Credible Labs Inc. announced that it will publicly launch its mortgage refinancing platform on 10 October 2018 (EST) across 20 U.S. states. The Credible platform provides a one-stop-shop experience, allowing borrowers to complete a full mortgage application and monitor the process online without leaving Credible.com. Credible's platform will empower borrowers by providing the following key features: Compare accurate pre-qualified rates in less than 3 minutes ­ borrowers can compare rates from top mortgage lenders across the U.S. in real time with no impact to their credit score. This first-of-its-kind experience presents actual rates based on a borrower's personal profile and credit history; no bait and switch and no rate ranges or estimates. Credible also provides full fee transparency so borrowers can easily assess the total cost of their mortgage within 3 minutes. Digitally-enhanced loan application process ­ digitally-enhanced user flow that simplifies and streamlines the loan application process. Once a borrower is ready to proceed with an offer, Credible leverages conditional logic to request only information that is necessary for each borrowers' specific situation, chosen lender and loan type. Automated and electronic document submission and authorisation ­ borrowers can automatically link or upload their supporting documents to the loan file, and eSign5 disclosures. Credible's digital mortgage experience positions borrowers to close their loans substantially faster than industry standards. Personalised dashboard and real time visibility ­ full transparency throughout the entire mortgage origination process with real time visibility into application progress and loan status. Privacy and personal data control ­ borrowers' data is kept private and within the Credible platform during the pre-qualification and loan application process. Data is only shared with a lender when the loan application is complete and the borrower expressly authorises submission to a selected lender. When using Credible, borrowers do not receive marketing calls, text messages and/or emails from lenders with whom they had no intention of sharing their personal information (as commonly occurs with traditional online mortgage lead generation platforms).