Financials Jordan Insurance Company

Equities

JOIN

JO2100411013

Multiline Insurance & Brokers

End-of-day quote Amman S.E. 06:00:00 2024-04-21 pm EDT 5-day change 1st Jan Change
1.15 JOD +4.55% Intraday chart for Jordan Insurance Company +4.55% +4.55%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 49.5 81.9 81.9 53.7 42.6 39.6
Enterprise Value (EV) 1 45.67 78.15 72.7 41.14 32.66 23.74
P/E ratio -99.1 x 708 x 55.7 x 17.8 x 48.6 x 3,708 x
Yield - - - - 5.63% 3.03%
Capitalization / Revenue 1.07 x 1.82 x 1.91 x 1.39 x 1.13 x 0.97 x
EV / Revenue 0.98 x 1.73 x 1.69 x 1.06 x 0.87 x 0.58 x
EV / EBITDA 72.6 x 38.3 x 20.5 x 9.47 x 12.5 x 11 x
EV / FCF -13.6 x 42.4 x 28.4 x 170 x -9.84 x 2.84 x
FCF Yield -7.35% 2.36% 3.52% 0.59% -10.2% 35.2%
Price to Book 1.38 x 2.43 x 2.27 x 1.34 x 0.85 x 1 x
Nbr of stocks (in thousands) 30,000 30,000 30,000 30,000 30,000 30,000
Reference price 2 1.650 2.730 2.730 1.790 1.420 1.320
Announcement Date 3/28/18 4/2/19 5/11/20 3/31/21 5/26/22 3/2/23
1JOD in Million2JOD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 46.46 45.07 42.9 38.66 37.68 41.03
EBITDA 1 0.6286 2.039 3.542 4.347 2.612 2.156
EBIT 1 0.3338 1.752 3.298 4.087 2.309 1.966
Operating Margin 0.72% 3.89% 7.69% 10.57% 6.13% 4.79%
Earnings before Tax (EBT) 1 -0.5043 0.0597 1.588 3.039 1.14 0.6016
Net income 1 -0.4997 0.1157 1.471 3.012 0.8764 0.0107
Net margin -1.08% 0.26% 3.43% 7.79% 2.33% 0.03%
EPS 2 -0.0167 0.003856 0.0490 0.1004 0.0292 0.000356
Free Cash Flow 1 -3.355 1.842 2.557 0.2424 -3.32 8.361
FCF margin -7.22% 4.09% 5.96% 0.63% -8.81% 20.38%
FCF Conversion (EBITDA) - 90.33% 72.18% 5.58% - 387.87%
FCF Conversion (Net income) - 1,591.76% 173.82% 8.05% - 78,105.66%
Dividend per Share - - - - 0.0800 0.0400
Announcement Date 3/28/18 4/2/19 5/11/20 3/31/21 5/26/22 3/2/23
1JOD in Million2JOD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - - - - -
Net Cash position 1 3.83 3.75 9.2 12.6 9.94 15.9
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 -3.35 1.84 2.56 0.24 -3.32 8.36
ROE (net income / shareholders' equity) -1.42% 0.33% 4.22% 7.92% 1.94% 0.02%
ROA (Net income/ Total Assets) 0.24% 1.19% 2.27% 2.85% 1.46% 1.22%
Assets 1 -204.9 9.712 64.86 105.6 60.14 0.879
Book Value Per Share 2 1.190 1.120 1.200 1.330 1.680 1.320
Cash Flow per Share 2 0.4600 0.6200 0.7000 0.7900 0.9200 0.8300
Capex 1 0.04 0.03 0.03 0.04 0.04 0.15
Capex / Sales 0.09% 0.07% 0.07% 0.11% 0.11% 0.37%
Announcement Date 3/28/18 4/2/19 5/11/20 3/31/21 5/26/22 3/2/23
1JOD in Million2JOD
Estimates
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