Financials Regions Financial Corporation

Equities

RF

US7591EP1005

Banks

Market Closed - Nyse 04:00:02 2024-04-26 pm EDT 5-day change 1st Jan Change
19.62 USD +0.05% Intraday chart for Regions Financial Corporation +3.81% +1.24%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 16,553 15,482 20,782 20,147 18,025 18,028 - -
Enterprise Value (EV) 1 16,553 15,482 20,782 20,147 18,025 18,028 18,028 18,028
P/E ratio 11.4 x 15.7 x 8.76 x 9.46 x 9.18 x 10.3 x 9.01 x 8.49 x
Yield 3.44% 3.85% 2.98% 3.43% 4.54% 4.95% 5.18% 5.5%
Capitalization / Revenue 2.8 x 2.44 x 3.21 x 2.77 x 2.36 x 2.53 x 2.43 x 2.32 x
EV / Revenue 2.8 x 2.44 x 3.21 x 2.77 x 2.36 x 2.53 x 2.43 x 2.32 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.1 x 0.94 x 1.23 x 1.41 x 1.14 x 1.1 x 1.03 x 0.98 x
Nbr of stocks (in thousands) 964,639 960,444 953,283 934,446 930,065 918,864 - -
Reference price 2 17.16 16.12 21.80 21.56 19.38 19.62 19.62 19.62
Announcement Date 1/17/20 1/22/21 1/20/22 1/20/23 1/19/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 5,914 6,335 6,482 7,262 7,627 7,129 7,412 7,768
EBITDA - - - - - - - -
EBIT 1 2,425 2,713 2,714 3,194 3,160 2,950 3,138 3,187
Operating Margin 41% 42.83% 41.87% 43.98% 41.43% 41.38% 42.34% 41.03%
Earnings before Tax (EBT) 1 1,985 1,314 3,215 2,876 2,607 2,333 2,608 2,722
Net income 1 1,503 991 2,400 2,146 1,976 1,757 1,955 2,049
Net margin 25.41% 15.64% 37.03% 29.55% 25.91% 24.65% 26.38% 26.38%
EPS 2 1.500 1.030 2.490 2.280 2.110 1.904 2.178 2.310
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.5900 0.6200 0.6500 0.7400 0.8800 0.9707 1.016 1.080
Announcement Date 1/17/20 1/22/21 1/20/22 1/20/23 1/19/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 1,625 1,634 1,610 1,759 1,879 2,014 1,964 1,969 1,857 1,824 1,760 1,763 1,783 1,804 1,794
EBITDA - - - - - - - - - - - - - - -
EBIT 1 687 667 666 811 709 997 937 858 764 626 629 733.2 767.9 787.6 734.8
Operating Margin 42.28% 40.82% 41.37% 46.11% 37.73% 49.5% 47.71% 43.58% 41.14% 34.32% 35.74% 41.58% 43.07% 43.66% 40.96%
Earnings before Tax (EBT) 1 831 541 702 740 562 872 789 728 619 471 464 590.7 622.3 641.4 603.8
Net income 1 624 414 524 558 404 660 588 556 465 367 343 442.6 464.2 479.4 444.6
Net margin 38.4% 25.34% 32.55% 31.72% 21.5% 32.77% 29.94% 28.24% 25.04% 20.12% 19.49% 25.1% 26.04% 26.57% 24.78%
EPS 2 0.6500 0.4300 0.5500 0.5900 0.4300 0.7000 0.6200 0.5900 0.4900 0.3900 0.3700 0.4800 0.5086 0.5318 0.4899
Dividend per Share 2 0.1700 0.1550 0.1700 0.2000 0.2000 0.1700 0.2000 0.2000 0.7300 0.2400 0.2400 0.2374 0.2468 0.2468 0.2474
Announcement Date 10/22/21 1/20/22 4/22/22 7/22/22 10/21/22 1/20/23 4/21/23 7/21/23 10/20/23 1/19/24 4/19/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 10.1% 6.24% 14.5% 14.5% 13.3% 11% 11.6% 11.7%
ROA (Net income/ Total Assets) 1.26% 0.79% 1.63% 1.41% 1.36% 1.19% 1.28% 1.23%
Assets 1 119,286 125,443 147,239 152,199 145,294 148,113 152,346 166,157
Book Value Per Share 2 15.70 17.10 17.70 15.30 17.10 17.80 19.00 20.00
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 1/17/20 1/22/21 1/20/22 1/20/23 1/19/24 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
A-
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
25
Last Close Price
19.62 USD
Average target price
21.55 USD
Spread / Average Target
+9.85%
Consensus
  1. Stock Market
  2. Equities
  3. RF Stock
  4. Financials Regions Financial Corporation