Financials Multitude SE

Equities

FRU

FI4000106299

Consumer Lending

Market Closed - Xetra 11:35:46 2024-04-26 am EDT 5-day change 1st Jan Change
5.42 EUR +0.37% Intraday chart for Multitude SE +6.27% +21.52%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 202.8 109.2 82.64 61.71 96.42 117.2 - -
Enterprise Value (EV) 1 273 51.85 -75.44 -44.82 96.42 -1.03 -27.43 -50.83
P/E ratio 8.55 x 253 x -31.9 x 7.33 x - 6.51 x 5.05 x 4.54 x
Yield - - - - - 4.86% 6.21% 7.44%
Capitalization / Revenue 0.69 x 0.48 x 0.39 x 0.29 x 0.42 x 0.5 x 0.48 x 0.46 x
EV / Revenue 0.93 x 0.23 x -0.35 x -0.21 x 0.42 x -0 x -0.11 x -0.2 x
EV / EBITDA 4.84 x 1.43 x -1.83 x -0.91 x - -0.01 x -0.35 x -0.62 x
EV / FCF 40.8 x 0.41 x -1.25 x 1.21 x - 0.21 x -2.11 x -
FCF Yield 2.45% 247% -79.8% 82.7% - 486% -47.4% -
Price to Book 1.57 x 0.87 x 0.49 x 0.34 x - 0.59 x 0.54 x 0.5 x
Nbr of stocks (in thousands) 21,578 21,578 21,578 21,578 21,618 21,618 - -
Reference price 2 9.400 5.060 3.830 2.860 4.460 5.420 5.420 5.420
Announcement Date 3/18/20 3/11/21 3/15/22 3/16/23 3/14/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 293.1 229.6 213.7 212.4 230.5 234.4 245.4 255.4
EBITDA 1 56.35 36.33 41.14 49.13 - 74.2 77.4 81.9
EBIT 1 45.53 23 23.9 31.6 45.6 59.9 67.2 70
Operating Margin 15.53% 10.02% 11.18% 14.88% 19.78% 25.56% 27.38% 27.41%
Earnings before Tax (EBT) 1 27.54 1.8 3.6 13.8 - 28.79 35.34 38.81
Net income 1 23.6 0.485 -2.6 12 - 17.93 23.26 25.85
Net margin 8.05% 0.21% -1.22% 5.65% - 7.65% 9.48% 10.12%
EPS 2 1.100 0.0200 -0.1200 0.3900 - 0.8319 1.073 1.194
Free Cash Flow 1 6.685 127.9 60.18 -37.05 - -5 13 -
FCF margin 2.28% 55.69% 28.16% -17.45% - -2.13% 5.3% -
FCF Conversion (EBITDA) 11.86% 351.93% 146.29% - - - 16.8% -
FCF Conversion (Net income) 28.33% 26,362.47% - - - - 55.9% -
Dividend per Share 2 - - - - - 0.2633 0.3367 0.4033
Announcement Date 3/18/20 3/11/21 3/15/22 3/16/23 3/14/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q2 2022 S1 2022 Q3
Net sales 54.12 55.05 - - -
EBITDA - - - - -
EBIT - - - - -
Operating Margin - - - - -
Earnings before Tax (EBT) 1 0.619 -1.014 0.501 2.919 4.824
Net income 1 0.304 -5.317 0.036 2.045 3.922
Net margin 0.56% -9.66% - - -
EPS - - - - -
Dividend per Share - - - - -
Announcement Date 11/18/21 3/15/22 8/18/22 8/18/22 11/17/22
1EUR in Million
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt 1 70.2 - - - - - - -
Net Cash position 1 - 57.3 158 107 - 118 145 168
Leverage (Debt/EBITDA) 1.245 x - - - - - - -
Free Cash Flow 1 6.69 128 60.2 -37.1 - -5 13 -
ROE (net income / shareholders' equity) 20% 0.39% 0.83% 6.72% - 10.3% 12.5% 12.8%
ROA (Net income/ Total Assets) 4.23% 0.08% 0.16% 1.52% - 1.6% 2% 2.3%
Assets 1 558.4 645 -1,583 790.2 - 1,121 1,163 1,124
Book Value Per Share 2 5.980 5.820 7.850 8.430 - 9.130 9.950 10.80
Cash Flow per Share 2 - - 3.320 -1.210 - -2.190 0.7700 1.150
Capex 1 13.4 12.5 11.5 10.9 - 11 12 12
Capex / Sales 4.57% 5.45% 5.4% 5.13% - 4.69% 4.89% 4.7%
Announcement Date 3/18/20 3/11/21 3/15/22 3/16/23 3/14/24 - - -
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
3
Last Close Price
5.42 EUR
Average target price
8.467 EUR
Spread / Average Target
+56.21%
Consensus

Annual profits - Rate of surprise

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