ZHEJIANG SHAOXING RUIFENG RURAL COMMERCIAL BANK CO.,LTD Financials Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co.,Ltd
Equities
601528
CNE1000050Z2
Banks
|
End-of-day quote
Other stock markets
|
5-day change | 1st Jan Change | ||
| 5.08 CNY | +2.21% |
|
-1.55% | +2.63% |
Valuation
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Capitalization 1 | 17,026 | 9,524 | 9,713 | 9,968 | - | - |
| Enterprise Value (EV) 1 | 17,026 | 9,524 | 9,713 | 9,968 | 9,968 | 9,968 |
| P/E ratio | 12.7 x | 6.19 x | 5.63 x | 5.09 x | 4.48 x | 3.93 x |
| Yield | 1.6% | - | 3.64% | 4.04% | 4.72% | 5.51% |
| Capitalization / Revenue | 5.14 x | 2.7 x | 2.55 x | 2.44 x | 2.21 x | 2 x |
| EV / Revenue | 5.14 x | 2.7 x | 2.55 x | 2.44 x | 2.21 x | 2 x |
| EV / EBITDA | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - |
| Price to Book | 1.25 x | 0.64 x | 0.58 x | 0.54 x | 0.49 x | 0.44 x |
| Nbr of stocks (in thousands) | 1,962,161 | 1,962,161 | 1,962,161 | 1,962,161 | - | - |
| Reference price 2 | 8.677 | 4.854 | 4.950 | 5.080 | 5.080 | 5.080 |
| Announcement Date | 3/30/22 | 1/17/23 | 3/27/24 | - | - | - |
1CNY in Million2CNY
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|
| Net sales 1 | 3,009 | 3,310 | 3,525 | 3,804 | 4,087 | 4,501 | 4,976 |
| EBITDA | - | - | - | - | - | - | - |
| EBIT 1 | - | 1,366 | - | 1,600 | 2,374 | 2,646 | 2,927 |
| Operating Margin | - | 41.25% | - | 42.07% | 58.07% | 58.78% | 58.83% |
| Earnings before Tax (EBT) 1 | - | 1,370 | 1,586 | 1,791 | 2,027 | 2,305 | 2,602 |
| Net income 1 | - | 1,271 | 1,538 | 1,727 | 1,945 | 2,198 | 2,534 |
| Net margin | - | 38.4% | 43.63% | 45.41% | 47.58% | 48.84% | 50.94% |
| EPS 2 | 0.6231 | 0.6846 | 0.7846 | 0.8800 | 0.9975 | 1.135 | 1.292 |
| Free Cash Flow | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - |
| Dividend per Share 2 | - | 0.1385 | - | 0.1800 | 0.2050 | 0.2400 | 0.2800 |
| Announcement Date | 4/30/21 | 3/30/22 | 1/17/23 | 3/27/24 | - | - | - |
1CNY in Million2CNY
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | - | 10.3% | - | 11% | 11.2% | 11.6% | 11.9% |
| ROA (Net income/ Total Assets) | - | 0.95% | - | 0.97% | 0.92% | 0.92% | 0.92% |
| Assets 1 | - | 133,187 | - | 178,256 | 211,391 | 239,586 | 275,489 |
| Book Value Per Share 2 | - | 6.920 | 7.620 | 8.470 | 9.340 | 10.30 | 11.40 |
| Cash Flow per Share | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - |
| Announcement Date | 4/30/21 | 3/30/22 | 1/17/23 | 3/27/24 | - | - | - |
1CNY in Million2CNY
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
Sell
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
5.08
CNY
Average target price
6.37
CNY
Spread / Average Target
+25.39%
EPS Revisions
Annual profits - Rate of surprise
| 1st Jan change | Capi. | |
|---|---|---|
| +2.63% | 1.38B | |
| +24.25% | 208B | |
| -0.27% | 71.94B | |
| +12.23% | 57.69B | |
| +20.21% | 50.35B | |
| +5.31% | 49.08B | |
| +32.07% | 46.89B | |
| +10.86% | 36.93B | |
| -15.79% | 35.32B | |
| -96.60% | 32.24B |
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- Financials Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co.,Ltd