The Hanover Insurance Group, Inc.

THG

US4108671052

Property & Casualty Insurance

Market Closed - Nyse Other stock markets 04:00:01 2024-05-03 pm EDT			5-day change	1st Jan Change
133.6 ^USD	+2.27%		+3.13%	+10.06%

May. 03	Oppenheimer Adjusts The Hanover Insurance Group Price Target to $165 From $150, Maintains Outperform Rating	MT
May. 02	Transcript : The Hanover Insurance Group, Inc., Q1 2024 Earnings Call, May 02, 2024

Hanover Insurance : Annual Combined Statement

April 25, 2024 at 03:10 pm EDT

*00884202320100100*

PROPERTY AND CASUALTY COMPANIES - ASSOCIATION EDITION

COMBINED ANNUAL STATEMENT

FOR THE YEAR ENDED DECEMBER 31, 2023

OF THE CONDITION AND AFFAIRS OF THE

Hanover Insurance Company

and its affiliated property and casualty insurers

NAIC Group Code

0088

NAIC Company Code

00884

Mail Address

440 Lincoln Street

(Street and Number)

Worcester , MA 01653

508-853-7200

(City or Town, State, Country and Zip Code)

(Area Code) (Telephone Number)

Combined Statement Contact

Dennis M. Hazelwood

508-853-7200-8557928

dhazelwood@hanover.com

(Name)

(Area Code) (Telephone Number)

(E-mail Address)

NAMES OF COMPANIES INCLUDED IN THIS STATEMENT

Name of Company

NAIC Company Code

State of Domicile

The Hanover Insurance Company

22292

Massachusetts Bay Insurance Co.

22306

The Hanover American Ins. Co.

36064

The Hanover Casualty Co.

41602

Allmerica Financial Alliance Ins. Co.

10212

Allmerica Financial Benefit Ins. Co.

41840

Citizens Insurance Co. of Illinois

10714

Citizens Insurance Co. of America

31534

Citizens Insurance Co. of Ohio

10176

Citizens Insurance Co. of the Midwest

10395

Verlan Fire Insurance Co.

10815

The Hanover National Ins. Co.

13147

NOVA Casualty Company

42552

AIX Specialty Ins. Co.

12833

Campmed Casualty & Indemnity Co., Inc.

12260

a. Is this an original filing?	Yes [ X ] No [ ]
b. If no,
1.	State the amendment number
2.	Date filed
3.	Number of pages attached

NOTE: This annual statement contains combined data for the property and casualty insurance companies listed above, compiled in accordance with the NAIC instructions for the completion of annual statements.

COMBINED STATEMENT FOR THE YEAR 2023 OF THE HANOVER INSURANCE COMPANY

ASSETS

						Current Year		Prior Year
					1	2	3	4
							Net Admitted Assets	Net Admitted
					Assets	Nonadmitted Assets	(Cols. 1 - 2)	Assets
1.	Bonds (Schedule D)		8,259,976,172	0	8,259,976,172	7,961,514,791
2.	Stocks (Schedule D):
	2.1 Preferred stocks		11,444,560	0	11,444,560	11,244,560
	2.2 Common stocks		174,678,109	1,083,137	173,594,972	280,321,906
3.	Mortgage loans on real estate (Schedule B):
	3.1 First liens	..................................................................................................		175,160,669	0	175,160,669	182,595,147
	3.2 Other than first liens		0	0	0	0
4.	Real estate (Schedule A):
	4.1 Properties occupied by the company (less $	0
	encumbrances)		47,160,569	0	47,160,569	45,665,620
	4.2 Properties held for the production of income (less
	$	0 encumbrances)	.................................0	.................................0	.................................0	.................................0
	4.3 Properties held for sale (less $	0

	.......................................................................................encumbrances)		.................................0	.................................0	.................................0	.................................0
5.	Cash ($ ..............(109,339,680) , Schedule E - Part 1), cash equivalents
	($	144,551,734	, Schedule E - Part 2) and short-term
	investments ($ ................. 13,814,968 , Schedule DA)	49,027,022	0	49,027,022	76,165,472
6.	Contract loans (including $	.................................0	premium notes)	0	0	0	0
7.	Derivatives (Schedule DB)		0	0	0	0
8.	Other invested assets (Schedule BA)	626,754,433	91,319	626,663,114	604,964,322
9.	Receivable for securities		451,851	0	451,851	1,677,754
10.	Securities lending reinvested collateral assets (Schedule DL)	0	0	0	0
11.	Aggregate write-ins for invested assets	0	0	0	0
12.	Subtotals, cash and invested assets (Lines 1 to 11)	9,344,653,384	1,174,456	9,343,478,928	9,164,149,571
13.	Title plants less $ .................................0 charged off (for Title insurers
	only)			.................................0	.................................0	.................................0	.................................0
14.	.............................................................Investment income due and accrued	................. 57,051,722	.................................0	................. 57,051,722	................. 53,409,117
15.	Premiums and considerations:
	15.1 Uncollected premiums and agents' balances in the course of collection	216,278,654	19,109,661	197,168,993	173,886,084
	15.2 Deferred premiums, agents' balances and installments booked but
	deferred and not yet due (including $	0
	............................................................earned but unbilled premiums)	............ 1,498,307,346	.................................0	............ 1,498,307,346	............ 1,411,985,093
	15.3 Accrued retrospective premiums ($	0 ) and
	contracts subject to redetermination ($	0 )	.................................0	0	0	0
16.	Reinsurance:
	....................................................16.1 Amounts recoverable from reinsurers	................162,467,838	.................................0	................162,467,838	............... 111,541,218
	..........................16.2 Funds held by or deposited with reinsured companies	................... 4,998,710	.................................0	................... 4,998,710	...................4,512,290
	16.3 Other amounts receivable under reinsurance contracts	0	0	0	0
17.	Amounts receivable relating to uninsured plans	0	0	0	0
18.1	Current federal and foreign income tax recoverable and interest thereon ....	3,496	0	3,496	21,693,491
18.2	...................................................................................Net deferred tax asset		................228,322,177	................... 7,092,767	............... 221,229,410	............... 201,691,258
19.	......................................................Guaranty funds receivable or on deposit	................... 4,609,007	.................................0	................... 4,609,007	................... 2,546,607
20.	Electronic data processing equipment and software	126,999,481	121,874,514	5,124,967	7,008,864

21. Furniture and equipment, including health care delivery assets

	($	0 )	10,155,317	10,155,317	0	0
22.	.........Net adjustment in assets and liabilities due to foreign exchange rates	0	.................................0	.................................0	.................................0
23.	.....................................Receivables from parent, subsidiaries and affiliates	................126,144,139	.................................0	................126,144,139	................125,557,453
24.	Health care ($	0 ) and other amounts receivable	.................................0	.................................0	.................................0	.................................0
25.	Aggregate write-ins for other than invested assets	............... 244,450,519	................. 60,525,259	................183,925,260	................160,740,536
26.	Total assets excluding Separate Accounts, Segregated Accounts and
	Protected Cell Accounts (Lines 12 to 25)	.......... 12,024,441,790	................219,931,974	.......... 11,804,509,816	.......... 11,438,721,582
27.	From Separate Accounts, Segregated Accounts and Protected Cell
	Accounts	0	0	0	0
28.	Total (Lines 26 and 27)		12,024,441,790	219,931,974	11,804,509,816	11,438,721,582
	DETAILS OF WRITE-INS
1199.	Totals (Lines 1101 thru 1103 plus 1198)(Line 11 above)	0	0	0	0
2599.	Totals (Lines 2501 thru 2503 plus 2598)(Line 25 above)	244,450,519	60,525,259	183,925,260	160,740,536

COMBINED STATEMENT FOR THE YEAR 2023 OF THE HANOVER INSURANCE COMPANY

LIABILITIES, SURPLUS AND OTHER FUNDS

				1	2
				Current Year	Prior Year
1.	Losses (Part 2A, Line 35, Column 8)	........................................................................................................................................	............ 4,597,754,212	............ 4,427,481,378
2.	Reinsurance payable on paid losses and loss adjustment expenses (Schedule F, Part 1, Column 6)	................... 2,976,964	................... 2,003,825
3.	.........................................................................................................Loss adjustment expenses (Part 2A, Line 35, Column 9)	............ 1,054,493,827	................977,820,753
4.	.............................................................................Commissions payable, contingent commissions and other similar charges	................151,005,277	................179,652,082
5.	...............................................................................................................Other expenses (excluding taxes, licenses and fees)	................145,570,709	................145,186,253
6.	...................................................................................Taxes, licenses and fees (excluding federal and foreign income taxes)	................. 61,365,195	................. 57,226,302
7.1	.................................Current federal and foreign income taxes (including $	0 on realized capital gains (losses))	................. 32,857,156	................... 1,168,674
7.2	Net deferred tax liability		.......................340,636	...................... 180,269
8.	Borrowed money $	0 and interest thereon $	0	.................................0	.................................0

9. Unearned premiums (Part 1A, Line 38, Column 5) (after deducting unearned premiums for ceded reinsurance of

	$	91,232,453 and including warranty reserves of $	0 and accrued accident and
	.................................	0
	health experience rating refunds including $	for medical loss ratio rebate per the Public Health
	Service Act)				............ 2,933,340,136	............ 2,786,361,551
10.	.....................................................................................................................................................................Advance premium			................. 36,098,067	................. 34,114,154
11.	Dividends declared and unpaid:
	......................................................................................................................................................................11.1 Stockholders			.................................0	.................................0
	.....................................................................................................................................................................11.2 Policyholders			................... 5,322,000	...................4,824,000
12.	........................................................................................Ceded reinsurance premiums payable (net of ceding commissions)	................. 49,640,196	................. 59,600,378
13.	.............................................................Funds held by company under reinsurance treaties (Schedule F, Part 3, Column 20)	................... 2,790,158	................... 1,773,448
14.	Amounts withheld or retained by company for account of others	..............................................................................................	................... 3,330,711	................... 3,678,853
15.	Remittances and items not allocated			................. 50,478,945	................. 39,024,028
16.	Provision for reinsurance (including $	0	.........................certified) (Schedule F, Part 3, Column 78)	..........................1,000	.......................133,000
17.	...................................................................................Net adjustments in assets and liabilities due to foreign exchange rates	.................................0	.................................0
18.	.....................................................................................................................................................................Drafts outstanding			.................................0	.................................0
19.	............................................................................................................................Payable to parent, subsidiaries and affiliates		.................................0	.................................0
20.	Derivatives				.................................0	.................................0
21.	................................................................................................................................................................Payable for securities			................. 31,517,642	................. 30,703,413
22.	....................................................................................................................................................Payable for securities lending			.................................0	.................................0
23.	......................................................................................................................Liability for amounts held under uninsured plans		.................................0	.................................0
24.	Capital notes $	.................................	0 and interest thereon $	0	.................................0	.................................0
25.	Aggregate write-ins for liabilities			2,967,909	(2,564,974)
26.	Total liabilities excluding protected cell liabilities (Lines 1 through 25)	............ 9,161,850,740	............ 8,748,367,387
27.	Protected cell liabilities			0	0
28.	Total liabilities (Lines 26 and 27)			............ 9,161,850,740	............ 8,748,367,387
29.	............................................................................................................................Aggregate write-ins for special surplus funds		.................................0	.................................0
30.	...............................................................................................................................................................Common capital stock			...................6,500,000	...................6,500,000
31.	...............................................................................................................................................................Preferred capital stock			.................................0	.................................0
32.	Aggregate write-ins for other than special surplus funds		.................................0	.................................0
33.	Surplus notes				.................................0	.................................0
34.	.......................................................................................................................................Gross paid in and contributed surplus			................152,230,870	................150,230,870
35.	.......................................................................................................................................................Unassigned funds (surplus)			............ 2,483,928,206	............ 2,533,623,325

36. Less treasury stock, at cost:

	36.1	0	shares common (value included in Line 30	.................................$	0	)	.................................0	.................................0
	36.2	0	shares preferred (value included in Line 31	.................................$	0	)	.................................0	.................................0
37.	Surplus as regards policyholders (Lines 29 to 35, less 36) (Page 4, Line 39)		2,642,659,076	2,690,354,195
38.	TOTALS (Page 2, Line 28, Col. 3)				11,804,509,816	11,438,721,582
	DETAILS OF WRITE-INS
2599.	Totals (Lines 2501 thru 2503 plus 2598)(Line 25 above)				2,967,909	(2,564,974)
2999.	Totals (Lines 2901 thru 2903 plus 2998)(Line 29 above)				0	0
3299.	Totals (Lines 3201 thru 3203 plus 3298)(Line 32 above)				0	0

COMBINED STATEMENT FOR THE YEAR 2023 OF THE HANOVER INSURANCE COMPANY

STATEMENT OF INCOME

			1	2
			Current Year	Prior Year
	UNDERWRITING INCOME
1.	Premiums earned (Part 1, Line 35, Column 4)	5,663,609,585	5,248,855,331
	DEDUCTIONS:
2.	Losses incurred (Part 2, Line 35, Column 7)	............ 3,521,199,536	............ 3,042,641,147
3.	Loss adjustment expenses incurred (Part 3, Line 25, Column 1)	................614,661,737	................583,126,721
4.	Other underwriting expenses incurred (Part 3, Line 25, Column 2)
1,769,182,323	1,695,187,675
5.	Aggregate write-ins for underwriting deductions	.................................0	.................................0
6.	Total underwriting deductions (Lines 2 through 5)	5,905,043,596	5,320,955,543
7.	Net income of protected cells	0	0
8.	Net underwriting gain (loss) (Line 1 minus Line 6 plus Line 7)	..............(241,434,011)	................(72,100,212)
	INVESTMENT INCOME
9.	............................................................................Net investment income earned (Exhibit of Net Investment Income, Line 17)	................327,908,763	............... 290,462,848
10.	Net realized capital gains (losses) less capital gains tax of $	(1,167,478) (Exhibit of Capital
	Gains (Losses) )	(19,968,585)	52,375,221
11.	Net investment gain (loss) (Lines 9 + 10)	307,940,178	342,838,069
	OTHER INCOME

12. Net gain (loss) from agents' or premium balances charged off (amount recovered

	$	6,295,935 amount charged off $	20,614,231	)	................(14,318,296)	................(10,956,652)
13.	...........................................................................................................Finance and service charges not included in premiums		21,591,581	................. 18,509,227
14.	Aggregate write-ins for miscellaneous income		8,322,263	9,111,383
15.	..................................................................................................................................Total other income (Lines 12 through 14)		15,595,548	16,663,958
16.	Net income before dividends to policyholders, after capital gains tax and before all other federal and foreign income taxes
	(Lines 8 + 11 + 15)		82,101,715	287,401,815
17.	Dividends to policyholders		4,576,001	3,654,991
18.	Net income, after dividends to policyholders, after capital gains tax and before all other federal and foreign income taxes
	(Line 16 minus Line 17)		77,525,714	283,746,824
19.	Federal and foreign income taxes incurred		40,992,449	51,993,091
20.	.......................................................................................................................Net income (Line 18 minus Line 19)(to Line 22)		36,533,265	231,753,733
		CAPITAL AND SURPLUS ACCOUNT
21.	Surplus as regards policyholders, December 31 prior year (Page 4, Line 39, Column 2)	............ 2,690,354,195	............ 2,719,995,262
22.	Net income (from Line 20)		36,533,265	231,753,733
23.	........................................................................................................................Net transfers (to) from Protected Cell accounts		.................................0	.................................0
24.	Change in net unrealized capital gains or (losses) less capital gains tax of $	(2,132,564)	................. (3,659,459)	..............(181,919,653)
25.	.................................................................................................Change in net unrealized foreign exchange capital gain (loss)		.................................0	.................................0
26.	...........................................................................................................................................Change in net deferred income tax		................. 26,801,785	................. 15,311,399
27.	Change in nonadmitted assets (Exhibit of Nonadmitted Assets, Line 28, Col. 3)
.....................................................................	(18,886,045)	5,588,117
28.	................................................................Change in provision for reinsurance (Page 3, Line 16, Column 2 minus Column 1)	...................... 132,000	.....................(129,600)
29.	............................................................................................................................................................Change in surplus notes		.................................0	.................................1
30.	............................................................................................................Surplus (contributed to) withdrawn from protected cells		.................................0	.................................0
31.	Cumulative effect of changes in accounting principles		.................................0	.................................0
32.	Capital changes:
	32.1 Paid in			.................................0	.................................0
	........................................................................................................................32.2 Transferred from surplus (Stock Dividend)			.................................0	.................................0
	.......................................................................................................................................................32.3 Transferred to surplus		.................................0	.................................0
33.	Surplus adjustments:
	33.1 Paid in
			2,000,000	1,000,000
	.............................................................................................................................33.2 Transferred to capital (Stock Dividend)		.................................0	.................................0
	....................................................................................................................................................33.3 Transferred from capital		.................................0	.................................0
34.	.................................................................................................................................Net remittances from or (to) Home Office		.................................0	.................................0
35.	.........................................................................................................................................................Dividends to stockholders		..............(100,000,000)	..............(100,000,000)
36.	Change in treasury stock (Page 3, Lines 36.1 and 36.2, Column 2 minus Column 1)	.................................0	.................................0
37.	Aggregate write-ins for gains and losses in surplus		9,383,335	(1,245,064)
38.	.......................................................................Change in surplus as regards policyholders for the year (Lines 22 through 37)	(47,695,119)	(29,641,067)
39.	Surplus as regards policyholders, December 31 current year (Line 21 plus Line 38) (Page 3, Line 37)	2,642,659,076	2,690,354,195
	DETAILS OF WRITE-INS
0599.	Totals (Lines 0501 thru 0503 plus 0598)(Line 5 above)			0	0
1499.	Totals (Lines 1401 thru 1403 plus 1498)(Line 14 above)			8,322,263	9,111,383
3799.	Totals (Lines 3701 thru 3703 plus 3798)(Line 37 above)			9,383,335	(1,245,064)

COMBINED STATEMENT FOR THE YEAR 2023 OF THE HANOVER INSURANCE COMPANY

CASH FLOW

Cash from Operations

Current Year

Prior Year

1.	Premiums collected net of reinsurance	............ 5,709,317,414	............ 5,361,253,706
2.	Net investment income	................357,979,406	................329,355,389
3.	Miscellaneous income	10,729,576	9,694,661
4.	Total (Lines 1 through 3)	6,078,026,396	5,700,303,756
5.	Benefit and loss related payments	............ 3,401,212,996	............ 2,630,657,741
6.	.......................................................Net transfers to Separate Accounts, Segregated Accounts and Protected Cell Accounts	.................................0	.................................0
7.	Commissions, expenses paid and aggregate write-ins for deductions	............ 2,331,294,441	............ 2,205,050,617
8.	Dividends paid to policyholders	................... 4,078,001	................... 2,718,991
9.	Federal and foreign income taxes paid (recovered) net of $	(1,167,478) tax on capital gains (losses)	(13,553,503)	123,071,225
10.	Total (Lines 5 through 9)	5,723,031,935	4,961,498,574
11.	Net cash from operations (Line 4 minus Line 10)	354,994,461	738,805,182

Cash from Investments

12. Proceeds from investments sold, matured or repaid:

	12.1	Bonds	638,746,559	945,847,897
	12.2	Stocks	113,751,856	390,959,660
	12.3	Mortgage loans	8,478,352	5,386,063
	12.4	Real estate	0	0
	12.5	Other invested assets	31,768,983	92,420,964
	12.6	Net gains or (losses) on cash, cash equivalents and short-term investments	165	........................ (5,438)
	12.7	Miscellaneous proceeds	2,420,704	9,038,599
	12.8 Total investment proceeds (Lines 12.1 to 12.7)	................795,166,618	............ 1,443,647,745
13.	Cost of investments acquired (long-term only):
	13.1	Bonds	............ 1,047,130,259	............ 1,895,405,273
	13.2	Stocks	................. 36,396,876	................. 73,720,388
	13.3	Mortgage loans	................... 1,017,267	...................9,990,000
	13.4	Real estate	................... 5,919,603	................... 3,780,081
	13.5	Other invested assets	................. 63,104,274	................112,363,763
	13.6	Miscellaneous applications	480,572	10,611,228
	13.7	Total investments acquired (Lines 13.1 to 13.6)	1,154,048,851	2,105,870,733
14. Net increase/(decrease) in contract loans and premium notes	0	0
15.	Net cash from investments (Line 12.8 minus Line 13.7 minus Line 14)	(358,882,233)	(662,222,988)
		Cash from Financing and Miscellaneous Sources

16.	Cash provided (applied):
	16.1	Surplus notes, capital notes	.................................0	.................................0
	16.2 Capital and paid in surplus, less treasury stock	.................................0	.................................0
	.................................................................................................................................................................16.3 Borrowed funds	.................................0	.................................0
	..............................................................................16.4 Net deposits on deposit-type contracts and other insurance liabilities	.................................0	.................................0
	.................................................................................................................................................16.5 Dividends to stockholders	...................... 412,440	...................1,160,926
	...........................................................................................................................................16.6 Other cash provided (applied)	(17,615,476)	(20,489,162)
17.	Net cash from financing and miscellaneous sources (Lines 16.1 to 16.4 minus Line 16.5 plus Line 16.6)	(18,027,916)	(21,650,088)
		RECONCILIATION OF CASH, CASH EQUIVALENTS AND SHORT-TERM INVESTMENTS
........................................18. Net change in cash, cash equivalents and short-term investments (Line 11, plus Lines 15 and 17)	(21,915,688)	54,932,106
19.	Cash, cash equivalents and short-term investments:
	...............................................................................................................................................................19.1 Beginning of year	................. 70,942,710	................. 21,233,366
	19.2 End of period (Line 18 plus Line 19.1)	49,027,022	76,165,472
Note: Supplemental disclosures of cash flow information for non-cash transactions:
20.0001	.................................0	.................................0
20.0002.	.................................0	.................................0
20.0003.	.................................0	.................................0
20.0004.	.................................0	0
20.0005	.................................0	.................................0
20.0006.	.................................0	.................................0
20.0007.	.................................0	.................................0
20.0008.	.................................0	.................................0
20.0009.	.................................0	.................................0

COMBINED STATEMENT FOR THE YEAR 2023 OF THE HANOVER INSURANCE COMPANY

Note: Supplemental disclosures of cash flow information for non-cash transactions:

20.0010	.................................0	.................................0

5.1

COMBINED STATEMENT FOR THE YEAR 2023 OF THE HANOVER INSURANCE COMPANY

UNDERWRITING AND INVESTMENT EXHIBIT

PART 1 - PREMIUMS EARNED

	1	2	3	4
		Unearned Premiums	Unearned Premiums
	Net Premiums	Dec. 31 Prior Year -	Dec. 31 Current	Premiums Earned
	Written per	per Col. 3,	Year - per Col. 5	During Year
Line of Business	Column 6, Part 1B	Last Year's Part 1	Part 1A	(Cols. 1 + 2 - 3)

1.	Fire	108,236,630	73,285,535	89,740,018	91,782,147
2.1	Allied lines	................122,538,004	................. 68,755,365	................. 66,491,567	............... 124,801,802
2.2	Multiple peril crop	.................................0	.................................0	.................................0	.................................0
2.3	Federal flood	.................................0	.................................0	.................................0	.................................0
2.4	Private crop	.................................0	.................................0	.................................0	.................................0
2.5	Private flood	................... 1,755,885	...................... 807,111	...................... 789,222	................... 1,773,774
3.	Farmowners multiple peril	.................................0	.................................0	.................................0	.................................0
4.	Homeowners multiple peril	895,809,201	444,749,789	486,407,442	854,151,548
5.1	Commercial multiple peril (non-liability portion)	629,485,376	327,127,928	356,418,841	600,194,463
5.2	Commercial multiple peril (liability portion)	................577,005,550	................253,388,105	................261,610,799	................568,782,856
6.	Mortgage guaranty	.................................0	.................................0	.................................0	.................................0
8.	Ocean marine	................. 60,912,985	................. 25,619,132	................. 28,634,362	................. 57,897,755
9.	Inland marine	................331,644,091	................159,345,728	................162,772,739	................328,217,080
10.	Financial guaranty	.................................0	.................................0	.................................0	.................................0
11.1	Medical professional liability - occurrence	................... 4,373,889	...................1,984,596	................... 2,316,434	...................4,042,051
11.2	Medical professional liability - claims-made	................. 26,005,337	................. 12,305,340	................. 12,015,227	................. 26,295,450
12.	Earthquake	................. 13,274,176	................... 6,664,937	...................6,460,042	................. 13,479,071
13.1	Comprehensive (hospital and medical) individual	0	0	0	0
13.2	Comprehensive (hospital and medical) group	........................ 34,838	.................................0	.................................0	........................ 34,838
14.	Credit accident and health (group and individual)	.................................0	.................................0	.................................0	.................................0
15.1	Vision only	.................................0	.................................0	.................................0	.................................0
15.2	Dental only	.................................0	.................................0	.................................0	.................................0
15.3	Disability income	0	0	0	0
15.4	Medicare supplement	.................................0	.................................0	.................................0	.................................0
15.5	Medicaid Title XIX	.................................0	.................................0	.................................0	.................................0
15.6	Medicare Title XVIII	.................................0	.................................0	.................................0	.................................0
15.7	Long-term care	...................1,540,065	...................... 509,041	.......................381,775	................... 1,667,331
15.8	Federal employees health benefits plan	0	0	0	0
15.9	Other health	..........................4,348	.................................0	.................................0	..........................4,348
16.	Workers' compensation	................437,763,914	................177,156,415	................173,552,612	................441,367,717
17.1	Other liability - occurrence	................287,099,158	................153,609,001	............... 154,082,249	............... 286,625,910
17.2	Other liability - claims-made	................338,380,197	................159,703,129	................162,463,132	................335,620,194
17.3	Excess workers' compensation	0	0	0	0
18.1	Products liability - occurrence	................. 34,533,768	................. 13,749,449	................. 16,214,898	................. 32,068,319
18.2	Products liability - claims-made	................... 5,803,134	................... 3,618,586	................... 3,200,059	...................6,221,661
19.1	Private passenger auto no-fault (personal injury protection)	................152,613,225	................. 79,059,729	................. 73,190,652	................158,482,302
19.2	Other private passenger auto liability	................518,393,491	................252,418,027	................253,356,570	................517,454,948
19.3	Commercial auto no-fault (personal injury protection)	5,445,446	2,525,519	2,820,493	5,150,472
19.4	Other commercial auto liability	............... 296,200,466	................129,436,431	................132,598,276	................293,038,621
21.1	Private passenger auto physical damage	................733,237,241	................319,049,076	................359,219,139	................693,067,178
21.2	Commercial auto physical damage	................103,689,198	................. 44,328,304	................. 46,925,829	................101,091,673
22.	Aircraft (all perils)	.................................0	.................................0	.................................0	.................................0
23.	Fidelity	33,167,574	25,341,953	25,873,840	32,635,687
24.	Surety	................. 77,025,327	................. 43,271,313	................. 47,111,698	................. 73,184,942
26.	Burglary and theft	................. 11,534,060	................... 7,229,825	................... 7,327,884	................. 11,436,001
27.	Boiler and machinery	.................................0	........................ 73,147	........................ 65,401	.......................... 7,746
28.	Credit	.................................0	.................................0	.................................0	.................................0
29.	International	3,081,596	1,248,322	1,298,217	3,031,701
30.	Warranty	.................................0	.................................0	.................................0	.................................0
31.	Reinsurance - nonproportional assumed property	.................................0	............................. 718	............................. 718	.................................0
32.	Reinsurance - nonproportional assumed liability	.................................0	.................................0	.................................0	.................................0
33.	Reinsurance - nonproportional assumed financial lines	0	0	0	0
34.	Aggregate write-ins for other lines of business	0	0	0	0
35.	TOTALS	5,810,588,170	2,786,361,551	2,933,340,136	5,663,609,585
	DETAILS OF WRITE-INS
3499.	Totals (Lines 3401 thru 3403 plus 3498)(Line 34 above)	0	0	0	0

COMBINED STATEMENT FOR THE YEAR 2023 OF THE HANOVER INSURANCE COMPANY

UNDERWRITING AND INVESTMENT EXHIBIT

PART 1A - RECAPITULATION OF ALL PREMIUMS

	1	2	3	4	5
				Reserve for Rate
	Amount Unearned	Amount Unearned		Credits and
	(Running One Year	(Running More Than		Retrospective	Total Reserve for
	or Less from Date	One Year from	Earned But Unbilled	Adjustments Based	Unearned Premiums
Line of Business	of Policy) (a)	Date of Policy) (a)	Premium	on Experience	Cols. 1 + 2 + 3 + 4

1.	Fire	.................	89,740,018	0	0	0	89,740,018
2.1	Allied lines	.................	66,491,567		0		0		0		66,491,567

2.2	Multiple peril crop	.................................	0		0		0		0		0
2.3	Federal flood	.................................	0		0		0		0		0

2.4	Private crop	.................................	0			.................................0			.................................0			.................................0		.................................0

2.5	Private flood	......................	789,222
		.................................0		.................................0		.................................0		...................... 789,222
3.	Farmowners multiple peril	.................................	0		.................................0		.................................0		.................................0		.................................0

4.	Homeowners multiple peril	................	486,407,442
		0		0		0		486,407,442
5.1	Commercial multiple peril (non-liability portion)	................	356,418,841		0		0		0		356,418,841

5.2	Commercial multiple peril (liability portion)	................	261,468,473
		...................... 142,326		.................................0		.................................0		................261,610,799
6.	Mortgage guaranty	.................................	0
		.................................0		.................................0		.................................0		.................................0
8.	Ocean marine	.................	28,634,362		.................................0		.................................0		.................................0		................. 28,634,362

9.	Inland marine	................	141,436,603
		21,336,136		0		0		162,772,739
10.	Financial guaranty	.................................	0		0		0		0		0

11.1	Medical professional liability - occurrence	...................	2,316,434
		.................................0		.................................0		.................................0		................... 2,316,434
11.2	Medical professional liability - claims-made	.................	12,015,227
		.................................0		.................................0		.................................0		................. 12,015,227
12.	Earthquake	...................	6,460,042		.................................0		.................................0		.................................0		...................6,460,042

13.1	Comprehensive (hospital and medical) individual		.................................	0
		0		0		0		0
13.2	Comprehensive (hospital and medical) group	.................................	0		0		0		0		0

14.	Credit accident and health (group and individual)		.................................	0
		.................................0		.................................0		.................................0		.................................0
15.1	Vision only	.................................	0
		.................................0		.................................0		.................................0		.................................0
15.2	Dental only	.................................	0		.................................0		.................................0		.................................0		.................................0

15.3	Disability income	.................................	0
		0		0		0		0
15.4	Medicare supplement	.................................	0		0		0		0		0
15.5	Medicaid Title XIX	.................................	0
		.................................0		.................................0		.................................0		.................................0
15.6	Medicare Title XVIII	.................................	0
		.................................0		.................................0		.................................0		.................................0
15.7	Long-term care	.......................	381,775		.................................0		.................................0		.................................0		.......................381,775

15.8	Federal employees health benefits plan	.................................	0
		0		0		0		0
15.9	Other health	.................................	0		0		0		0		0

16.	Workers' compensation	................	173,545,032
		..........................7,580		.................................0		.................................0		................173,552,612
17.1	Other liability - occurrence	................	154,051,572
		........................ 30,677		.................................0		.................................0		............... 154,082,249
17.2	Other liability - claims-made	................	162,463,132		.................................0		.................................0		.................................0		................162,463,132

17.3	Excess workers' compensation	.................................	0
		0		0		0		0
18.1	Products liability - occurrence	.................	16,214,898		0		0		0		16,214,898

18.2	Products liability - claims-made	...................	3,200,059
		.................................0		.................................0		.................................0		................... 3,200,059
19.1	Private passenger auto no-fault (personal injury
	protection)	.................	73,190,652		.................................0		.................................0		.................................0		................. 73,190,652
19.2	Other private passenger auto liability	................	253,356,570		.................................0		.................................0		.................................0		................253,356,570

19.3	Commercial auto no-fault (personal injury
	protection)	...................	2,819,972		521		0		0		2,820,493
19.4	Other commercial auto liability	................	132,583,050		15,226		0		0		132,598,276

21.1	Private passenger auto physical damage	................	359,219,139
		.................................0		.................................0		.................................0		................359,219,139
21.2	Commercial auto physical damage	.................	46,922,141		3,688		0		0		46,925,829
22.	Aircraft (all perils)	.................................	0		0		0		0		0

23.	Fidelity	.................	25,191,027
		...................... 682,813		.................................0		.................................0		................. 25,873,840
24.	Surety	.................	47,003,070
		...................... 108,628		.................................0		.................................0		................. 47,111,698
26.	Burglary and theft	...................	7,322,646		..........................5,238		.................................0		.................................0		................... 7,327,884

27.	Boiler and machinery	........................	65,401		0		0		0		65,401
28.	Credit	.................................	0		0		0		0		0

29.	International	...................	1,298,217
		.................................0		.................................0		.................................0		................... 1,298,217
30.	Warranty	.................................	0
		.................................0		.................................0		.................................0		.................................0
31.	Reinsurance - nonproportional assumed property		.............................	718		.................................0		.................................0		.................................0		............................. 718

32.	Reinsurance - nonproportional assumed liability	.................................	0		0		0		0		0
33.	Reinsurance - nonproportional assumed financial
	lines	.................................	0		0		0		0		0
34.	Aggregate write-ins for other lines of business		0		0		0		0		0
35.	TOTALS			2,911,007,303		22,332,833		0		0		2,933,340,136
36.	Accrued retrospective premiums based on experience											0
37.	Earned but unbilled premiums												.................................0
38.	Balance (Sum of Line 35 through 37)													2,933,340,136
	DETAILS OF WRITE-INS
3499.	Totals (Lines 3401 thru 3403 plus 3498)(Line 34
	above)			0		0		0		0		0
(a) State here basis of computation used in each case	Data furnished by ceding organizations for unaffiliated assumed business. All other on daily pro-rata basis. ..

COMBINED STATEMENT FOR THE YEAR 2023 OF THE HANOVER INSURANCE COMPANY

UNDERWRITING AND INVESTMENT EXHIBIT

PART 1B - PREMIUMS WRITTEN

		1	Reinsurance Assumed	Reinsurance Ceded	6
			2	3	4	5	Net Premiums
							Written
	Line of Business	Direct Business (a)	From Affiliates	From Non-Affiliates	To Affiliates	To Non-Affiliates	Cols. 1+2+3-4-5
1.	Fire	............155,265,650	..............33,316,463	.................... 64,519	............................. 0	............. 80,410,002	108,236,630
2.1	Allied lines	............133,562,928	12,980,631	.....................23,973	............................. 0	............. 24,029,528	122,538,004
2.2	Multiple peril crop	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0
2.3	Federal flood	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0
2.4	Private crop	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0
2.5	Private flood	............... 1,781,865	.....................83,316	............................. 0	............................. 0	...................109,296	............... 1,755,885
3.	Farmowners multiple peril	............................. 0	0	............................. 0	............................. 0	............................. 0	0
4.	Homeowners multiple peril	............944,623,290	0	................. (680,878)	............................. 0	..............48,133,211	895,809,201
5.1	Commercial multiple peril (non-liability
	portion)	............803,297,589	3,088,336	............................. 0	............................. 0	............176,900,549	629,485,376
5.2	Commercial multiple peril (liability portion)	............589,960,578	2,477,445	............................. 0	............................. 0	..............15,432,473	577,005,550
6.	Mortgage guaranty	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0
8.	Ocean marine	..............63,958,608	............................. 0	............................. 0	............................. 0	............... 3,045,623	............. 60,912,985
9.	Inland marine	............392,048,216	.................... 19,502	............................. 0	............................. 0	..............60,423,627	............331,644,091
10.	Financial guaranty	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0
11.1	Medical professional liability - occurrence .	............... 2,306,608	2,220,964	............................. 0	............................. 0	...................153,683	............... 4,373,889
11.2	Medical professional liability - claims-
	made	..............11,036,517	16,261,577	............................. 0	............................. 0	............... 1,292,757	26,005,337
12.	Earthquake	..............13,760,128	105,251	............................. 0	............................. 0	...................591,203	13,274,176
13.1	Comprehensive (hospital and medical)
	individual	............................. 0	0	............................. 0	............................. 0	............................. 0	0
13.2	Comprehensive (hospital and medical)
	group	............................. 0	0	.....................34,838	............................. 0	............................. 0	34,838
14.	Credit accident and health (group and
	individual)	............................. 0	0	............................. 0	............................. 0	............................. 0	0
15.1	Vision only	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0
15.2	Dental only	............................. 0	0	............................. 0	............................. 0	............................. 0	0
15.3	Disability income	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0
15.4	Medicare supplement	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0
15.5	Medicaid Title XIX	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0
15.6	Medicare Title XVIII	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0
15.7	Long-term care	............................. 0	0	............... 1,540,065	............................. 0	............................. 0	1,540,065
15.8	Federal employees health benefits plan ...	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0
15.9	Other health	............................. 0	............................. 0	...................... 4,348	............................. 0	............................. 0	...................... 4,348
16.	Workers' compensation	............442,920,913	............................. 0	............. 12,269,469	............................. 0	..............17,426,468	............437,763,914
17.1	Other liability - occurrence	............ 367,049,777	..............17,221,356	............................. 0	............................. 0	..............97,171,975	............287,099,158
17.2	Other liability - claims-made	............ 337,007,697	27,665,443	............................. 0	............................. 0	..............26,292,943	338,380,197
17.3	Excess workers' compensation	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0
18.1	Products liability - occurrence	..............28,448,575	............... 7,289,419	............................. 0	............................. 0	............... 1,204,226	..............34,533,768
18.2	Products liability - claims-made	............... 7,140,524	0	............................. 0	............................. 0	............... 1,337,390	5,803,134
19.1	Private passenger auto no-fault (personal
	injury protection)	............189,025,636	0	............................. 0	............................. 0	..............36,412,411	152,613,225
19.2	Other private passenger auto liability	............518,962,942	............................. 0	...................(40,530)	............................. 0	...................528,921	............518,393,491
19.3	Commercial auto no-fault (personal injury
	protection)	............... 6,548,006	0	...................108,687	............................. 0	............... 1,211,247	............... 5,445,446
19.4	Other commercial auto liability	............291,716,243	.....................73,198	............... 5,611,719	............................. 0	............... 1,200,694	............296,200,466
21.1	Private passenger auto physical damage .	............735,160,566	............................. 0	..........................235	............................. 0	............... 1,923,560	............ 733,237,241
21.2	Commercial auto physical damage	............102,400,082	............................. 0	............... 1,897,439	............................. 0	...................608,323	............103,689,198
22.	Aircraft (all perils)	............................. 0	0	............................. 0	............................. 0	............................. 0	............................. 0
23.	Fidelity	..............33,608,563	............................. 0	............................. 0	............................. 0	...................440,989	..............33,167,574
24.	Surety	..............84,079,857	............................. 0	.................... 11,631	............................. 0	............... 7,066,161	..............77,025,327
26.	Burglary and theft	..............12,480,947	.................... 66,581	..........................211	............................. 0	............... 1,013,679	..............11,534,060
27.	Boiler and machinery	..............16,368,826	1,873,321	............................. 0	............................. 0	..............18,242,147	0
28.	Credit	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0	............................. 0
29.	International	............... 1,524,579	............... 1,756,885	............................. 0	............................. 0	...................199,868	............... 3,081,596
30.	Warranty	0	0	0	0	0	0

31. Reinsurance - nonproportional assumed

	property	XXX	0	0	0	0	0
32.	Reinsurance - nonproportional assumed
	liability	XXX	0	0	0	0	0
33.	Reinsurance - nonproportional assumed
	financial lines	XXX	0	0	0	0	0

34. Aggregate write-ins for other lines of


	business	0	0	0	0	0	0
35.	TOTALS	6,286,045,710	126,499,688	20,845,726	0	622,802,954	5,810,588,170
	DETAILS OF WRITE-INS
3499.	Totals (Lines 3401 thru 3403 plus
	3498)(Line 34 above)	0	0	0	0	0	0
(a) Does the company's direct premiums written include premiums recorded on an installment basis?	Yes [ ] No [ X ]
If yes: 1.	The amount of such installment premiums $	0
	2.	Amount at which such installment premiums would have been reported had they been reported on an annualized basis	$	.............................	0

COMBINED STATEMENT FOR THE YEAR 2023 OF THE HANOVER INSURANCE COMPANY

UNDERWRITING AND INVESTMENT EXHIBIT

PART 2 - LOSSES PAID AND INCURRED

			Losses Paid Less Salvage		5	6	7	8
		1	2	3	4				Percentage of
									Losses Incurred
						Net Losses Unpaid		Losses Incurred	(Col. 7, Part 2) to
			Reinsurance	Reinsurance	Net Payments	Current Year	Net Losses Unpaid	Current Year	Premiums Earned
	Line of Business	Direct Business	Assumed	Recovered	(Cols. 1 + 2 -3 )	(Part 2A , Col. 8)	Prior Year	(Cols. 4 + 5 - 6)	(Col. 4, Part 1)
1.	Fire	..................... 62,528,503	18,717,755	34,453,693	46,792,566	22,458,953	16,811,344	52,440,175	57.1
2.1	Allied lines	..................... 59,780,122	.......................2,502,945	.......................9,925,661	..................... 52,357,406	..................... 26,889,600	..................... 39,560,499	..................... 39,686,507	............................. 31.8
2.2	Multiple peril crop	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	...............................0.0
2.3	Federal flood	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	...............................0.0
2.4	Private crop	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	...............................0.0
2.5	Private flood	...........................51,240	0	36,500	14,740	......................... 328,335	366,079	(23,004)	(1.3)
3.	Farmowners multiple peril	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	...............................0.0
4.	Homeowners multiple peril	....................784,716,935	..................... 26,940,127	.......................2,752,745	....................808,904,317	....................356,361,163	....................294,090,721	....................871,174,759	............................ 102.0
5.1	Commercial multiple peril (non-liability portion)	....................525,849,745	......................... 413,330	..................... 49,199,797	....................477,063,279	....................287,504,306	....................365,634,554	....................398,933,030	............................. 66.5
5.2	Commercial multiple peril (liability portion)	....................208,290,968	................................ (1)	.......................9,774,322	....................198,516,645	....................947,308,887	....................900,491,946	....................245,333,586	............................. 43.1
6.	Mortgage guaranty	..................................0	0	0	0	..................................0	0	0	0.0
8.	Ocean marine	..................... 26,715,421	..................................0	...........................40,835	..................... 26,674,586	..................... 32,242,690	..................... 38,680,323	..................... 20,236,953	............................. 35.0
9.	Inland marine	....................166,461,307	............................ 1,896	..................... 18,969,366	....................147,493,837	..................... 59,945,224	..................... 57,277,347	....................150,161,714	............................. 45.8
10.	Financial guaranty	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	...............................0.0
11.1	Medical professional liability - occurrence	.......................1,731,750	..................................0	..................................0	.......................1,731,750	.......................5,621,482	.......................6,721,107	......................... 632,125	............................. 15.6
11.2	Medical professional liability - claims-made	.......................2,686,352	178,408	0	2,864,760	..................... 18,436,813	15,022,620	6,278,953	23.9
12.	Earthquake	..................................0	..................................0	..................................0	..................................0	......................... 820,651	......................... 731,570	...........................89,081	...............................0.7
13.1	Comprehensive (hospital and medical) individual	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	...............................0.0
13.2	Comprehensive (hospital and medical) group	..................................0	......................... 223,156	..................................0	......................... 223,156	.......................4,204,794	.......................4,204,794	......................... 223,156	............................ 640.6
14.	Credit accident and health (group and individual)	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	...............................0.0
15.1	Vision only	..................................0	0	0	0	..................................0	0	0	0.0
15.2	Dental only	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	...............................0.0
15.3	Disability income	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	...............................0.0
15.4	Medicare supplement	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	...............................0.0
15.5	Medicaid Title XIX	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	...............................0.0
15.6	Medicare Title XVIII	..................................0	0	0	0	..................................0	0	0	0.0
15.7	Long-term care	..................................0	.......................5,769,157	..................................0	.......................5,769,157	..................... 90,149,320	..................... 90,545,413	.......................5,373,064	............................ 322.3
15.8	Federal employees health benefits plan	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	...............................0.0
15.9	Other health	..................................0	......................... 281,548	..................................0	......................... 281,548	..................... 22,489,983	..................... 22,177,798	......................... 593,733	........................13,655.3
16.	Workers' compensation	....................168,984,267	.......................8,407,090	..................... 14,368,488	....................163,022,868	....................564,644,231	....................567,682,527	....................159,984,572	............................. 36.2
17.1	Other liability - occurrence	....................183,399,895	943,621	74,038,833	110,304,683	....................573,881,433	489,767,911	194,418,205	67.8
17.2	Other liability - claims-made	....................106,933,069	.......................2,080,907	..................... 14,818,685	..................... 94,195,291	....................250,038,561	....................234,228,514	....................110,005,338	............................. 32.8
17.3	Excess workers' compensation	...........................73,050	..................................0	...........................43,190	...........................29,861	.......................2,823,898	.......................3,653,684	........................(799,926)	...............................0.0
18.1	Products liability - occurrence	.......................5,363,011	............................ 5,000	...........................52,713	.......................5,315,298	..................... 41,860,920	..................... 38,042,383	.......................9,133,835	............................. 28.5
18.2	Products liability - claims-made	...........................15,153	..................................0	..................................0	...........................15,153	.......................3,195,330	.......................2,107,019	.......................1,103,464	............................. 17.7
19.1	Private passenger auto no-fault (personal injury protection)	....................157,339,347	225,361	69,118,276	88,446,432	....................110,613,814	126,866,504	72,193,742	45.6
19.2	Other private passenger auto liability	....................340,612,924	......................... (11,042)	.......................1,572,774	....................339,029,108	....................577,838,236	....................514,479,621	....................402,387,723	............................. 77.8
19.3	Commercial auto no-fault (personal injury protection)	.......................2,497,571	......................... 238,238	......................... 893,226	.......................1,842,583	.......................6,534,267	.......................7,225,004	.......................1,151,846	............................. 22.4
19.4	Other commercial auto liability	....................158,679,569	.......................6,033,590	.......................3,242,311	....................161,470,848	....................457,605,585	....................442,213,086	....................176,863,347	............................. 60.4
21.1	Private passenger auto physical damage	....................519,476,158	......................... 132,552	............................. (999)	....................519,609,709	..................... 55,116,816	..................... 62,436,334	....................512,290,191	............................. 73.9
21.2	Commercial auto physical damage	..................... 67,369,127	1,361,803	184,661	68,546,269	..................... 11,447,742	9,829,709	70,164,303	69.4
22.	Aircraft (all perils)	..................................0	...........................24,107	..................................0	...........................24,107	.......................1,305,615	.......................1,319,544	...........................10,178	...............................0.0
23.	Fidelity	.......................9,417,218	..................................0	..................................0	.......................9,417,218	..................... 13,069,030	..................... 16,961,518	.......................5,524,730	............................. 16.9
24.	Surety	..................... 41,196,446	..................................0	..................... 23,710,687	..................... 17,485,759	..................... 37,905,707	..................... 46,544,091	.......................8,847,375	............................. 12.1
26.	Burglary and theft	.......................3,323,183	..................................0	...........................(1,248)	.......................3,324,431	..................... 11,864,743	.......................9,578,360	.......................5,610,814	............................. 49.1
27.	Boiler and machinery	.......................1,748,233	553,226	2,301,457	2	......................... 117,517	117,516	3	0.0
28.	Credit	..................................0	..................................0	..................................0	..................................0	...............................334	...............................465	............................. (131)	...............................0.0
29.	International	...........................66,035	...........................91,191	..................................0	......................... 157,226	.......................2,844,208	.......................1,825,339	.......................1,176,095	............................. 38.8
30.	Warranty	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	...............................0.0
31.	Reinsurance - nonproportional assumed property	...............XXX	............................ 2,110	..................................0	............................ 2,110	......................... 284,025	......................... 286,134	..................................1	...............................0.0
32.	Reinsurance - nonproportional assumed liability	...............XXX	..................................0	..................................0	..................................0	..................................0	..................................0	..................................0	...............................0.0
33.	Reinsurance - nonproportional assumed financial lines	...............XXX	0	0	0	0	0	0	0.0
34.	Aggregate write-ins for other lines of business	0	0	0	0	0	0	0	0.0
35.	TOTALS	3,605,306,599	75,116,075	329,495,972	3,350,926,702	4,597,754,212	4,427,481,378	3,521,199,536	62.2
	DETAILS OF WRITE-INS
3499.	Totals (Lines 3401 thru 3403 plus 3498)(Line 34 above)	0	0	0	0	0	0	0	0.0

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The Hanover Insurance Group Inc. published this content on 25 April 2024 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 25 April 2024 19:09:05 UTC.

Latest news about The Hanover Insurance Group, Inc.

Oppenheimer Adjusts The Hanover Insurance Group Price Target to $165 From $150, Maintains Outperform Rating	May. 03	MT
Transcript : The Hanover Insurance Group, Inc., Q1 2024 Earnings Call, May 02, 2024	May. 02
Earnings Flash (THG) THE HANOVER INSURANCE GROUP Posts Q1 Revenue $1.55B, vs. Street Est of $1.48B	May. 01	MT
The Hanover Insurance Group, Inc. Reports Earnings Results for the First Quarter Ended March 31, 2024	May. 01	CI
The Hanover Insurance Group, Inc. Declares Quarterly Dividend, Payable on March 29, 2024	Feb. 26	CI
Transcript : The Hanover Insurance Group, Inc. Presents at Bank of America Securities Financial Services Conference 2024, Feb-21-2024 10:30 AM	Feb. 21
Piper Sandler Adjusts Price Target on Hanover Insurance to $147 From $143, Maintains Overweight Rating	Feb. 12	MT
Keefe Bruyette & Woods Adjusts Price Target on Hanover Insurance to $137 From $124, Maintains Market Perform Rating	Feb. 06	MT
Oppenheimer Adjusts Hanover Insurance Group Price Target to $150 From $135, Maintains Outperform Rating	Feb. 02	MT
Transcript : The Hanover Insurance Group, Inc., Q4 2023 Earnings Call, Feb 01, 2024	Feb. 01
Tranche Update on The Hanover Insurance Group, Inc.'s Equity Buyback Plan announced on December 30, 2018.	Jan. 31	CI
The Hanover Insurance Group, Inc. Reports Earnings Results for the Fourth Quarter and Full Year Ended December 31, 2023	Jan. 31	CI
Hanover Insurance Group Swings to Q4 Operating Income; Revenue Rises	Jan. 31	MT
Earnings Flash (THG) THE HANOVER INSURANCE GROUP Posts Q4 Revenue $1.53B, vs. Street Est of $1.419B	Jan. 31	MT
The Hanover Insurance Group, Inc. Appoints Mina S. Rona as President of Technology and Life Sciences	Jan. 04	CI
Hanover Insurance Group Raises Quarterly Dividend to $0.85 a Share, Payable Dec. 29 to Shareholders of Record Dec. 15	Dec. 04	MT
The Hanover Insurance Group, Inc. Approves Quarterly Dividend, Payable on December 29, 2023	Dec. 04	CI
The Hanover Insurance Group, Inc. Appoints Stephen P. Marohn as President of Specialty Property and Casualty	Nov. 20	CI
Oppenheimer Adjusts Price Target on Hanover Insurance to $135 From $60, Maintains Outperform Rating	Nov. 16	MT
Transcript : The Hanover Insurance Group, Inc., Q3 2023 Earnings Call, Nov 02, 2023	Nov. 02
Tranche Update on The Hanover Insurance Group, Inc.'s Equity Buyback Plan announced on December 30, 2018.	Nov. 01	CI
Earnings Flash (THG) THE HANOVER INSURANCE GROUP Reports Q3 Revenue $1.52B, vs. Street Est of $1.41B	Nov. 01	MT
The Hanover Insurance Group, Inc. Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2023	Nov. 01	CI
Earnings Flash (THG) THE HANOVER INSURANCE GROUP Reports Q3 EPS $0.19	23-10-18	MT
JMP Securities Adjusts Price Target on Hanover Insurance to $150 From $160, Maintains Market Outperform Rating	23-10-13	MT

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Company Profile

The Hanover Insurance Group, Inc. is the holding company, which is engaged in the business of property and casualty insurance products and services. The Company operates through three segments: Core Commercial, Specialty, Personal Lines and Other. Core Commercial product suite provides agents and customers with products designed for small and mid-sized businesses. Core Commercial segment coverages include commercial multiple peril, workersâ compensation, and other core commercial. Specialty segment offers a comprehensive suite of products focused predominately on small to mid-sized businesses. This includes various specialized products that are organized into four distinct divisions: Professional and Executive Lines, Specialty Property & Casualty, Marine, and Surety and Other. Personal Lines segment coverages include Personal automobile, and Homeowners and other personal lines. The Other segment primarily includes Opus, which provides investment advisory services to affiliates.

Sector

Property & Casualty Insurance

Calendar

2024-05-14 - Annual General Meeting

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Ratings for The Hanover Insurance Group, Inc.

Trading Rating

Investor Rating

ESG Refinitiv

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Sell

Buy

Mean consensus

OUTPERFORM

Number of Analysts

Last Close Price

133.6 USD

Average target price

151.6 USD

Spread / Average Target

+13.42%

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US4108671052

Property & Casualty Insurance

Hanover Insurance : Annual Combined Statement

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