Fremtind Forsikring AS
Solvency and Financial Condition
Report
Disclosures
31 December
2023
(Monetary amounts in NOK thousands)
General information
Undertaking name
Undertaking identification code
Type of code of undertaking
Type of undertaking
Country of authorisation
Language of reporting
Reporting reference date
Currency used for reporting
Accounting standards
Method of Calculation of the SCR
Use of undertaking specific parameters
Ring-fenced funds
Matching adjustment
Volatility adjustment
Transitional measure on the risk-free interest rate
Transitional measure on technical provisions
Exemption of reporting ECAI information
List of reported templates
S.02.01.02 - Balance sheet
S.05.01.02 - Premiums, claims and expenses by line of business S.17.01.02 - Non-Life Technical Provisions
S.19.01.21 - Non-Life insurance claims
S.22.01.21 - Impact of long term guarantees measures and transitionals S.23.01.01 - Own Funds
S.25.01.21 - Solvency Capital Requirement - for undertakings on Standard Formula
S.28.01.01 - Minimum Capital Requirement - Only life or only non-life insurance or reinsurance activity
Fremtind Forsikring AS LEI/HSA1LEEL3Z4C0T5M5X84
LEI Non-life undertakings
NO en 31 desember 2023
NOK Local GAAP Standard formula
Don't use undertaking specific parameters Not reporting activity by RFF No use of matching adjustment Use of volatility adjustment
No use of transitional measure on the risk-free interest rate No use of transitional measure on technical provisions Not exempted
S.02.01.02
Balance sheet
Solvency II | ||
value | ||
Assets | C0010 | |
R0030 | Intangible assets | - |
R0040 | Deferred tax assets | - |
R0050 | Pension benefit surplus | 1.466 |
R0060 | Property, plant & equipment held for own use | 181.435 |
R0070 | Investments (other than assets held for index-linked and unit-linked contracts) | 14.941.644 |
R0080 | Property (other than for own use) | - |
R0090 | Holdings in related undertakings, including participations | 5.845.064 |
R0100 | Equities | 214.673 |
R0110 | Equities - listed | 214.673 |
R0120 | Equities - unlisted | - |
R0130 | Bonds | 7.108.729 |
R0140 | Government Bonds | 1.401.651 |
R0150 | Corporate Bonds | 5.707.078 |
R0160 | Structured notes | - |
R0170 | Collateralised securities | - |
R0180 | Collective Investments Undertakings | 1.562.096 |
R0190 | Derivatives | 81.219 |
R0200 | Deposits other than cash equivalents | 129.862 |
R0210 | Other investments | - |
R0220 | Assets held for index-linked and unit-linked contracts | - |
R0230 | Loans and mortgages | 423.738 |
R0240 | Loans on policies | - |
R0250 | Loans and mortgages to individuals | - |
R0260 | Other loans and mortgages | 423.738 |
R0270 | Reinsurance recoverables from: | 93.913 |
R0280 | Non-life and health similar to non-life | 93.913 |
R0290 | Non-life excluding health | 72.777 |
R0300 | Health similar to non-life | 21.136 |
R0310 | Life and health similar to life, excluding index-linked and unit-linked | - |
R0320 | Health similar to life | - |
R0330 | Life excluding health and index-linked and unit-linked | - |
R0340 | Life index-linked and unit-linked | - |
R0350 | Deposits to cedants | - |
R0360 | Insurance and intermediaries receivables | 110.078 |
R0370 | Reinsurance receivables | -0 |
R0380 | Receivables (trade, not insurance) | 97.487 |
R0390 | Own shares (held directly) | - |
R0400 | Amounts due in respect of own fund items or initial fund called up but not yet paid in | - |
R0410 | Cash and cash equivalents | 515.055 |
R0420 | Any other assets, not elsewhere shown | 1.195.096 |
R0500 | Total assets | 17.559.911 |
S.02.01.02
Balance sheet
Solvency II | ||
value | ||
Liabilities | C0010 | |
R0510 | Technical provisions - non-life | 6.909.136 |
R0520 | Technical provisions - non-life (excluding health) | 5.887.373 |
R0530 | TP calculated as a whole | - |
R0540 | Best Estimate | 5.418.354 |
R0550 | Risk margin | 469.019 |
R0560 | Technical provisions - health (similar to non-life) | 1.021.763 |
R0570 | TP calculated as a whole | - |
R0580 | Best Estimate | 941.050 |
R0590 | Risk margin | 80.713 |
R0600 | Technical provisions - life (excluding index-linked and unit-linked) | - |
R0610 | Technical provisions - health (similar to life) | - |
R0620 | TP calculated as a whole | - |
R0630 | Best Estimate | - |
R0640 | Risk margin | - |
R0650 | Technical provisions - life (excluding health and index-linked and unit-linked) | - |
R0660 | TP calculated as a whole | - |
R0670 | Best Estimate | - |
R0680 | Risk margin | - |
R0690 | Technical provisions - index-linked and unit-linked | - |
R0700 | TP calculated as a whole | - |
R0710 | Best Estimate | - |
R0720 | Risk margin | - |
R0730 | Other technical provisions | - |
R0740 | Contingent liabilities | - |
R0750 | Provisions other than technical provisions | - |
R0760 | Pension benefit obligations | 20.184 |
R0770 | Deposits from reinsurers | - |
R0780 | Deferred tax liabilities | 270.958 |
R0790 | Derivatives | 7.777 |
R0800 | Debts owed to credit institutions | - |
R0810 | Financial liabilities other than debts owed to credit institutions | - |
R0820 | Insurance & intermediaries payables | 158.259 |
R0830 | Reinsurance payables | - |
R0840 | Payables (trade, not insurance) | 250.278 |
R0850 | Subordinated liabilities | 250.000 |
R0860 | Subordinated liabilities not in BOF | - |
R0870 | Subordinated liabilities in BOF | 250.000 |
R0880 | Any other liabilities, not elsewhere shown | 1.788.096 |
R0900 | Total liabilities | 9.654.687 |
R1000 | Excess of assets over liabilities | 7.905.224 |
S.05.01.02
Premiums, claims and expenses by line of business
Non-life
Line of Business for: non-life insurance and reinsurance obligations (direct business and accepted proportional reinsurance) | Line of business for: accepted non-proportional |
reinsurance | |
Medical | Income | Workers' | Motor vehicle | Marine, | Fire and other | Credit and | ||||||||
Other motor | aviation and | damage to | General liability | Legal expenses | Miscellaneous | |||||||||
expense | protection | compensation | liability | suretyship | Assistance | |||||||||
insurance | transport | property | insurance | insurance | financial loss | |||||||||
insurance | insurance | insurance | insurance | insurance | ||||||||||
insurance | insurance | |||||||||||||
C0010 | C0020 | C0030 | C0040 | C0050 | C0060 | C0070 | C0080 | C0090 | C0100 | C0110 | C0120 | |||
AR0109 | Premiums written | |||||||||||||
R0110 | Gross - Direct Business | 306.047 | 150.550 | 122.732 | 1.565.827 | 3.235.284 | 174.300 | 4.679.657 | 137.401 | 0 | 0 | 1.135.650 | 455.418 | |
R0120 | Gross - Proportional reinsurance accepted | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
R0130 | Gross - Non-proportional reinsurance accepted | |||||||||||||
R0140 | Reinsurers' share | 375 | 204 | 216 | 1.527 | 3.101 | 129 | 99.123 | 2.327 | 0 | 0 | 2.501 | 836 | |
R0200 | Net | 305.672 | 150.347 | 122.516 | 1.564.300 | 3.232.183 | 174.171 | 4.580.534 | 135.074 | 0 | 0 | 1.133.149 | 454.583 | |
AR0209 | Premiums earned | |||||||||||||
R0210 | Gross - Direct Business | 303.610 | 149.566 | 120.179 | 1.521.347 | 3.088.616 | 169.292 | 4.533.135 | 126.961 | 0 | 0 | 1.107.463 | 377.595 | |
R0220 | Gross - Proportional reinsurance accepted | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
R0230 | Gross - Non-proportional reinsurance accepted | |||||||||||||
R0240 | Reinsurers' share | 375 | 204 | 216 | 1.527 | 7.602 | 271 | 139.254 | 2.327 | 0 | 0 | 3.002 | 836 | |
R0300 | Net | 303.236 | 149.363 | 119.962 | 1.519.820 | 3.081.014 | 169.021 | 4.393.880 | 124.634 | 0 | 0 | 1.104.462 | 376.759 | |
AR0309 | Claims incurred | |||||||||||||
R0310 | Gross - Direct Business | 170.676 | 43.054 | 78.906 | 764.460 | 2.581.534 | 100.413 | 4.374.758 | 3.108 | 0 | 0 | 705.820 | 264.135 | |
R0320 | Gross - Proportional reinsurance accepted | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
R0330 | Gross - Non-proportional reinsurance accepted | |||||||||||||
R0340 | Reinsurers' share | 0 | 0 | -1.757 | 4.749 | 32.142 | 625 | 187.005 | 2.134 | 0 | 0 | 1.885 | 0 | |
R0400 | Net | 170.676 | 43.054 | 80.663 | 759.711 | 2.549.392 | 99.789 | 4.187.753 | 974 | 0 | 0 | 703.935 | 264.135 | |
R0550 | Expenses incurred | 122.988 | 60.094 | 42.931 | 452.440 | 954.286 | 47.612 | 1.233.539 | 50.383 | 0 | 0 | 337.647 | 143.151 | |
R1210 | Balance - other technical expenses/income | |||||||||||||
R1300 | Total technical expenses |
Marine, | Total | |||
Health | Casualty | aviation, | Property | |
transport | ||||
C0130 | C0140 | C0150 | C0160 | C0200 |
11.962.868 | ||||
0 | ||||
0 | 0 | 0 | 0 | 0 |
0 | 0 | 0 | 0 | 110.338 |
0 | 0 | 0 | 0 | 11.852.529 |
11.497.764 | ||||
0 | ||||
0 | 0 | 0 | 0 | 0 |
0 | 0 | 0 | 0 | 155.614 |
0 | 0 | 0 | 0 | 11.342.150 |
9.086.864 | ||||
0 | ||||
0 | 0 | 0 | 0 | 0 |
0 | 0 | 0 | 0 | 226.782 |
0 | 0 | 0 | 0 | 8.860.082 |
0 | 0 | 0 | 0 | 3.445.071 |
26.565 | ||||
3.471.635 |
S.17.01.02
Non-Life Technical Provisions
Direct business and accepted proportional reinsurance | Accepted non-proportional reinsurance |
R0010 Technical provisions calculated as a whole
Total Recoverables from reinsurance/SPV and Finite Re after the
R0050 adjustment for expected losses due to counterparty default associated to TP calculated as a whole
Technical provisions calculated as a sum of BE and RM
Best estimate
Premium provisions
R0060Gross
Total recoverable from reinsurance/SPV and Finite Re | |
R0140 | after the adjustment for expected losses due to |
counterparty default | |
R0150 | Net Best Estimate of Premium Provisions |
Claims provisions | |
R0160 | Gross |
Total recoverable from reinsurance/SPV and Finite Re | |
R0240 | after the adjustment for expected losses due to |
counterparty default | |
R0250 | Net Best Estimate of Claims Provisions |
R0260 Total best estimate - gross
R0270 Total best estimate - net
R0280 Risk margin
Technical provisions - total
R0320 Technical provisions - total
Recoverable from reinsurance contract/SPV and
R0330Finite Re after the adjustment for expected losses due to counterparty default - total
R0340 | Technical provisions minus recoverables from reinsurance/SPV |
and Finite Re - total | |
Income | Workers' | Motor vehicle | Marine, aviation | Fire and other | |||
Medical expense | Other motor | damage to | General liability | ||||
protection | compensation | liability | and transport | ||||
insurance | insurance | property | insurance | ||||
insurance | insurance | insurance | insurance | ||||
insurance | |||||||
C0020 | C0030 | C0040 | C0050 | C0060 | C0070 | C0080 | C0090 |
8.859 | -10.898 | -510 | -230.616 | 439.288 | 5.516 | 455.948 | 4.793 |
-1.114 | -1.083 | -835 | -1.741 | -3.531 | -230 | -111.416 | -155 |
9.972 | -9.815 | 325 | -228.875 | 442.819 | 5.747 | 567.363 | 4.949 |
445.700 | 179.987 | 317.913 | 519.959 | 589.698 | 33.581 | 2.836.166 | 87.564 |
0 | 0 | 24.168 | 9.576 | 27.386 | 597 | 158.261 | 975 |
445.700 | 179.987 | 293.745 | 510.383 | 562.312 | 32.984 | 2.677.904 | 86.590 |
454.559 | 169.089 | 317.402 | 289.343 | 1.028.986 | 39.097 | 3.292.113 | 92.358 |
455.673 | 170.172 | 294.070 | 281.508 | 1.005.130 | 38.730 | 3.245.268 | 91.538 |
39.981 | 14.931 | 25.802 | 24.699 | 88.190 | 3.398 | 284.738 | 8.032 |
494.539 | 184.020 | 343.204 | 314.042 | 1.117.176 | 42.495 | 3.576.851 | 100.389 |
-1.114 | -1.083 | 23.333 | 7.835 | 23.856 | 367 | 46.845 | 819 |
495.653 | 185.103 | 319.871 | 306.207 | 1.093.320 | 42.129 | 3.530.006 | 99.570 |
Credit and suretyship insurance
C0100
Non- | Non- | |||
Legal expenses | Assistance | Miscellaneous | proportional | proportional |
insurance | financial loss | health | casualty | |
reinsurance | reinsurance | |||
C0110 | C0120 | C0130 | C0140 | C0150 |
0 | 0 | 2.504 | 294.989 |
0 | 0 | -8.221 | -113 |
0 | 0 | 10.725 | 295.103 |
0 | 0 | 280.263 | 98.701 |
0 | 0 | 1.390 | 0 |
0 | 0 | 278.873 | 98.701 |
0 | 0 | 282.767 | 393.691 |
0 | 0 | 289.598 | 393.804 |
0 | 0 | 25.409 | 34.552 |
0 | 0 | 308.176 | 428.243 |
0 | 0 | -6.831 | -113 |
0 | 0 | 315.007 | 428.356 |
Non- | Non- |
proportional | |
proportional | |
marine, aviation | |
property | |
and transport | |
reinsurance | |
reinsurance | |
C0160 | C0170 |
Total Non-Life
obligation
C0180
969.873
-128.440
1.098.313
5.389.531
222.353
5.167.178
6.359.405
6.265.492
549.731
6.909.136
93.913
6.815.223
S.19.01.21
Non-Life insurance claims
Total Non-life business
Z0020 | Accident year / underwriting year | Accident Year | ||||||||||||
Gross Claims Paid (non-cumulative) | ||||||||||||||
(absolute amount) | ||||||||||||||
C0010 | C0020 | C0030 | C0040 | C0050 | C0060 | C0070 | C0080 | C0090 | C0100 | C0110 | C0170 | C0180 | ||
Year | Development year | In Current year | Sum of years | |||||||||||
0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 & + | (cumulative) | |||
R0100 | Prior | 35.655 | 35.655 | 35.655 | ||||||||||
R0160 | 2014 | 2.628.972 | 1.003.097 | 182.567 | 105.316 | 69.217 | 26.145 | 39.750 | 20.118 | 2.528 | 7.608 | 7.608 | 4.085.318 | |
R0170 | 2015 | 2.726.147 | 991.191 | 217.856 | 101.569 | 73.701 | 41.921 | 45.665 | 7.053 | 13.114 | 13.114 | 4.218.216 | ||
R0180 | 2016 | 2.908.995 | 1.027.293 | 204.916 | 114.579 | 60.162 | 31.445 | 16.834 | 13.930 | 13.930 | 4.378.155 | |||
R0190 | 2017 | 2.938.580 | 1.195.480 | 269.529 | 105.023 | 77.191 | 67.000 | 51.702 | 51.702 | 4.704.505 | ||||
R0200 | 2018 | 3.436.201 | 1.431.009 | 266.146 | 101.472 | 60.067 | 59.328 | 59.328 | 5.354.223 | |||||
R0210 | 2019 | 3.792.678 | 1.486.087 | 281.513 | 113.295 | 80.334 | 80.334 | 5.753.906 | ||||||
R0220 | 2020 | 4.038.586 | 1.403.842 | 199.820 | 107.182 | 107.182 | 5.749.430 | |||||||
R0230 | 2021 | 3.576.474 | 1.475.325 | 302.326 | 302.326 | 5.354.125 | ||||||||
R0240 | 2022 | 4.113.994 | 2.012.461 | 2.012.461 | 6.126.455 | |||||||||
R0250 | 2023 | 5.196.444 | 5.196.444 | 5.196.444 | ||||||||||
R0260 | Total | 7.880.083 | 50.956.432 | |||||||||||
Gross Undiscounted Best Estimate Claims Provisions | ||||||||||||||
(absolute amount) | ||||||||||||||
C0360 | ||||||||||||||
C0200 | C0210 | C0220 | C0230 | C0240 | C0250 | C0260 | C0270 | C0280 | C0290 | C0300 | Year end | |||
Year | Development year | (discounted | ||||||||||||
0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 & + | data) | |||
R0100 | Prior | 107.125 | 168.849 | |||||||||||
R0160 | 2014 | 510.556 | 348.530 | 231.611 | 103.792 | 70.352 | 45.277 | 34.778 | 21.705 | 29.880 | ||||
R0170 | 2015 | 785.018 | 489.770 | 343.391 | 159.786 | 105.505 | 67.844 | 50.199 | 35.947 | 37.973 | ||||
R0180 | 2016 | 1.852.164 | 692.702 | 402.657 | 197.325 | 141.241 | 91.535 | 64.334 | 58.554 | 61.734 | ||||
R0190 | 2017 | 2.015.448 | 707.675 | 345.592 | 260.094 | 165.376 | 105.534 | 76.419 | 100.233 | |||||
R0200 | 2018 | 2.115.113 | 688.240 | 394.230 | 244.692 | 156.229 | 109.417 | 160.842 | ||||||
R0210 | 2019 | 2.283.401 | 668.185 | 386.272 | 233.259 | 186.310 | 167.405 | |||||||
R0220 | 2020 | 2.259.066 | 636.237 | 385.335 | 297.745 | 269.275 | ||||||||
R0230 | 2021 | 2.180.581 | 691.502 | 354.479 | 323.263 | |||||||||
R0240 | 2022 | 2.765.407 | 796.567 | 744.694 | ||||||||||
R0250 | 2023 | 3.708.624 | 3.517.765 | |||||||||||
R0260 | Total | 5.581.913 |
S.22.01.21
Impact of long term guarantees measures and transitionals
Impact of the LTG measures and transitionals (Step-by-sted approach) | ||||||
Amount with Long Term | ||||||
Guarantee measures and | Impact of | Impact of | Impact of | Impact of | ||
transitionals | ||||||
transitional on technical | transitional on | volatility adjustment | matching adjustment | |||
provisions | interest rate | set to zero | set to zero | |||
C0010 | C0030 | C0050 | C0070 | C0090 | ||
R0010 | Technical provisions | 6.909.136 | 0 | 0 | 39.568 | 0 |
R0020 | Basic own funds | 7.567.224 | 0 | 0 | -29.145 | 0 |
R0050 | Eligible own funds to meet Solvency Capital Requirement | 7.567.224 | 0 | 0 | -29.145 | 0 |
R0090 | Solvency Capital Requirement | 3.972.023 | 0 | 0 | 2.630 | 0 |
R0100 | Eligible own funds to meet Minimum Capital Requirement | 6.732.781 | 0 | 0 | -28.445 | 0 |
R0110 | Minimum Capital Requirement | 1.580.405 | 0 | 0 | 3.503 | 0 |
S.23.01.02
Own Funds
Basic own funds before deduction for participations in other financial sector as foreseen in article 68 of Delegated Regulation 2015/35 | Total | Tier 1 | Tier 1 | Tier 2 | Tier 3 | |
unrestricted | restricted | |||||
C0010 | C0020 | C0030 | C0040 | C0050 | ||
R0010 | Ordinary share capital (gross of own shares) | 2.447 | 2.447 | |||
R0030 | Share premium account related to ordinary share capital | 4.318.288 | 4.318.288 | |||
R0040 | Initial funds, members' contributions or the equivalent basic own - fund item for mutual and mutual-type undertakings | 0 | ||||
R0050 | Subordinated mutual member accounts | 0 | ||||
R0070 | Surplus funds | 0 | ||||
R0090 | Preference shares | 0 | ||||
R0110 | Share premium account related to preference shares | 0 | ||||
R0130 | Reconciliation reserve | 1.965.284 | 1.965.284 | |||
R0140 | Subordinated liabilities | 250.000 | 250.000 | 0 | ||
R0160 | An amount equal to the value of net deferred tax assets | 0 | 0 | |||
R0180 | Other own fund items approved by the supervisory authority as basic own funds not specified above | 1.031.204 | 130.680 | 0 | 900.524 | 0 |
R0220 | Own funds from the financial statements that should not be represented by the reconciliation reserve and do not meet the criteria to be classified as Solvency II own funds | 0 | ||||
R0230 | Deductions for participations in financial and credit institutions | 0 | ||||
R0290 | Total basic own funds after deductions | 7.567.224 | 6.416.700 | 0 | 1.150.524 | 0 |
Ancillary own funds | ||||||
R0300 | Unpaid and uncalled ordinary share capital callable on demand | 0 | ||||
R0310 | Unpaid and uncalled initial funds, members' contributions or the equivalent basic own fund item for mutual and mutual - type undertakings, callable on demand | 0 | ||||
R0320 | Unpaid and uncalled preference shares callable on demand | 0 | ||||
R0330 | A legally binding commitment to subscribe and pay for subordinated liabilities on demand | 0 | ||||
R0340 | Letters of credit and guarantees under Article 96(2) of the Directive 2009/138/EC | 0 | ||||
R0350 | Letters of credit and guarantees other than under Article 96(2) of the Directive 2009/138/EC | 0 | ||||
R0360 | Supplementary members calls under first subparagraph of Article 96(3) of the Directive 2009/138/EC | 0 | ||||
R0370 | Supplementary members calls - other than under first subparagraph of Article 96(3) of the Directive 2009/138/EC | 0 | ||||
R0390 | Other ancillary own funds | 0 | ||||
R0400 | Total ancillary own funds | 0 | ||||
Available and eligible own funds | ||||||
R0500 | Total available own funds to meet the SCR | 7.567.224 | 6.416.700 | 0 | 1.150.524 | 0 |
R0510 | Total available own funds to meet the MCR | 7.567.224 | 6.416.700 | 0 | 1.150.524 | |
R0540 | Total eligible own funds to meet the SCR | 7.567.224 | 6.416.700 | 0 | 1.150.524 | 0 |
R0550 | Total eligible own funds to meet the MCR | 6.732.781 | 6.416.700 | 0 | 316.081 | |
R0580 | SCR | 3.972.023 | ||||
R0600 | MCR | 1.580.405 | ||||
R0620 | Ratio of Eligible own funds to SCR | 191 % | ||||
R0640 | Ratio of Eligible own funds to MCR | 426 % | ||||
Reconcilliation reserve | C0060 | |||||
R0700 | Excess of assets over liabilities | 7.905.224 | ||||
R0710 | Own shares (held directly and indirectly) | 0 | ||||
R0720 | Foreseeable dividends, distributions and charges | 588.001 | ||||
R0730 | Other basic own fund items | 5.351.940 | ||||
R0740 | Adjustment for restricted own fund items in respect of matching adjustment portfolios and ring fenced funds | 0 | ||||
R0760 | Reconciliation reserve | 1.965.284 |
S.25.01.21
Solvency Capital Requirement - for undertakings on Standard Formula
Gross solvency capital | ||
requirement | ||
C0110 | ||
R0010 | Market risk | 2.311.568 |
R0020 | Counterparty default risk | 141.216 |
R0030 | Life underwriting risk | 0 |
R0040 | Health underwriting risk | 293.740 |
R0050 | Non-life underwriting risk | 3.287.969 |
R0060 | Diversification | -1.446.655 |
R0070 | Intangible asset risk | 0 |
R0100 | Basic Solvency Capital Requirement | 4.587.839 |
Calculation of Solvency Capital Requirement | C0100 | |
R0130 | Operational risk | 344.933 |
R0140 Loss-absorbing capacity of technical provisions | 0 | |
R0150 | Loss-absorbing capacity of deferred taxes | -960.748 |
R0160 | Capital requirement for business operated in accordance with Art. 4 of Directive 2003/41/EC | 0 |
R0200 | Solvency Capital Requirement excluding capital add-on | 3.972.023 |
R0210 Capital add-ons already set | 0 | |
R0220 | Solvency capital requirement | 3.972.023 |
Other information on SCR | ||
R0400 | Capital requirement for duration-based equity risk sub-module | 0 |
R0410 | Total amount of Notional Solvency Capital Requirements for remaining part | 0 |
R0420 | Total amount of Notional Solvency Capital Requirements for ring fenced funds | 0 |
R0430 | Total amount of Notional Solvency Capital Requirements for matching adjustment portfolios | 0 |
R0440 | Diversification effects due to RFF nSCR aggregation for article 304 | 0 |
USPSimplifications
C0090C0120
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Disclaimer
SpareBank 1 SR-Bank ASA published this content on 01 April 2024 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 04 April 2024 11:48:01 UTC.