Easy Repay Finance & Investment Limited provided group earnings guidance for the nine months ended 31 December 2018. The board of directors of the company informed the shareholders of the company and the potential investors that the group is expected to record a loss for the nine months ended 31 December 2018 as compared to the corresponding period in 2017. Such results are mainly due to the increase of approximately HKD 17 million in the administrative expenses and a decrease of approximately 16% in revenue from the money lending business. Those results are affected by the market competition in the wholesale and retail business and economic conditions in money lending business.