On November 20, 2019, the Board of Directors of Central Federal Corporation (the Company) appointed John T. Pietrzak as a director of the Company and CFBank, National Association, the Company's wholly owned subsidiary bank (CFBank), effective immediately. Mr. Pietrzak will serve in the class of directors of the Company and CFBank with terms expiring at the Company's 2020 Annual Meeting of Stockholders. Mr. Pietrzak was appointed to serve as the director representative for Castle Creek Capital Partners VII, L.P.