REPUBLIC BANCORP, INC. |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 50.5 USD | +0.90% |
|
+1.24% | -8.45% |
| Apr. 26 | Republic Bancorp, Inc. Elects Yoania Cannon as Director Nominee to the Board | CI |
| Apr. 25 | Republic Bancorp, Inc. Reports Earnings Results for the First Quarter Ended March 31, 2024 | CI |
Valuation
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Capitalization 1 | 980.5 | 754.4 | 1,027 | 808 | 1,069 | 980.2 | - |
| Enterprise Value (EV) 1 | 980.5 | 754.4 | 1,027 | 808 | 1,069 | 980.2 | 980.2 |
| P/E ratio | 10.7 x | 9.04 x | 12 x | 8.92 x | 11.9 x | 10.1 x | 10.4 x |
| Yield | 2.26% | 3.17% | 2.42% | 3.33% | - | 3.23% | 3.23% |
| Capitalization / Revenue | 4.15 x | 3.25 x | 4.66 x | 3.41 x | - | 2.65 x | 2.57 x |
| EV / Revenue | 4.15 x | 3.25 x | 4.66 x | 3.41 x | - | 2.65 x | 2.57 x |
| EV / EBITDA | - | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - |
| Price to Book | 1.28 x | 0.92 x | - | 0.94 x | - | 1 x | 0.94 x |
| Nbr of stocks (in thousands) | 20,951 | 20,916 | 20,208 | 19,747 | 19,379 | 19,411 | - |
| Reference price 2 | 46.80 | 36.07 | 50.84 | 40.92 | 55.16 | 50.50 | 50.50 |
| Announcement Date | 1/24/20 | 1/29/21 | 1/28/22 | 1/27/23 | 1/26/24 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net sales 1 | 236.1 | 232.3 | 220.6 | 236.7 | - | 370.3 | 381.3 |
| EBITDA | - | - | - | - | - | - | - |
| EBIT 1 | 139 | 133.9 | 125.1 | 139.2 | - | 173.2 | 178.8 |
| Operating Margin | 58.85% | 57.64% | 56.73% | 58.81% | - | 46.77% | 46.89% |
| Earnings before Tax (EBT) 1 | 113.2 | 102.6 | - | 116.8 | - | 121.4 | 117.9 |
| Net income 1 | 91.7 | 83.25 | - | 91.11 | 90.37 | 96.81 | 94.15 |
| Net margin | 38.83% | 35.83% | - | 38.49% | - | 26.14% | 24.69% |
| EPS 2 | 4.390 | 3.990 | 4.240 | 4.590 | 4.620 | 5.010 | 4.870 |
| Free Cash Flow | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - |
| Dividend per Share 2 | 1.056 | 1.144 | 1.232 | 1.364 | - | 1.630 | 1.630 |
| Announcement Date | 1/24/20 | 1/29/21 | 1/28/22 | 1/27/23 | 1/26/24 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales | 52.31 | 50.34 | 62.61 | 51.23 | 58.04 | 63.11 | 115.3 | 84.18 | 78.84 | - | 85.1 | 81.5 | 82.3 | 123.1 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | 27.71 | 22.39 | 45.04 | 34.14 | 26.98 | 31.33 | 62.88 | 32.65 | 30.8 | - | 36.2 | 32.8 | 33.8 | 71 |
| Operating Margin | 52.97% | 44.47% | 71.94% | 66.65% | 46.48% | 49.64% | 54.53% | 38.78% | 39.07% | - | 42.54% | 40.25% | 41.07% | 57.68% |
| Earnings before Tax (EBT) | 26.23 | 19.81 | 35.81 | 30.44 | 25.4 | 23.49 | 36.11 | 26.51 | 27.07 | - | 32.2 | 28.1 | 22.5 | 39.6 |
| Net income | 20.01 | 16.8 | 27.93 | 23.9 | 19.48 | 18.51 | 28.09 | 21.05 | 21.57 | - | 25.65 | 22.45 | 18.11 | 31.36 |
| Net margin | 38.25% | 33.38% | 44.6% | 46.65% | 33.57% | 29.33% | 24.36% | 25.01% | 27.36% | - | 30.14% | 27.54% | 22% | 25.47% |
| EPS | 0.9900 | 0.8400 | 1.400 | 1.200 | 0.9900 | 0.9400 | 1.420 | 1.070 | 1.100 | - | 1.330 | 1.160 | 0.9400 | 1.620 |
| Dividend per Share 1 | 0.3080 | 0.3080 | 0.3410 | 0.3410 | 0.3410 | 0.3410 | 0.3740 | 0.3740 | 0.3740 | 0.4100 | 0.4100 | 0.4100 | 0.4100 | 0.4100 |
| Announcement Date | 10/22/21 | 1/28/22 | 4/21/22 | 7/22/22 | 10/21/22 | 1/27/23 | 4/20/23 | 7/21/23 | 10/20/23 | - | - | - | - | - |
1USD
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 12.5% | 10.4% | 10.3% | 10.7% | - | 10.3% | 9.28% |
| ROA (Net income/ Total Assets) | 1.64% | 1.38% | 1.38% | 1.48% | - | 1.41% | 1.31% |
| Assets 1 | 5,591 | 6,032 | - | 6,156 | - | 6,866 | 7,187 |
| Book Value Per Share 2 | 36.50 | 39.40 | - | 43.40 | - | 50.40 | 53.60 |
| Cash Flow per Share | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - |
| Announcement Date | 1/24/20 | 1/29/21 | 1/28/22 | 1/27/23 | 1/26/24 | - | - |
1USD in Million2USD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Sell
Buy
Mean consensus
BUY
Number of Analysts
1
Last Close Price
50.5
USD
Average target price
56
USD
Spread / Average Target
+10.89%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| -8.45% | 980M | |
| +13.75% | 556B | |
| +12.36% | 298B | |
| +8.64% | 247B | |
| +21.72% | 210B | |
| +16.11% | 170B | |
| +6.88% | 162B | |
| +4.42% | 153B | |
| -11.67% | 138B | |
| +0.10% | 139B |
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