Financials Grupo Aval Acciones y Valores S.A.

Equities

GRUPOAVAL

COT29PA00025

Banks

End-of-day quote Bolsa De Valores De Colombia 06:00:00 2024-04-25 pm EDT 5-day change 1st Jan Change
463 COP 0.00% Intraday chart for Grupo Aval Acciones y Valores S.A. +0.65% -1.07%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 32,606,109 26,013,161 23,519,908 12,885,515 11,240,132 11,061,105 - -
Enterprise Value (EV) 1 32,606,109 26,013,161 23,519,908 12,885,515 11,240,132 11,061,105 11,061,105 11,061,105
P/E ratio 10.8 x 10.7 x - 4.94 x - 4.03 x - -
Yield 4.1% 4.68% - - - 4.97% - -
Capitalization / Revenue 1.53 x 1.14 x 0.98 x 0.8 x 0.7 x 0.66 x 0.57 x 0.51 x
EV / Revenue 1.53 x 1.14 x 0.98 x 0.8 x 0.7 x 0.66 x 0.57 x 0.51 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book - 1.25 x - - - - - -
Nbr of stocks (in thousands) 22,281,017 22,281,017 22,281,017 23,743,476 23,743,476 23,743,476 - -
Reference price 2 1,465 1,155 1,054 530.0 468.0 463.0 463.0 463.0
Announcement Date 3/16/20 3/5/21 3/16/22 3/6/23 3/4/24 - - -
1COP in Million2COP
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 21,378,100 22,889,573 23,952,000 16,177,300 16,016,400 16,775,585 19,555,189 21,787,217
EBITDA - - - - - - - -
EBIT 1 7,852,500 8,118,097 12,555,300 6,274,400 3,487,600 3,868,000 4,955,000 -
Operating Margin 36.73% 35.47% 52.42% 38.79% 21.78% 23.06% 25.34% -
Earnings before Tax (EBT) 1 7,451,700 6,475,284 8,520,300 6,274,400 3,487,600 4,194,751 6,856,417 7,729,000
Net income 1 3,034,400 2,349,521 3,297,700 2,482,900 740,000 1,437,504 2,246,465 2,720,746
Net margin 14.19% 10.26% 13.77% 15.35% 4.62% 8.57% 11.49% 12.49%
EPS 2 136.2 107.7 - 107.3 - 114.8 - -
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 60.00 54.00 - - - 23.00 - -
Announcement Date 3/16/20 3/5/21 3/16/22 3/6/23 3/4/24 - - -
1COP in Million2COP
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 6,017,013 6,127,800 3,811,242 3,721,816 3,105,600 3,782,300 4,443,300 3,888,606 3,652,485 4,032,000 4,072,000 4,394,000 4,386,000 4,490,000
EBITDA - - - - - - - - - - - - - -
EBIT - - - - - - - - - - - - - -
Operating Margin - - - - - - - - - - - - - -
Earnings before Tax (EBT) 1 2,358,071 1,876,700 3,068,815 1,950,374 1,477,600 1,028,300 1,579,800 811,153 476,898 619,700 718,000 929,000 1,074,000 1,146,000
Net income 1 779,731 776,800 1,729,704 675,488 408,100 -330,400 425,100 166,211 64,803 82,900 226,000 332,000 384,000 410,000
Net margin 12.96% 12.68% 45.38% 18.15% 13.14% -8.74% 9.57% 4.27% 1.77% 2.06% 5.55% 7.56% 8.76% 9.13%
EPS - - 77.63 - - - - - - - - - - -
Dividend per Share - - - - - - - - - - - - - -
Announcement Date 11/12/21 3/16/22 5/13/22 8/12/22 11/17/22 3/6/23 5/17/23 8/16/23 11/16/23 3/4/24 - - - -
1COP in Million
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 16.4% 11.6% 15.1% 14% 4.5% 9.09% 12.5% 13.3%
ROA (Net income/ Total Assets) 2% 0.78% 0.96% 1.6% 0.7% 0.46% 0.65% 0.79%
Assets 1 151,720,000 300,865,774 343,510,417 155,181,250 105,714,286 313,181,789 348,111,013 345,711,036
Book Value Per Share - 927.0 - - - - - -
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 3/16/20 3/5/21 3/16/22 3/6/23 3/4/24 - - -
1COP in Million
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings
Sell
Consensus
Buy
Mean consensus
UNDERPERFORM
Number of Analysts
3
Last Close Price
463 COP
Average target price
583.3 COP
Spread / Average Target
+25.99%
Consensus

Quarterly revenue - Rate of surprise

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