Milestones, Why to invest in Safwa, Our Values, Outlook,
Success Journey, Our Products and Services, Safwa Share Pages: 15 to 24
01 | Safwa Bank, Financials
At a glance, Highlights, Funding, Uses of Fund, NPM Analyses, Profitability, Assets Quality, Liquidity, Efficiency
Pages: 2 to 14
03 | Jordanian Banking Sector
CBJ Role, Basic info and indicators
04 | Jordan
Pages: 25 to 28
At a glance, Jordanian Economic, Why to invest in Jordan,
Pages: 29 to 32
Safwa Bank
Financials
Safwa .. At a Glance
3
Organic
Growth JD
2,720 mn Assets
5%
JD
2,451 mn Deposits
6%
JD
2,048 mn Financing
3%
Sustainable
Profitability
JD
JD
JD
31.2 mn Operating Income
5.6 mn Other Revenue
8.2 mn Net Income
21%
3%
8%
Robust
NPL | 2.4%
CAR | 18.1%
140%
Coverage
Credit &
One of the Best
Comfortable
Ratio
129%
Capital
Sufficient provisions to
in the Banking
capital adequacy
Profile
Sector
ratio
face credit risk
Market Share%
Key Ratios
Islamic Banking
Banking Sector
21.0
22.1
22.9
18.6
17.6
ROE
9.4%
0.1%
14.1
5.2
2.9
3.2
3.8
4.0
4.2
CTI
42%
2.0%
1.1
2.2
B+
722
72
42
Credit Rating
Employees
ATMs
Branches
Our Strategy
Efficient Bank
Digitally Enabled
Serve All Customers
Trusted Bank
Full Suite Products
10
18
19
20
21
22
Q2.23
Safwa .. Key Ratios
4
Key Ratios
Stand Alone
YTD
Q2.23
Q1.23
QoQ (bps)
YTD, Q2.23
YTD, Q2.22
YoY (bps)
Profitability
Net Profit Margin
2.5%
2.8%
(35)
2.7%
2.7%
(1)
Return on Average Equity
9.9%
8.9%
105
9.4%
9.3%
12
Return on Average Assets
0.7%
0.6%
7
0.6%
0.6%
(1)
Return on Average Capital
17.7%
15.4%
223
16.5%
15.3%
123
Assets Quality and Capital
Non-Performing Loan Ratio
2.4%
2.2%
16
2.4%
2.2%
16
Provision Coverage
140%
143%
(287)
140%
131%
909
CAR
18.1%
17.3%
83
18.1%
17.0%
108
CET1
17.8%
16.9%
83
17.8%
16.8%
92
Efficiency
Cost to Income
44%
40%
388
42%
44%
(190)
Liquidity
LCR
355%
265%
9,010
355%
313%
4,200
Financing to Deposits
86%
87%
(135)
86%
79%
695
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Disclaimer
Safwa Islamic Bank PSC published this content on 02 August 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 02 August 2023 13:23:14 UTC.
Safwa Islamic Bank PSC, formerly Jordan Dubai Islamic Bank PSC, is a Jordan-based public shareholding company engaged in the provision of banking, finance and investment services in compliance with the Islamic sharia principles. The Bank is organized into the following business segments: Personal Banking, which includes unrestricted investment accounts, deferred sales receivables, financing and other banking services for individual customers; Corporate Banking, which covers unrestricted investment accounts, deferred sales receivables, financing and other specialized banking services for corporate customers; Asset Investment, which includes the Banks investment in real estate and leasing, as well as Treasury, which provides trade and treasury services, as well as the Bankâs money management. The Bank operates through its head office and a network of more than 24 branches located across Jordan.
SAFWA ISLAMIC BANK 
