Financials JSB Financial Inc.

Equities

JFWV

US4662821002

Delayed OTC Markets 11:20:01 2024-05-01 am EDT 5-day change 1st Jan Change
88 USD +12.53% Intraday chart for JSB Financial Inc. 0.00% +21.95%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 18.91 28.22 25.69 23.74 27.57 19.64
Enterprise Value (EV) 1 17.08 48.19 34.76 11.51 11.62 36.75
P/E ratio 13.2 x 11.2 x 9.18 x 8.25 x 7.73 x 5.08 x
Yield - 1.6% 1.96% 2.29% 2.15% 3.16%
Capitalization / Revenue 1.82 x 2.51 x 2.17 x 1.99 x 2.07 x 1.35 x
EV / Revenue 1.64 x 4.28 x 2.94 x 0.97 x 0.87 x 2.52 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.83 x 1.19 x 0.94 x 0.77 x 0.84 x 0.87 x
Nbr of stocks (in thousands) 282 282 279 279 276 276
Reference price 2 67.00 100.0 92.00 85.00 100.0 71.21
Announcement Date 3/21/18 3/20/19 3/18/20 3/22/21 3/16/22 3/20/23
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 10.39 11.25 11.84 11.9 13.31 14.56
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 2.291 3.061 3.484 3.579 4.374 4.699
Net income 1 1.43 2.515 2.798 2.876 3.576 3.863
Net margin 13.77% 22.36% 23.63% 24.16% 26.86% 26.53%
EPS 2 5.068 8.922 10.02 10.30 12.93 14.01
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - 1.600 1.800 1.950 2.150 2.250
Announcement Date 3/21/18 3/20/19 3/18/20 3/22/21 3/16/22 3/20/23
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - 20 9.07 - - 17.1
Net Cash position 1 1.83 - - 12.2 16 -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 6.45% 10.9% 11% 9.85% 11.2% 13.9%
ROA (Net income/ Total Assets) 0.49% 0.83% 0.88% 0.82% 0.89% 0.87%
Assets 1 291.3 302.7 317.6 352.6 403.8 444
Book Value Per Share 2 80.90 84.30 98.20 111.0 120.0 81.60
Cash Flow per Share 2 14.50 10.90 9.170 45.00 57.90 15.50
Capex 1 0.26 0.18 0.4 0.37 0.19 0.38
Capex / Sales 2.5% 1.63% 3.37% 3.12% 1.43% 2.63%
Announcement Date 3/21/18 3/20/19 3/18/20 3/22/21 3/16/22 3/20/23
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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