Market Closed -
Nyse
04:00:01 2024-04-26 pm EDT
|
5-day change
|
1st Jan Change
|
245.4
USD
|
-0.21%
|
|
-1.90%
|
+8.61%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
70,545
|
69,467
|
83,267
|
91,560
|
92,206
|
99,661
|
-
|
-
|
Enterprise Value (EV)
1 |
86,584
|
84,415
|
98,436
|
106,892
|
106,752
|
117,974
|
115,702
|
115,916
|
P/E ratio
|
16
x
|
19.8
x
|
10
x
|
17.6
x
|
10.4
x
|
11.3
x
|
10.2
x
|
9.63
x
|
Yield
|
1.91%
|
2.01%
|
1.65%
|
1.49%
|
1.51%
|
1.48%
|
1.55%
|
1.63%
|
Capitalization / Revenue
|
2.36
x
|
2.22
x
|
2.35
x
|
2.4
x
|
2.2
x
|
2.2
x
|
2.07
x
|
2.06
x
|
EV / Revenue
|
2.9
x
|
2.7
x
|
2.78
x
|
2.8
x
|
2.55
x
|
2.6
x
|
2.4
x
|
2.4
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
9.74
x
|
10.3
x
|
9.87
x
|
-
|
EV / FCF
|
-
|
-
|
-
|
17.1
x
|
9.52
x
|
28.9
x
|
47.7
x
|
-
|
FCF Yield
|
-
|
-
|
-
|
5.86%
|
10.5%
|
3.46%
|
2.1%
|
-
|
Price to Book
|
1.27
x
|
1.17
x
|
1.38
x
|
1.81
x
|
1.54
x
|
1.5
x
|
1.36
x
|
1.2
x
|
Nbr of stocks (in thousands)
|
453,202
|
451,318
|
430,741
|
415,050
|
407,990
|
406,033
|
-
|
-
|
Reference price
2 |
155.7
|
153.9
|
193.3
|
220.6
|
226.0
|
245.4
|
245.4
|
245.4
|
Announcement Date
|
2/4/20
|
2/2/21
|
2/1/22
|
1/31/23
|
1/30/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
29,883
|
31,306
|
35,391
|
38,112
|
41,896
|
45,395
|
48,182
|
48,340
|
EBITDA
1 |
-
|
-
|
-
|
-
|
10,965
|
11,449
|
11,728
|
-
|
EBIT
1 |
6,063
|
4,472
|
7,078
|
8,510
|
10,655
|
11,628
|
12,078
|
12,574
|
Operating Margin
|
20.29%
|
14.28%
|
20%
|
22.33%
|
25.43%
|
25.61%
|
25.07%
|
26.01%
|
Earnings before Tax (EBT)
1 |
5,249
|
4,162
|
9,816
|
6,568
|
9,526
|
10,894
|
11,481
|
11,567
|
Net income
1 |
4,454
|
3,533
|
8,539
|
5,313
|
9,028
|
8,765
|
9,385
|
9,821
|
Net margin
|
14.9%
|
11.29%
|
24.13%
|
13.94%
|
21.55%
|
19.31%
|
19.48%
|
20.32%
|
EPS
2 |
9.710
|
7.790
|
19.27
|
12.55
|
21.80
|
21.78
|
24.14
|
25.48
|
Free Cash Flow
1 |
-
|
-
|
-
|
6,261
|
11,209
|
4,082
|
2,426
|
-
|
FCF margin
|
-
|
-
|
-
|
16.43%
|
26.75%
|
8.99%
|
5.04%
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
102.23%
|
35.65%
|
20.69%
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
117.84%
|
124.16%
|
46.57%
|
25.85%
|
-
|
Dividend per Share
2 |
2.980
|
3.090
|
3.180
|
3.290
|
3.410
|
3.632
|
3.796
|
4.008
|
Announcement Date
|
2/4/20
|
2/2/21
|
2/1/22
|
1/31/23
|
1/30/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
9,901
|
8,517
|
8,613
|
9,731
|
10,747
|
9,021
|
9,417
|
10,681
|
11,652
|
10,146
|
10,588
|
11,720
|
12,583
|
10,904
|
11,362
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
1,502
|
2,088
|
2,121
|
2,321
|
1,891
|
2,177
|
2,426
|
2,646
|
2,706
|
2,877
|
2,790
|
2,979
|
2,736
|
3,107
|
3,050
|
Operating Margin
|
15.17%
|
24.52%
|
24.63%
|
23.85%
|
17.6%
|
24.13%
|
25.76%
|
24.77%
|
23.22%
|
28.36%
|
26.35%
|
25.42%
|
21.74%
|
28.49%
|
26.84%
|
Earnings before Tax (EBT)
1 |
2,051
|
2,545
|
2,329
|
1,508
|
1,077
|
1,654
|
2,276
|
2,185
|
2,453
|
2,612
|
2,483
|
2,621
|
2,466
|
2,882
|
2,904
|
Net income
1 |
1,833
|
2,141
|
1,974
|
1,215
|
812
|
1,312
|
1,892
|
1,793
|
2,043
|
3,300
|
2,143
|
2,175
|
2,017
|
2,301
|
2,318
|
Net margin
|
18.51%
|
25.14%
|
22.92%
|
12.49%
|
7.56%
|
14.54%
|
20.09%
|
16.79%
|
17.53%
|
32.53%
|
20.24%
|
18.55%
|
16.03%
|
21.11%
|
20.4%
|
EPS
2 |
4.180
|
4.950
|
4.590
|
2.860
|
1.940
|
3.130
|
4.530
|
4.320
|
4.950
|
8.030
|
5.230
|
5.384
|
5.035
|
5.748
|
5.814
|
Dividend per Share
2 |
0.8000
|
0.8000
|
0.8000
|
0.8300
|
0.8300
|
0.8300
|
0.8300
|
0.8600
|
0.8600
|
0.8600
|
0.8633
|
0.8825
|
0.8825
|
0.8825
|
0.8975
|
Announcement Date
|
10/26/21
|
2/1/22
|
4/26/22
|
7/26/22
|
10/25/22
|
1/31/23
|
4/25/23
|
7/25/23
|
10/24/23
|
1/30/24
|
4/23/24
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
16,039
|
14,948
|
15,169
|
15,332
|
14,546
|
18,313
|
16,041
|
16,255
|
Net Cash position
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
1.327
x
|
1.599
x
|
1.368
x
|
-
|
Free Cash Flow
1 |
-
|
-
|
-
|
6,261
|
11,209
|
4,082
|
2,426
|
-
|
ROE (net income / shareholders' equity)
|
8.43%
|
6.2%
|
9.9%
|
11.2%
|
15.4%
|
13.7%
|
13.5%
|
12.9%
|
ROA (Net income/ Total Assets)
|
2.58%
|
1.92%
|
2.85%
|
2.66%
|
3.83%
|
4%
|
3.6%
|
3.45%
|
Assets
1 |
172,355
|
183,819
|
299,630
|
199,737
|
235,484
|
219,118
|
260,702
|
284,654
|
Book Value Per Share
2 |
122.0
|
132.0
|
140.0
|
122.0
|
147.0
|
164.0
|
181.0
|
205.0
|
Cash Flow per Share
|
-
|
21.60
|
25.20
|
26.50
|
-
|
-
|
-
|
-
|
Capex
1 |
-
|
-
|
-
|
4,982
|
-
|
6,841
|
7,525
|
-
|
Capex / Sales
|
-
|
-
|
-
|
13.07%
|
-
|
15.07%
|
15.62%
|
-
|
Announcement Date
|
2/4/20
|
2/2/21
|
2/1/22
|
1/31/23
|
1/30/24
|
-
|
-
|
-
|
Last Close Price
245.4
USD Average target price
266.7
USD Spread / Average Target +8.67% Consensus |
1st Jan change
|
Capi.
|
---|
| +8.61% | 99.66B | | +9.73% | 110B | | +4.48% | 97.53B | | +0.07% | 69.25B | | +18.56% | 28.19B | | +10.29% | 19.64B | | -4.64% | 12.38B | | +8.95% | 10.98B | | +8.55% | 10.43B | | +19.19% | 10B |
Other Multiline Insurance & Brokers
|