International Personal Finance plc launched an offer of senior unsecured 12% Sterling-denominated notes due 2027 (the "New Notes") (to be consolidated and form a single series with the £50,000,000 12 per cent. Notes due 2027 issued on 12 December 2022). The New Notes are available to retail investors in the United Kingdom and are being issued by IPF at an issue price of 100 per cent.

of their aggregate nominal amount, for general corporate purposes. At the same time, the Issuer is announcing an invitation (the "Exchange Offer") to holders of its existing Sterling-denominated 7.75 per cent. notes due 2023 (ISIN: XS1998163148) (the "2023 Notes") to exchange their 2023 Notes for new, retail eligible, senior unsecured 12 per cent.

Sterling-denominated notes due 12 December 2027. Any notes issued pursuant to the Exchange Offer will form a single series with the New Notes on settlement on 12 December 2023. The New Notes will bear interest at a fixed rate of 12 per cent.

per annum, payable semi-annually in arrear on 12 June and 12 December, each year and will be redeemed (subject to and in accordance with their terms and conditions) at their nominal value on 12 December 2027. Holders of New Notes should, in most normal circumstances, be able to sell their holdings during normal trading hours (subject to market conditions) on the open market through their stockbroker.