Financials The Pakistan General Insurance Company Limited

Equities

PKGI

PK0071901018

Property & Casualty Insurance

End-of-day quote Pakistan S.E. 06:00:00 2024-05-02 pm EDT 5-day change 1st Jan Change
6.69 PKR +15.34% Intraday chart for The Pakistan General Insurance Company Limited +16.35% +11.69%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022
Capitalization 1 149.9 116 143.8 162.9 299.3
Enterprise Value (EV) 1 145.4 112 143.3 162.4 298.9
P/E ratio -1.23 x -5.94 x -3.44 x 12.4 x -10.4 x
Yield - - - - -
Capitalization / Revenue 30.2 x -8.78 x 19.8 x 29 x 52.2 x
EV / Revenue 29.3 x -8.47 x 19.7 x 28.9 x 52.2 x
EV / EBITDA -1.28 x -2.91 x -5.45 x -4.1 x -12 x
EV / FCF 3.3 x -2.73 x -70.4 x -5.65 x 134 x
FCF Yield 30.3% -36.6% -1.42% -17.7% 0.75%
Price to Book 0.3 x 0.24 x 0.33 x 0.35 x 0.68 x
Nbr of stocks (in thousands) 46,401 46,401 46,401 46,401 46,401
Reference price 2 3.230 2.500 3.100 3.510 6.450
Announcement Date 5/7/20 5/7/20 3/31/21 4/7/22 4/6/23
1PKR in Million2PKR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022
Net sales 1 4.959 -13.21 7.265 5.62 5.729
EBITDA 1 -113.6 -38.43 -26.3 -39.61 -24.99
EBIT 1 -137.3 -61.87 -47.15 -57.96 -31.56
Operating Margin -2,769.34% 468.3% -648.94% -1,031.32% -550.92%
Earnings before Tax (EBT) 1 -128.6 -46.91 -41.79 5.017 -29.7
Net income 1 -121.4 -19.53 -41.79 13.09 -28.79
Net margin -2,447.41% 147.83% -575.2% 232.87% -502.53%
EPS 2 -2.616 -0.4209 -0.9006 0.2820 -0.6205
Free Cash Flow 1 44.03 -41.03 -2.034 -28.74 2.231
FCF margin 887.9% 310.54% -27.99% -511.34% 38.95%
FCF Conversion (EBITDA) - - - - -
FCF Conversion (Net income) - - - - -
Dividend per Share - - - - -
Announcement Date 5/7/20 5/7/20 3/31/21 4/7/22 4/6/23
1PKR in Million2PKR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022
Net Debt 1 - - - - -
Net Cash position 1 4.5 4.04 0.57 0.44 0.43
Leverage (Debt/EBITDA) - - - - -
Free Cash Flow 1 44 -41 -2.03 -28.7 2.23
ROE (net income / shareholders' equity) -21.8% -4.01% -9.17% 2.89% -6.31%
ROA (Net income/ Total Assets) -11% -6.52% -5.58% -7.13% -4%
Assets 1 1,100 299.6 749.5 -183.4 719.8
Book Value Per Share 2 10.70 10.30 9.370 10.10 9.540
Cash Flow per Share 2 0.1000 0.0900 0.0100 0.0100 0.0100
Capex 1 1.12 13.6 6.05 4.01 0.23
Capex / Sales 22.48% -102.58% 83.21% 71.3% 3.93%
Announcement Date 5/7/20 5/7/20 3/31/21 4/7/22 4/6/23
1PKR in Million2PKR
Estimates
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