Company Southern Community Bancshares, Inc. Other OTC

Southern Community Bancshares, Inc. is a bank holding company, which operates through its wholly owned subsidiary, First Community Bank of Cullman (the Bank). The Bank provides retail and commercial loans, deposits, and other financial services in its primary market area of Cullman, Alabama and the surrounding areas. The Bank’s loan portfolio includes real estate mortgage loans; commercial, financial and industrial loans; and consumer and other loans. The Company’s personal banking includes checking, and savings and investing. Its business banking includes business first checking, business interest checking, business loans and business credit card. Its business checking account is available to businesses, corporations, partnerships or sole proprietorships. The Company’s real estate mortgage loans consist of loans secured by commercial and residential real estate. The Company also offers business credit cards, consumer credit cards and credit card managers.