Market Closed -
Nasdaq
04:00:00 2024-04-26 pm EDT
|
5-day change
|
1st Jan Change
|
526.6
USD
|
+2.15%
|
|
-1.66%
|
-1.15%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Capitalization
1 |
8,390
|
6,165
|
10,257
|
6,131
|
6,695
|
6,435
|
-
|
Enterprise Value (EV)
1 |
8,390
|
6,165
|
10,257
|
6,131
|
6,695
|
6,435
|
6,435
|
P/E ratio
|
12.8
x
|
14.7
x
|
11.6
x
|
12.1
x
|
24.2
x
|
14.6
x
|
12.4
x
|
Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capitalization / Revenue
|
5.63
x
|
3.69
x
|
5.53
x
|
3.35
x
|
3.52
x
|
3.1
x
|
2.85
x
|
EV / Revenue
|
5.63
x
|
3.69
x
|
5.53
x
|
3.35
x
|
3.52
x
|
3.1
x
|
2.85
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
3.55
x
|
2.57
x
|
5.33
x
|
-
|
-
|
-
|
-
|
Nbr of stocks (in thousands)
|
18,968
|
17,812
|
14,915
|
12,925
|
12,567
|
12,221
|
-
|
Reference price
2 |
442.3
|
346.1
|
687.7
|
474.4
|
532.7
|
526.6
|
526.6
|
Announcement Date
|
1/30/20
|
2/1/21
|
1/31/22
|
1/31/23
|
1/31/24
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net sales
1 |
1,489
|
1,669
|
1,856
|
1,832
|
1,902
|
2,073
|
2,255
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
1,052
|
1,152
|
1,308
|
1,240
|
1,176
|
893.1
|
906.5
|
Operating Margin
|
70.66%
|
68.99%
|
70.48%
|
67.64%
|
61.85%
|
43.07%
|
40.21%
|
Earnings before Tax (EBT)
1 |
855.9
|
549.5
|
1,261
|
711.7
|
367.6
|
610.1
|
701
|
Net income
1 |
656.1
|
421
|
958.3
|
535.8
|
286.1
|
469.1
|
538.1
|
Net margin
|
44.06%
|
25.22%
|
51.63%
|
29.24%
|
15.04%
|
22.63%
|
23.86%
|
EPS
2 |
34.57
|
23.47
|
59.52
|
39.32
|
21.99
|
36.12
|
42.49
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
1/30/20
|
2/1/21
|
1/31/22
|
1/31/23
|
1/31/24
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
470.1
|
463.2
|
455.7
|
457.4
|
460.3
|
459
|
453.8
|
477.9
|
478.6
|
491.6
|
497.7
|
513.8
|
525.4
|
536.4
|
544.3
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
-
|
320.1
|
-
|
-
|
-
|
-
|
-
|
298.1
|
297.6
|
298.5
|
200.5
|
219.4
|
229.1
|
244.1
|
209.9
|
Operating Margin
|
-
|
69.11%
|
-
|
-
|
-
|
-
|
-
|
62.38%
|
62.18%
|
60.72%
|
40.28%
|
42.7%
|
43.6%
|
45.51%
|
38.56%
|
Earnings before Tax (EBT)
1 |
332.2
|
284.7
|
284.5
|
142.1
|
122.1
|
163
|
126.8
|
27.9
|
96.5
|
116.4
|
130.6
|
143
|
157.3
|
179.2
|
138.9
|
Net income
1 |
250
|
217.6
|
214.3
|
107.4
|
86.8
|
127.3
|
99.5
|
22.2
|
70.8
|
93.6
|
100.3
|
110
|
121
|
137.8
|
108.4
|
Net margin
|
53.18%
|
46.98%
|
47.03%
|
23.48%
|
18.86%
|
27.73%
|
21.93%
|
4.65%
|
14.79%
|
19.04%
|
20.15%
|
21.4%
|
23.03%
|
25.69%
|
19.91%
|
EPS
2 |
15.79
|
14.60
|
14.94
|
7.940
|
6.490
|
9.580
|
7.610
|
1.690
|
5.430
|
7.290
|
7.650
|
8.433
|
9.347
|
10.72
|
9.330
|
Dividend per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
11/1/21
|
1/31/22
|
5/2/22
|
8/1/22
|
11/1/22
|
1/31/23
|
5/1/23
|
8/1/23
|
10/30/23
|
1/31/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
29.8%
|
29.5%
|
46.4%
|
-
|
31.7%
|
30.5%
|
30.9%
|
ROA (Net income/ Total Assets)
|
9.61%
|
9.2%
|
13.2%
|
-
|
7.38%
|
6.9%
|
7.3%
|
Assets
1 |
6,830
|
4,574
|
7,270
|
-
|
3,877
|
6,799
|
7,371
|
Book Value Per Share
|
125.0
|
135.0
|
129.0
|
-
|
-
|
-
|
-
|
Cash Flow per Share
|
42.80
|
54.90
|
66.40
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
1/30/20
|
2/1/21
|
1/31/22
|
1/31/23
|
1/31/24
|
-
|
-
|
Mean consensus UNDERPERFORM Last Close Price
526.6
USD Average target price
491
USD Spread / Average Target -6.76% Consensus |
1st Jan change
|
Capi.
|
---|
| -1.15% | 6.44B | | +12.54% | 11.95B | | +11.16% | 3.23B | | +0.84% | 2.6B | | -42.58% | 2.06B | | +0.94% | 1.09B | | +2.44% | 884M | | +0.43% | 793M | | +74.17% | 466M | | -29.89% | 396M |
Consumer Leasing
|