Company Harvard Illinois Bancorp, Inc.

Harvard Illinois BanCorp, Inc. is the holding company for Harvard Savings Bank (the Bank). The Bank is an Illinois chartered savings bank, which operates approximately three offices located in McHenry and Grundy Counties in Illinois. The Bank offers a range of online banking, personal banking and business banking services. The Bank offers WOW rewards checking, lifetime checking, basic checking and Gold Premier money market accounts. The Bank offers regular savings accounts, Christmas club accounts, Cowabunga kids club accounts and individual retirement accounts (IRAs). The Bank offers business checking, business lifetime checking and business Gold Premier money market accounts. The Bank offers business operating lines of credit; business equipment loans; business real estate and construction loans; small business administration (SBA) loans; agricultural production lines of credit; agricultural term loans, and agricultural real estate loans.