Financials Peoples Insurance Company Limited

Equities

PEOPLESINS

BD0704PEOPI4

Multiline Insurance & Brokers

End-of-day quote Dhaka S.E. 06:00:00 2024-05-01 pm EDT 5-day change 1st Jan Change
37.7 BDT +3.86% Intraday chart for Peoples Insurance Company Limited -2.08% +5.90%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 979.4 808.5 1,003 2,342 2,790 1,682
Enterprise Value (EV) 1 -94.95 -332.2 -243.6 966.8 1,291 174.2
P/E ratio 9.64 x 11.2 x 11.6 x 22.4 x 23.4 x 13.9 x
Yield 4.72% 3.43% 3.69% 2.17% 2.07% 2.88%
Capitalization / Revenue 1.71 x 1.36 x 1.62 x 4.23 x 5.3 x 2.64 x
EV / Revenue -0.17 x -0.56 x -0.39 x 1.74 x 2.45 x 0.27 x
EV / EBITDA -0.54 x -2.89 x -1.8 x 5.34 x 5.54 x 0.9 x
EV / FCF -0.97 x -4.06 x -2.39 x 3.59 x 6.19 x 1.63 x
FCF Yield -103% -24.6% -41.9% 27.9% 16.2% 61.5%
Price to Book 0.84 x 0.68 x 0.8 x 1.77 x 2.01 x 1.16 x
Nbr of stocks (in thousands) 46,200 46,200 46,200 46,200 46,200 46,200
Reference price 2 21.20 17.50 21.70 50.70 60.40 36.40
Announcement Date 7/18/18 7/17/19 12/29/20 4/29/21 6/27/22 6/13/23
1BDT in Million2BDT
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 572.9 592.6 620.6 554.1 526 635.9
EBITDA 1 175.3 114.8 135.1 181.2 233.1 194
EBIT 1 155 94.6 114.7 160.7 212.3 173
Operating Margin 27.06% 15.96% 18.48% 29% 40.35% 27.2%
Earnings before Tax (EBT) 1 155.2 94.6 114.7 160.7 212.3 173
Net income 1 101.6 72.04 86.39 104.4 119.1 120.8
Net margin 17.74% 12.16% 13.92% 18.84% 22.64% 18.99%
EPS 2 2.200 1.559 1.870 2.260 2.578 2.614
Free Cash Flow 1 98.16 81.77 102.2 269.5 208.7 107.1
FCF margin 17.13% 13.8% 16.46% 48.63% 39.67% 16.84%
FCF Conversion (EBITDA) 56% 71.26% 75.63% 148.74% 89.52% 55.19%
FCF Conversion (Net income) 96.58% 113.5% 118.24% 258.04% 175.24% 88.68%
Dividend per Share 2 1.000 0.6000 0.8000 1.100 1.250 1.050
Announcement Date 7/18/18 7/17/19 12/29/20 4/29/21 6/27/22 6/13/23
1BDT in Million2BDT
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - - - - -
Net Cash position 1 1,074 1,141 1,246 1,375 1,499 1,508
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 98.2 81.8 102 269 209 107
ROE (net income / shareholders' equity) 8.87% 6.09% 7.05% 8.11% 8.78% 8.5%
ROA (Net income/ Total Assets) 4.92% 2.77% 3.13% 4.1% 5.15% 4.04%
Assets 1 2,067 2,597 2,758 2,546 2,312 2,991
Book Value Per Share 2 25.30 25.90 27.10 28.60 30.10 31.40
Cash Flow per Share 2 23.30 24.70 27.00 30.00 32.70 32.80
Capex 1 18 16.2 23.5 11.4 26 7.72
Capex / Sales 3.14% 2.73% 3.79% 2.06% 4.94% 1.21%
Announcement Date 7/18/18 7/17/19 12/29/20 4/29/21 6/27/22 6/13/23
1BDT in Million2BDT
Estimates
  1. Stock Market
  2. Equities
  3. PEOPLESINS Stock
  4. Financials Peoples Insurance Company Limited