Market Closed -
Nyse
04:00:01 2024-04-26 pm EDT
|
5-day change
|
1st Jan Change
|
57.43
USD
|
-2.18%
|
|
-1.00%
|
+18.00%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
5,165
|
5,025
|
3,742
|
3,143
|
3,119
|
3,695
|
-
|
-
|
Enterprise Value (EV)
1 |
5,165
|
5,025
|
3,742
|
4,039
|
3,119
|
3,695
|
3,695
|
3,695
|
P/E ratio
|
9.74
x
|
12.5
x
|
-31.4
x
|
-10.4
x
|
-11.5
x
|
12.6
x
|
10.2
x
|
-
|
Yield
|
1.33%
|
1.56%
|
2.11%
|
2.52%
|
2.55%
|
2.19%
|
2.3%
|
2.68%
|
Capitalization / Revenue
|
1.06
x
|
0.98
x
|
0.73
x
|
0.55
x
|
0.63
x
|
0.88
x
|
0.81
x
|
0.72
x
|
EV / Revenue
|
1.06
x
|
0.98
x
|
0.73
x
|
0.55
x
|
0.63
x
|
0.88
x
|
0.81
x
|
0.72
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.3
x
|
1.1
x
|
0.93
x
|
1.29
x
|
1.25
x
|
1.35
x
|
1.22
x
|
1.11
x
|
Nbr of stocks (in thousands)
|
66,647
|
65,408
|
63,653
|
63,885
|
64,087
|
64,335
|
-
|
-
|
Reference price
2 |
77.50
|
76.83
|
58.79
|
49.20
|
48.67
|
57.43
|
57.43
|
57.43
|
Announcement Date
|
2/10/20
|
2/1/21
|
1/31/22
|
2/2/23
|
2/1/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
4,872
|
5,115
|
5,131
|
5,698
|
4,956
|
4,216
|
4,558
|
5,124
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
661.6
|
510.1
|
-245.3
|
-389.5
|
-347.1
|
384.6
|
469.9
|
598.6
|
Net income
1 |
531.1
|
409.9
|
-120.5
|
-301.2
|
-272.1
|
283.9
|
349.2
|
394.3
|
Net margin
|
10.9%
|
8.01%
|
-2.35%
|
-5.29%
|
-5.49%
|
6.73%
|
7.66%
|
7.69%
|
EPS
2 |
7.960
|
6.140
|
-1.870
|
-4.720
|
-4.250
|
4.562
|
5.636
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
1.030
|
1.200
|
1.240
|
1.240
|
1.240
|
1.256
|
1.319
|
1.538
|
Announcement Date
|
2/10/20
|
2/1/21
|
1/31/22
|
2/2/23
|
2/1/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
1,470
|
1,241
|
1,441
|
1,473
|
1,409
|
1,375
|
1,284
|
1,275
|
1,228
|
1,170
|
1,063
|
1,059
|
1,085
|
1,110
|
1,069
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
-129.8
|
-147.4
|
-126.5
|
-97.7
|
-89.6
|
-75.7
|
-103.9
|
-115.9
|
-190.8
|
63.5
|
95.88
|
84.36
|
100.1
|
104.2
|
108.9
|
Net income
1 |
-75.3
|
-105.8
|
-94.8
|
-74.7
|
-76.2
|
-55.5
|
-80.1
|
-97.1
|
-146.3
|
51.4
|
71.03
|
61.39
|
74.42
|
77.02
|
76.45
|
Net margin
|
-5.12%
|
-8.53%
|
-6.58%
|
-5.07%
|
-5.41%
|
-4.04%
|
-6.24%
|
-7.62%
|
-11.91%
|
4.39%
|
6.68%
|
5.8%
|
6.86%
|
6.94%
|
7.15%
|
EPS
2 |
-1.180
|
-1.660
|
-1.490
|
-1.170
|
-1.190
|
-0.8700
|
-1.250
|
-1.520
|
-2.280
|
0.8000
|
1.102
|
1.011
|
1.220
|
1.223
|
1.374
|
Dividend per Share
2 |
0.3100
|
0.3100
|
0.3100
|
0.3100
|
0.3100
|
0.3100
|
0.3100
|
0.3100
|
0.3100
|
0.3100
|
0.3100
|
0.3100
|
0.3100
|
0.3255
|
0.3410
|
Announcement Date
|
10/28/21
|
1/31/22
|
5/2/22
|
8/1/22
|
11/2/22
|
2/2/23
|
5/8/23
|
8/7/23
|
10/30/23
|
2/1/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
896
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
11.9%
|
9.6%
|
-5.11%
|
-4.86%
|
-1.82%
|
14.2%
|
15.6%
|
20.6%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Assets
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Book Value Per Share
2 |
59.60
|
69.70
|
62.90
|
38.20
|
39.10
|
42.60
|
47.10
|
51.80
|
Cash Flow per Share
|
-
|
-
|
-
|
-3.290
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/10/20
|
2/1/21
|
1/31/22
|
2/2/23
|
2/1/24
|
-
|
-
|
-
|
Last Close Price
57.43
USD Average target price
71.2
USD Spread / Average Target +23.98% Consensus |
1st Jan change
|
Capi.
|
---|
| +18.00% | 3.78B | | +38.91% | 61.06B | | +10.01% | 50.3B | | +12.05% | 49B | | +21.50% | 45.46B | | +22.39% | 34.77B | | +10.03% | 28.79B | | +50.11% | 28.16B | | +21.57% | 24.76B | | -3.96% | 21.29B |
Other Property & Casualty Insurance
|