Financials Philippine Business Bank, Inc.

Equities

PBB

PHY6904A1044

Banks

End-of-day quote Philippines S.E. 06:00:00 2024-04-29 pm EDT 5-day change 1st Jan Change
8.8 PHP -1.12% Intraday chart for Philippine Business Bank, Inc. -1.12% +1.15%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 7,712 8,176 8,240 6,438 6,566 7,123
Enterprise Value (EV) 1 2,318 -847.8 -11,015 -16,297 -8,498 -8,702
P/E ratio 9.01 x 7.74 x 8.78 x 5.52 x 5.51 x 3.9 x
Yield - - - - 3.43% -
Capitalization / Revenue 2 x 1.75 x 1.85 x 1.21 x 1.16 x 1.12 x
EV / Revenue 0.6 x -0.18 x -2.47 x -3.07 x -1.5 x -1.37 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.72 x 0.67 x 0.62 x 0.47 x 0.47 x 0.41 x
Nbr of stocks (in thousands) 643,750 643,750 643,750 643,750 643,750 818,750
Reference price 2 11.98 12.70 12.80 10.00 10.20 8.700
Announcement Date 4/16/19 4/29/20 4/16/21 5/31/22 4/17/23 4/15/24
1PHP in Million2PHP
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 3,854 4,677 4,461 5,315 5,656 6,349
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 1,241 1,693 1,197 1,793 1,862 2,339
Net income 1 858 1,256 938.9 1,168 1,311 1,824
Net margin 22.26% 26.86% 21.04% 21.98% 23.19% 28.73%
EPS 2 1.330 1.640 1.458 1.810 1.850 2.230
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - 0.3500 -
Announcement Date 4/16/19 4/29/20 4/16/21 5/31/22 4/17/23 4/15/24
1PHP in Million2PHP
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 5,394 9,023 19,255 22,734 15,064 15,825
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 7.95% 10.4% 7.02% 8.24% 9.03% 11.2%
ROA (Net income/ Total Assets) 0.94% 1.2% 0.8% 0.93% 0.98% 1.26%
Assets 1 91,005 104,419 116,936 125,907 133,304 144,488
Book Value Per Share 2 16.70 19.00 20.60 21.50 21.70 21.20
Cash Flow per Share 2 8.970 8.920 13.80 32.60 19.10 11.30
Capex 1 144 287 92.8 196 95.7 150
Capex / Sales 3.74% 6.14% 2.08% 3.69% 1.69% 2.37%
Announcement Date 4/16/19 4/29/20 4/16/21 5/31/22 4/17/23 4/15/24
1PHP in Million2PHP
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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