On April 23, 2024, the BOD of Joint Stock Commercial Bank for Investment and Development of Vietnam approved the plan for the first bond private placement in 2023 as follow: Issuer: Joint Stock Commercial Bank for Investment and Development of Vietnam. Bond code: FCNH2325001. Bond type: non-convertible bond, unsecured and without warrant.

Bond form: book-entry. Par value: VND 100,000,000/bond or multiple of VND 100,000,000/bond. Offering price: 100%/par value.

Term: more than 05 years. Interest rate: notice later. Issue volume: 1,500 bonds.

Time for distribution: up to 30 days after the information disclosure. Expected issue time: quarter 2/2024 - quarter 3/2024. Interest payment term: every year.