Financials Euro Arab Insurance Group Plc.

Equities

AMMI

JO2102311013

Multiline Insurance & Brokers

End-of-day quote Amman S.E. 06:00:00 2024-04-30 pm EDT 5-day change 1st Jan Change
1.96 JOD +4.81% Intraday chart for Euro Arab Insurance Group Plc. +9.48% +11.15%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 9.44 9.92 10.32 15.6 16 15.84
Enterprise Value (EV) 1 8.661 2.558 8.016 16.01 13.32 9.13
P/E ratio 15.1 x 14.3 x 10.3 x 12.8 x 17 x 10.4 x
Yield 4.24% 3.22% 5.82% 5.64% 4% 5.05%
Capitalization / Revenue 0.49 x 0.41 x 0.39 x 0.62 x 0.63 x 0.53 x
EV / Revenue 0.45 x 0.1 x 0.3 x 0.64 x 0.52 x 0.31 x
EV / EBITDA 8.61 x 2.4 x 5.46 x 9.09 x 10 x 4.38 x
EV / FCF -10.5 x 0.44 x -2.2 x 3.46 x 4.48 x 3.36 x
FCF Yield -9.54% 225% -45.4% 28.9% 22.3% 29.7%
Price to Book 0.9 x 0.94 x 0.92 x 1.31 x 1.34 x 1.18 x
Nbr of stocks (in thousands) 10,054 10,054 10,054 10,054 10,054 10,054
Reference price 2 0.9389 0.9866 1.026 1.552 1.591 1.575
Announcement Date 3/31/18 3/31/19 6/8/20 3/31/21 3/7/22 3/2/23
1JOD in Million2JOD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 19.29 24.36 26.48 24.99 25.47 29.81
EBITDA 1 1.006 1.064 1.468 1.761 1.331 2.086
EBIT 1 0.8667 0.9092 1.342 1.683 1.228 1.971
Operating Margin 4.49% 3.73% 5.07% 6.73% 4.82% 6.61%
Earnings before Tax (EBT) 1 0.8153 0.8969 1.234 1.6 1.184 1.953
Net income 1 0.6252 0.6959 0.9991 1.218 0.9422 1.523
Net margin 3.24% 2.86% 3.77% 4.87% 3.7% 5.11%
EPS 2 0.0622 0.0692 0.0994 0.1211 0.0937 0.1515
Free Cash Flow 1 -0.8264 5.762 -3.636 4.629 2.972 2.716
FCF margin -4.28% 23.65% -13.73% 18.52% 11.67% 9.11%
FCF Conversion (EBITDA) - 541.63% - 262.85% 223.35% 130.22%
FCF Conversion (Net income) - 828.01% - 380.05% 315.44% 178.3%
Dividend per Share 2 0.0398 0.0318 0.0597 0.0875 0.0637 0.0796
Announcement Date 3/31/18 3/31/19 6/8/20 3/31/21 3/7/22 3/2/23
1JOD in Million2JOD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - - 0.41 - -
Net Cash position 1 0.78 7.36 2.3 - 2.68 6.71
Leverage (Debt/EBITDA) - - - 0.2332 x - -
Free Cash Flow 1 -0.83 5.76 -3.64 4.63 2.97 2.72
ROE (net income / shareholders' equity) 5.96% 6.6% 9.14% 10.5% 7.91% 12%
ROA (Net income/ Total Assets) 1.86% 1.74% 2.36% 2.86% 1.98% 2.72%
Assets 1 33.67 39.99 42.34 42.62 47.53 56
Book Value Per Share 2 1.040 1.050 1.120 1.180 1.190 1.340
Cash Flow per Share 2 0.1700 0.9000 0.3300 0.0200 0.3000 0.8900
Capex 1 0.04 0.02 0.08 0.05 0.28 0.11
Capex / Sales 0.2% 0.09% 0.3% 0.21% 1.1% 0.38%
Announcement Date 3/31/18 3/31/19 6/8/20 3/31/21 3/7/22 3/2/23
1JOD in Million2JOD
Estimates
  1. Stock Market
  2. Equities
  3. AMMI Stock
  4. Financials Euro Arab Insurance Group Plc.