Financials CF Bankshares Inc. Nasdaq

Equities

CFBK

US15346Q2021

Banks

Delayed Nasdaq 5-day change 1st Jan Change
- USD -.--% Intraday chart for CF Bankshares Inc. -.--% -.--%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 50 74.49 116.1 135 137.4 127.8
Enterprise Value (EV) 1 22.94 80 113.1 77.82 114.6 -0.3133
P/E ratio 11.7 x 6.87 x 3.96 x 7.41 x 7.62 x 7.41 x
Yield - - 0.17% 0.63% 0.85% 1.18%
Capitalization / Revenue 2.43 x 2.23 x 1.51 x 2.44 x 2.68 x 2.59 x
EV / Revenue 1.11 x 2.39 x 1.47 x 1.41 x 2.24 x -0.01 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.11 x 0.93 x 1.05 x 1.06 x 0.99 x 0.66 x
Nbr of stocks (in thousands) 4,277 5,340 6,566 6,578 6,486 6,555
Reference price 2 11.69 13.95 17.69 20.53 21.18 19.50
Announcement Date 3/15/19 3/16/20 3/23/21 3/16/22 3/31/23 3/29/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 20.6 33.42 76.89 55.28 51.21 49.35
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 5.33 12.04 36.28 22.82 22.59 20.98
Net income 1 4.273 9.601 29.61 18.45 18.16 16.94
Net margin 20.74% 28.73% 38.51% 33.38% 35.47% 34.32%
EPS 2 1.000 2.030 4.470 2.770 2.780 2.630
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - 0.0300 0.1300 0.1800 0.2300
Announcement Date 3/15/19 3/16/20 3/23/21 3/16/22 3/31/23 3/29/24
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2
Net sales 1 10.6 12.35 11.82 12.35 14.02 13.98 13.45 12.46
EBITDA - - - - - - - -
EBIT 1 5.061 5.555 5.543 5.881 6.619 6.706 5.761 5.291
Operating Margin 47.76% 44.98% 46.9% 47.61% 47.21% 47.97% 42.83% 42.45%
Earnings before Tax (EBT) 1 5.061 5.555 5.543 5.881 5.272 5.896 5.524 5.279
Net income 1 4.076 4.467 4.518 4.726 4.249 4.671 4.448 4.223
Net margin 38.46% 36.17% 38.22% 38.26% 30.3% 33.41% 33.07% 33.88%
EPS 2 0.6100 0.6800 0.6900 0.7200 0.6500 0.7200 0.6800 0.6600
Dividend per Share 2 0.0300 0.0400 0.0400 0.0400 0.0500 0.0500 0.0500 0.0600
Announcement Date 10/27/21 2/7/22 5/5/22 8/3/22 11/7/22 2/7/23 5/10/23 8/3/23
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - 5.51 - - - -
Net Cash position 1 27.1 - 3 57.2 22.8 128
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 9.96% 15.2% 31% 15.7% 13.7% 11.5%
ROA (Net income/ Total Assets) 0.75% 1.24% 2.51% 1.24% 1.1% 0.87%
Assets 1 573.2 772.8 1,179 1,486 1,658 1,939
Book Value Per Share 2 10.50 15.00 16.80 19.30 21.40 29.40
Cash Flow per Share 2 14.00 6.960 33.30 25.10 22.90 48.90
Capex 1 0.61 0.44 0.39 2.96 0.91 0.66
Capex / Sales 2.97% 1.33% 0.5% 5.36% 1.77% 1.34%
Announcement Date 3/15/19 3/16/20 3/23/21 3/16/22 3/31/23 3/29/24
1USD in Million2USD
Estimates
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