Financials First Niles Financial, Inc.

Equities

FNFI

US33582N1063

Banks

Market Closed - OTC Markets 11:14:18 2024-04-19 am EDT 5-day change 1st Jan Change
9.5 USD +5.56% Intraday chart for First Niles Financial, Inc. -.--% -5.00%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022
Capitalization 1 7.792 9.462 11.45 13.93 14.6
Enterprise Value (EV) 1 32.72 31.74 18.1 13.8 42.12
P/E ratio 36.8 x 22.4 x 38.1 x 21.8 x 60.8 x
Yield 2.86% 2.47% 2.33% 2.3% 2.19%
Capitalization / Revenue 3.69 x 4.01 x 4.98 x 2.47 x 2.06 x
EV / Revenue 15.5 x 13.5 x 7.87 x 2.45 x 5.95 x
EV / EBITDA - - - - -
EV / FCF - - - - -
FCF Yield - - - - -
Price to Book 0.65 x 0.74 x 0.89 x 0.91 x 0.93 x
Nbr of stocks (in thousands) 1,113 1,113 1,113 1,333 1,333
Reference price 2 7.000 8.500 10.29 10.45 10.95
Announcement Date 3/27/20 3/27/20 3/26/21 3/25/22 3/17/23
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022
Net sales 1 2.111 2.357 2.299 5.639 7.073
EBITDA - - - - -
EBIT - - - - -
Operating Margin - - - - -
Earnings before Tax (EBT) 1 0.174 0.481 0.356 0.718 0.438
Net income 1 0.219 0.425 0.302 0.586 0.252
Net margin 10.37% 18.03% 13.14% 10.39% 3.56%
EPS 2 0.1900 0.3800 0.2700 0.4800 0.1800
Free Cash Flow - - - - -
FCF margin - - - - -
FCF Conversion (EBITDA) - - - - -
FCF Conversion (Net income) - - - - -
Dividend per Share 2 0.2000 0.2100 0.2400 0.2400 0.2400
Announcement Date 3/27/20 3/27/20 3/26/21 3/25/22 3/17/23
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022
Net Debt 1 24.9 22.3 6.65 - 27.5
Net Cash position 1 - - - 0.14 -
Leverage (Debt/EBITDA) - - - - -
Free Cash Flow - - - - -
ROE (net income / shareholders' equity) 1.83% 3.46% 2.35% 4.15% 1.77%
ROA (Net income/ Total Assets) 0.22% 0.43% 0.29% 0.5% 0.2%
Assets 1 99.5 99.62 104.9 117.1 129.2
Book Value Per Share 2 10.70 11.50 11.60 11.50 11.80
Cash Flow per Share 2 3.060 1.950 20.30 19.90 6.040
Capex 1 0.1 0.03 0.03 0.01 0.03
Capex / Sales 4.55% 1.44% 1.3% 0.18% 0.44%
Announcement Date 3/27/20 3/27/20 3/26/21 3/25/22 3/17/23
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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