Financials Origin Bancorp, Inc.

Equities

OBK

US68621T1025

Banks

Market Closed - Nyse 04:00:02 2024-04-26 pm EDT 5-day change 1st Jan Change
30.97 USD +0.06% Intraday chart for Origin Bancorp, Inc. +6.21% -12.93%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 888.6 652.8 1,008 1,126 1,099 960.4 -
Enterprise Value (EV) 1 888.6 652.8 1,008 1,126 1,099 960.4 960.4
P/E ratio 16.6 x 17.9 x 9.33 x 11.2 x 13.1 x 11.7 x 10.9 x
Yield 0.66% 1.36% 1.14% 1.58% 1.69% 1.96% 2.04%
Capitalization / Revenue 4.04 x 2.55 x 3.62 x 3.39 x 3.07 x 2.6 x 2.44 x
EV / Revenue 4.04 x 2.55 x 3.62 x 3.39 x 3.07 x 2.6 x 2.44 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.48 x 1.01 x 1.4 x 1.19 x 1.04 x 0.85 x 0.79 x
Nbr of stocks (in thousands) 23,482 23,507 23,496 30,674 30,907 31,011 -
Reference price 2 37.84 27.77 42.92 36.70 35.57 30.97 30.97
Announcement Date 1/22/20 1/27/21 1/26/22 1/25/23 1/24/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 220.2 256.2 278.4 332.6 357.9 369.3 393
EBITDA - - - - - - -
EBIT 1 76.12 104.3 121.7 132.1 125.5 124.2 136.2
Operating Margin 34.57% 40.69% 43.69% 39.73% 35.07% 33.64% 34.64%
Earnings before Tax (EBT) 1 66.55 44.35 132.4 107.4 125.5 104.9 112.5
Net income 1 53.88 36.36 108.5 87.72 83.8 82.46 88.38
Net margin 24.47% 14.19% 38.98% 26.38% 23.41% 22.33% 22.49%
EPS 2 2.280 1.550 4.600 3.280 2.710 2.652 2.838
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.2500 0.3775 0.4900 0.5800 0.6000 0.6080 0.6320
Announcement Date 1/22/20 1/27/21 1/26/22 1/25/23 1/24/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 68.46 70.88 68.41 73.72 92.25 98.18 93.53 90.93 92.25 81.18 90.58 91.01 93.97 93.68 95.32
EBITDA - - - - - - - - - - - - - - -
EBIT 1 29.3 30.54 25.63 29.57 36 40.92 36.63 31.57 30.66 125.5 31.86 29.21 32.01 31.17 31.91
Operating Margin 42.79% 43.08% 37.47% 40.11% 39.03% 41.68% 39.16% 34.72% 33.24% 154.6% 35.18% 32.1% 34.07% 33.27% 33.48%
Earnings before Tax (EBT) 1 33.22 33.18 25.96 26.12 19.06 36.3 30.57 27.73 30.07 17.54 28.86 24.47 26.01 25.65 26.51
Net income 1 26.98 28.32 20.68 21.31 16.24 29.48 24.3 21.76 24.31 13.42 22.63 19.23 20.46 20.25 20.81
Net margin 39.4% 39.96% 30.23% 28.91% 17.61% 30.03% 25.98% 23.93% 26.36% 16.54% 24.99% 21.13% 21.77% 21.61% 21.83%
EPS 2 1.140 1.200 0.8700 0.9000 0.5700 0.9500 0.7900 0.7000 0.7900 0.4300 0.7300 0.6180 0.6580 0.6500 0.6700
Dividend per Share 2 0.1300 0.1300 0.1300 0.1500 0.1500 0.1500 0.1500 0.1500 0.1500 0.1500 0.1520 0.1500 0.1540 0.1540 0.1600
Announcement Date 10/27/21 1/26/22 4/27/22 7/27/22 10/26/22 1/25/23 4/26/23 7/26/23 10/25/23 1/24/24 4/24/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 9.27% 5.82% 15.8% 10.8% 8.38% 7.56% 7.51%
ROA (Net income/ Total Assets) 1.06% 0.56% 1.45% 1.01% 0.84% 0.82% 0.84%
Assets 1 5,083 6,492 7,486 8,685 9,976 10,026 10,521
Book Value Per Share 2 25.50 27.50 30.80 30.90 34.30 36.50 39.30
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/22/20 1/27/21 1/26/22 1/25/23 1/24/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C-
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
5
Last Close Price
30.97 USD
Average target price
36.4 USD
Spread / Average Target
+17.53%
Consensus
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