Financials Old Point Financial Corporation

Equities

OPOF

US6801941070

Banks

Market Closed - Nasdaq 04:30:01 2024-04-26 pm EDT 5-day change 1st Jan Change
14.55 USD +1.59% Intraday chart for Old Point Financial Corporation -1.56% -18.85%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 113.2 142.9 99.02 122.6 134.9 90.33
Enterprise Value (EV) 1 159.3 103.9 16.48 -29.86 209.3 114.3
P/E ratio 22.8 x 18.2 x 18.4 x 14.5 x 15 x 11.7 x
Yield 2.02% 1.75% 2.53% 2.14% 1.93% 3.12%
Capitalization / Revenue 2.59 x 3 x 2.05 x 2.32 x 2.4 x 1.52 x
EV / Revenue 3.64 x 2.18 x 0.34 x -0.56 x 3.72 x 1.92 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.11 x 1.3 x 0.85 x 1.01 x 1.37 x 0.85 x
Nbr of stocks (in thousands) 5,183 5,199 5,222 5,246 4,997 5,038
Reference price 2 21.83 27.49 18.96 23.37 27.00 17.93
Announcement Date 3/18/19 3/16/20 3/30/21 3/31/22 3/31/23 4/1/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 43.7 47.58 48.42 52.88 56.24 59.47
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 5.198 8.94 5.91 9.736 10.58 9.064
Net income 1 4.919 7.86 5.389 8.44 9.108 7.73
Net margin 11.26% 16.52% 11.13% 15.96% 16.2% 13%
EPS 2 0.9567 1.510 1.030 1.610 1.796 1.538
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.4400 0.4800 0.4800 0.5000 0.5200 0.5600
Announcement Date 3/18/19 3/16/20 3/30/21 3/31/22 3/31/23 4/1/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 46.1 - - - 74.4 24
Net Cash position 1 - 39 82.5 152 - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 4.96% 7.42% 4.75% 7.09% 8.3% 7.52%
ROA (Net income/ Total Assets) 0.49% 0.75% 0.47% 0.66% 0.68% 0.55%
Assets 1 1,010 1,046 1,141 1,282 1,347 1,401
Book Value Per Share 2 19.70 21.10 22.40 23.10 19.80 21.20
Cash Flow per Share 2 8.140 17.30 23.10 35.90 3.850 15.60
Capex 1 0.48 1.78 0.92 1.51 1.35 1.05
Capex / Sales 1.09% 3.75% 1.91% 2.86% 2.41% 1.77%
Announcement Date 3/18/19 3/16/20 3/30/21 3/31/22 3/31/23 4/1/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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