Garanti Factoring Hizmetleri As announced earnings results for the third quarter ended September 30, 2019. For the third quarter, the company announced operating income was TRY 3.729 million compared to operating loss of TRY 22.847 million a year ago. Net income was TRY 632,000 compared to net loss of TRY 3.490 million a year ago. For the nine months, operating income was TRY 40.465 million compared to operating loss of TRY 6.855 million a year ago. Net income was TRY 26.017 million compared to net loss of TRY 1.730 million a year ago.