Financials IPDC Finance Limited

Equities

IPDC

BD0137IPDC00

Consumer Lending

End-of-day quote Dhaka S.E. 06:00:00 2024-04-29 pm EDT 5-day change 1st Jan Change
21.8 BDT -2.68% Intraday chart for IPDC Finance Limited -9.88% -60.26%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 8,312 9,048 10,242 14,324 21,375 21,375
Enterprise Value (EV) 1 10,469 10,068 8,577 12,658 21,001 23,337
P/E ratio 18.5 x 14 x 14.5 x 16.3 x 23.7 x 59.6 x
Yield 1.84% 3.91% 4.35% 3.11% 1.74% -
Capitalization / Revenue 5.24 x 4.56 x 4.49 x 5.2 x 8.03 x 9.44 x
EV / Revenue 6.59 x 5.07 x 3.76 x 4.6 x 7.89 x 10.3 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 2.22 x 1.62 x 1.69 x 2.25 x 3.14 x 2.69 x
Nbr of stocks (in thousands) 259,764 389,646 389,646 389,646 389,646 389,646
Reference price 2 32.00 23.22 26.29 36.76 54.86 54.86
Announcement Date 3/14/19 3/22/20 3/21/21 3/24/22 4/13/23 4/30/24
1BDT in Million2BDT
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 1,588 1,984 2,280 2,754 2,661 2,264
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 860.6 993.6 1,201 1,503 1,264 660.5
Net income 1 450 562.5 705.6 881.1 901 343
Net margin 28.35% 28.35% 30.95% 31.99% 33.86% 15.15%
EPS 2 1.732 1.654 1.811 2.261 2.312 0.9200
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.5879 0.9070 1.143 1.143 0.9524 -
Announcement Date 3/14/19 3/22/20 3/21/21 3/24/22 4/13/23 4/30/24
1BDT in Million2BDT
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 2,157 1,021 - - - 1,962
Net Cash position 1 - - 1,665 1,666 374 -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 13.1% 12.1% 12.1% 14.2% 13.7% 5.06%
ROA (Net income/ Total Assets) 1% 0.98% 1.01% 1.09% 1.05% 0.38%
Assets 1 44,902 57,460 70,191 80,477 85,860 89,335
Book Value Per Share 2 14.40 14.30 15.60 16.30 17.50 20.40
Cash Flow per Share 2 14.50 15.60 32.60 31.50 32.50 42.70
Capex 1 100 218 61.5 85.3 126 56.7
Capex / Sales 6.31% 10.99% 2.7% 3.1% 4.72% 2.5%
Announcement Date 3/14/19 3/22/20 3/21/21 3/24/22 4/13/23 4/30/24
1BDT in Million2BDT
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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