0.0333	0.0530
Announcement Date	4/16/19	6/2/20	6/10/21	5/3/22	5/3/23	-	-	-

¹GBP in Million²GBP

Estimates

Fiscal Period: Januari	2019	2020	2021	2022	2023	2024	2025	2026
Net Debt ¹	140	142	253	194	163	156	134	108
Net Cash position ¹	-	-	-	-	-	-	-	-
Leverage (Debt/EBITDA)	1.566 x	1.129 x	5.374 x	2.266 x	1.452 x	1.291 x	1.083 x	0.8252 x
Free Cash Flow ¹	73.6	96.1	66.6	107	81.7	36.2	32.6	39
ROE (net income / shareholders' equity)	23%	24.3%	-6.36%	3.8%	18.1%	15.3%	13.2%	12.9%
ROA (Net income/ Total Assets)	-	-	-	-	-	-	-	-
Assets ¹	-	-	-	-	-	-	-	-
Book Value Per Share ²	0.6700	0.6500	0.6000	0.6400	0.7800	0.9200	1.030	1.160
Cash Flow per Share	0.2500	0.3200	-	0.3300	-	-	-	-
Capex ¹	12.1	14.1	7	6.9	18.2	37	38.2	37.9
Capex / Sales	2.78%	3.12%	2.46%	1.89%	3.93%	7.29%	7.07%	6.57%
Announcement Date	4/16/19	6/2/20	6/10/21	5/3/22	5/3/23	-	-	-

¹GBP in Million²GBP

Estimates

Trading Rating

Investor Rating

ESG Refinitiv

Sell

Buy

Mean consensus

OUTPERFORM

Number of Analysts

Last Close Price

0.988 GBP

Average target price

1.468 GBP

Spread / Average Target

+48.53%

	1st Jan change	Capi.
CARD FACTORY PLC	-8.35%	425M
SANRIO COMPANY, LTD.	+37.78%	4.05B
MOONPIG GROUP PLC	-1.28%	661M
1-800-FLOWERS.COM, INC.	-13.91%	599M
MOSHI MOSHI RETAIL CORPORATION	-4.67%	454M
INTERNATIONAL GENIUS COMPANY	-3.44%	481M
TASECO AIR SERVICES	+8.51%	97.34M