Ratings Intercorp Financial Services Inc.

Equities

IFS

PAL2400671A3

End-of-day quote Lima Other stock markets 06:00:00 2024-04-25 pm EDT			5-day change	1st Jan Change
21.59 ^USD	-0.96%		-1.19%	-1.86%

Apr. 01	Intercorp Financial Services Approves Dividend for 2023, Payable on April 29, 2024	CI
Feb. 13	Transcript : Intercorp Financial Services Inc., Q4 2023 Earnings Call, Feb 13, 2024

Strengths

The group's activity appears highly profitable thanks to its outperforming net margins.
Its low valuation, with P/E ratio at 1.8 and 1.37 for the ongoing fiscal year and 2025 respectively, makes the stock pretty attractive with regard to earnings multiples.
The company's share price in relation to its net book value makes it look relatively cheap.
This company will be of major interest to investors in search of a high dividend stock.
The average target price set by analysts covering the stock is above current prices and offers a tremendous appreciation potential.
Over the past twelve months, analysts' opinions have been strongly revised upwards.
The group usually releases upbeat results with huge surprise rates.

Weaknesses

According to Standard & Poor's' forecast, revenue growth prospects are expected to be very low for the next fiscal years.
For the last four months, the sales outlook for the coming years has been revised downwards. No recovery of the group's activities is yet foreseen.
For the last 12 months, analysts have been regularly downgrading their EPS expectations. Analysts predict worse results for the company against their predictions a year ago.
For the last few months, analysts have been revising downwards their earnings forecast.
The overall consensus opinion of analysts has deteriorated sharply over the past four months.
Prospects from analysts covering the stock are not consistent. Such dispersed sales estimates confirm the poor visibility into the group's activity.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector: Banks

	1st Jan change	Capi.	ESG Refinitiv
INTERCORP FINANCIAL SERVICES INC.	-1.86%	2.44B	C+
JPMORGAN CHASE & CO.	+12.72%	551B	C+
BANK OF AMERICA CORPORATION	+9.92%	291B	C+
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	+10.73%	249B	C+
WELLS FARGO & COMPANY	+20.52%	208B	C
BANK OF CHINA LIMITED	+18.46%	171B	B-
CHINA CONSTRUCTION BANK CORPORATION	+9.68%	166B	B-
HSBC HOLDINGS PLC	+9.46%	162B	C+
HDFC BANK LIMITED	-11.07%	138B	B-
ROYAL BANK OF CANADA	-0.60%	137B	B-

Investor Rating

Trading Rating

ESG Refinitiv

Financials

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Divergence of analysts' opinions

Divergence of Target Price

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