Loan Book increased by 22%, NII Loans increased by 31%, PAT net of principal gains increased by 33% and reported PAT increased by 7% Download PDF
  • Average spreads for rolling 12 month period ending Dec-12 - 2.5% (FY2012 - 2.3%)
  • NIMs for rolling 12 month period ending Dec-12 - 4.2% (FY2012 - 4.3%)
  • Capital Adequacy at 22.5% as on December 31, 2012 (of which Tier I at 20.2%)
  • Gross NPAs at 0.26% and Net NPAs at 0.12% of outstanding loans.

At its 92nd Board Meeting held on February 1, 2013, the Board of Directors of IDFC Limited approved financial results for the period April 1, 2012 to December 31, 2012.


BALANCE SHEET
INCOME

Operating Income increased by 9% from 2,255 crore in 9MFY12 to 2,459 crore in 9MFY13.

Net Interest Income (NII) increased by 27% from 1,511 crore in 9MFY12 to 1,921 crore in 9MFY13.

  • Average spreads increased from 2.3% in FY 2012 to 2.5% in rolling 12 months period Jan-12 to Dec-12.
  • NIMs decreased from 4.3% in FY 2012 to 4.2% in rolling 12 months period Jan-12 to Dec-12.

Non Interest Income decreased by 28% from 726 crore in 9MFY12 to 519 crore in 9MFY13.


OPERATING EXPENSES

Operating Expenses remain stable~ 374 crore in 9MFY13 compared to 9MFY12.


PROFITS
  • After accounting for minority interest, tax and share of profit in associate company, reported PAT increased by 7% from 1,219 crore in 9MFY12 to 1,310 crore in 9MFY13.
  • Net of principal gains in 9MFY12, PAT increased by 33% from 945 crore in 9MFY12 to 1,253 crore in 9MFY13.
  • EPS (diluted) increased from 8.01 per share in 9MFY12 to 8.62 per share in 9MFY13.

Enclosed Annex 'A' provides details on Balance Sheet, Profit & Loss and key ratios on a Y-o-Y basis.

For further details, please contact:

Mr. Arun Raste
IDFC Limited
Tel: + 91 22 4222 2019


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