Digiliti Money, Inc. has partnered with Cubus Solutions to add innovative mobile remote deposit capture (RDC) features and turnkey mobile RDC deployment capability to the Cubus online banking solution for credit unions. Cubus has integrated Digiliti Money’s Select Mobile Deposit platform with the Cubus One banking platform for credit unions, which gives members the power to take advantage of credit union services any time, from anywhere, by delivering seamless, real-time online/mobile banking through any device they choose. The first credit union went live on the platform in March 2017. The combined solution now gives Cubus One users the ability to deposit checks into their account by using the camera on their mobile device. From within the Cubus mobile app, they simply choose the account, enter the check amount, snap a photo of the front and back of the check, press submit, and they’re done. The check information is transmitted with multiple layers of security, including the ability to trace the transaction back to the submitting device. Once a check is submitted successfully, users are alerted that the transaction has been completed and funds are available. The process is quick and easy, and saves the time and expense of a trip to the credit union or ATM. Unique to Digiliti Money’s Select Mobile Deposit solution is the flexibility to allow defined rules per group. This allows credit unions to advance a member to a higher level of deposit acceptance, like higher single-deposit amounts or higher daily limits, as the account matures. The deployment for Cubus also includes new capabilities Digiliti Money is rolling out this summer that allow new processing rules based on additional field reads and enhanced fraud mitigation.