Financials Penns Woods Bancorp, Inc.

Equities

PWOD

US7084301032

Banks

Market Closed - Nasdaq 04:00:00 2024-04-26 pm EDT 5-day change 1st Jan Change
17.52 USD -0.48% Intraday chart for Penns Woods Bancorp, Inc. -2.48% -22.19%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 188.8 250.3 183.4 167.2 187.8 161.3
Enterprise Value (EV) 1 428.8 372.6 131.9 37.9 406.3 524.9
P/E ratio 12.8 x 16.2 x 12 x 10.4 x 10.8 x 9.64 x
Yield 4.67% 3.54% 4.92% 5.41% 4.81% 5.69%
Capitalization / Revenue 3.39 x 4.28 x 3.18 x 2.75 x 2.91 x 2.5 x
EV / Revenue 7.7 x 6.37 x 2.28 x 0.62 x 6.29 x 8.15 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.32 x 1.62 x 1.12 x 0.97 x 1.12 x 0.88 x
Nbr of stocks (in thousands) 7,037 7,038 7,052 7,070 7,056 7,164
Reference price 2 26.83 35.56 26.01 23.65 26.62 22.51
Announcement Date 3/12/19 3/11/20 3/11/21 3/9/22 3/15/23 3/13/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 55.71 58.53 57.77 60.75 64.58 64.44
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 17.53 18.82 18.7 19.84 21.58 20.32
Net income 1 14.7 15.67 15.21 16.03 17.42 16.61
Net margin 26.4% 26.78% 26.32% 26.39% 26.98% 25.77%
EPS 2 2.090 2.200 2.159 2.270 2.468 2.335
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 1.253 1.260 1.280 1.280 1.280 1.280
Announcement Date 3/12/19 3/11/20 3/11/21 3/9/22 3/15/23 3/13/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 240 122 - - 219 364
Net Cash position 1 - - 51.5 129 - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 10.4% 10.5% 9.54% 9.54% 10.3% 9.25%
ROA (Net income/ Total Assets) 0.93% 0.94% 0.87% 0.85% 0.88% 0.79%
Assets 1 1,579 1,674 1,748 1,886 1,971 2,103
Book Value Per Share 2 20.40 22.00 23.30 24.40 23.80 25.50
Cash Flow per Share 2 9.480 6.900 30.30 37.30 5.720 4.990
Capex 1 2.01 2.71 2.67 1.14 0.38 0.81
Capex / Sales 3.6% 4.62% 4.62% 1.87% 0.58% 1.25%
Announcement Date 3/12/19 3/11/20 3/11/21 3/9/22 3/15/23 3/13/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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