Financials Town Center Bank

Equities

TCNB

US8921051079

Banks

Delayed OTC Markets 03:48:30 2024-05-17 pm EDT 5-day change 1st Jan Change
5.71 USD -6.85% Intraday chart for Town Center Bank -6.85% +20.21%

Valuation

Fiscal Period: December 2016 2017 2018 2019 2020 2021
Capitalization 1 7.234 8.168 7.701 7.888 7.043 8.984
Enterprise Value (EV) 1 0.9463 6.135 5.008 7.973 12.51 -11.62
P/E ratio 10.4 x 54.1 x 4.46 x 3.52 x 9.67 x 5.59 x
Yield - - - - - -
Capitalization / Revenue 1.77 x 2.15 x 1.89 x 1.92 x 1.43 x 1.38 x
EV / Revenue 0.23 x 1.61 x 1.23 x 1.94 x 2.54 x -1.78 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.74 x 0.84 x 0.68 x 0.55 x 0.46 x 0.55 x
Nbr of stocks (in thousands) 2,334 2,334 2,334 2,334 2,334 2,334
Reference price 2 3.100 3.500 3.300 3.380 3.018 3.850
Announcement Date 2/17/17 3/29/18 4/30/19 4/23/20 5/8/21 5/13/22
1USD in Million2
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2016 2017 2018 2019 2020 2021
Net sales 1 4.093 3.804 4.08 4.102 4.917 6.518
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 0.697 0.151 0.454 0.359 1.056 2.247
Net income 1 0.697 0.151 1.726 2.241 0.728 1.608
Net margin 17.03% 3.97% 42.3% 54.63% 14.81% 24.67%
EPS 2 0.2987 0.0647 0.7396 0.9603 0.3120 0.6890
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 2/17/17 3/29/18 4/30/19 4/23/20 5/8/21 5/13/22
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2016 2017 2018 2019 2020 2021
Net Debt 1 - - - 0.09 5.47 -
Net Cash position 1 6.29 2.03 2.69 - - 20.6
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 7.32% 1.55% 16.3% 17.5% 4.95% 10.1%
ROA (Net income/ Total Assets) 0.7% 0.16% 1.71% 2.13% 0.55% 1.05%
Assets 1 99.23 96.42 101.2 105.3 131.4 152.7
Book Value Per Share 2 4.170 4.190 4.880 6.090 6.520 7.060
Cash Flow per Share 2 2.690 2.160 2.440 2.110 12.10 11.60
Capex 1 0.11 0.09 0.03 0.12 0.02 0.02
Capex / Sales 2.64% 2.23% 0.78% 2.88% 0.33% 0.37%
Announcement Date 2/17/17 3/29/18 4/30/19 4/23/20 5/8/21 5/13/22
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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