Hipotekarna Banka Ad Reports Earnings Results for the Full Year Ended December 31, 2018

Hipotekarna banka AD Podgorica is a Montenegro-based commercial bank. It provides retail, corporate and investment banking, as well as other financial services. The Bank's retail banking services include savings and deposits, current and other accounts, payment cards, mortgage loans, foreign exchange services, treasury bills and other services. Its corporate banking services include overdrafts, long-term investment loans, guarantees, letter of credits, collateral instruments, factoring services, international trade transaction services and debt securities. The Bank also offers investment banking services, such as custodian and brokerage services, and e-banking under the service named HB klik. In addition, the Bank is active in real estate operations, including properties auctions. It operates through 15 branch offices and 17 automated teller machines (ATM) across Montenegro.